Stamping Ground Insurance Rates:

Stamping Ground, KY homeowners insurance is approximately $669 to $933, about $55-$77/month. Our comprehensive research shows customers can save as much as $320 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stamping Ground, KY Homeowners Insurance By Home Value

Stamping Ground, KY Home Value Total Homes % of Total Average Stamping Ground, KY Homeowners Insurance
Less than $50,000 125 6.0% $104
$50,000 to $59,999 32 1.0% $224
$60,000 to $69,999 33 1.0% $280
$70,000 to $79,999 94 5.0% $320
$90,000 to $99,999 33 1.0% $408
$100,000 to $124,999 242 13.0% $472
$125,000 to $149,999 230 12.0% $592
$150,000 to $174,999 116 6.0% $704
$175,000 to $199,999 137 7.0% $809
$200,000 to $249,999 136 7.0% $977
$250,000 to $299,999 328 18.0% $1193
$300,000 to $399,999 297 16.0% $1521

Top Home Insurance Agents Near Stamping Ground, KY

Home Insurance Company Near Stamping Ground, KY Homeowners Insurance Agency Near Stamping Ground, KY Address
NA Boone-Maupin Insurance 207 Stanford Street, Lancaster, KY, 40444
NA Morgan, Trevathan, & Gunn, Inc. 120 Dennis Drive, Suite 1 , Lexington, KY, 40503
Travelers Dudley R Thompson Insurance Inc 7202 Hwy 329 , Crestwood, KY, 40014
State Farm Jack Williams Jr 443 S 4th St, Danville, KY, 40422-2006
Allstate Jeffrey Baker 6785 Houston Rd Ste 200, Florence, KY, 41042

Cost Of Homeowners Insurance By Street Near Stamping Ground, KY

Streets in Stamping Ground Area Homeowners Insurance Cost
Sulphur Well Rd, Blackduck Dr, Long Lick Pk, State Hwy 2911, Cedar Rd, Woodduck Ln, Mergancer Ct, Shoveler Ct, J B Lear Ln, Cincinnati Rd$796
Josephine Rd, Deer Run Blvd, Scotts Mill Rd, Blue Bill Ct, New Forest Ct, Puffin Ct, Teal Ct, State Hwy 1689, E Honaker Rd, Pokeberry Rd$788
Bond Rd, Lakeside Dr, Bonds Pike, Quandy Ct, Brooks Ln, Woodlake Rd, Widgeon Ct, Indian Creek Rd, Cincinnati Pike, Frogtown Rd$792
Wood Duck Ln, Bayside Ct, State Hwy 1059, Glass Rd, Gaines Rd, Charles L Parker Ln, Elk Dr, Merganser Ct, Bond Pike, Eider Ct$842
Stubbs Ln, Armstrong Ct, Long Lick Pk, Drake, Mallard Point Dr, Alexandra Jett Ln, Stamping Ground Rd, Sheldrake Ct, Lakeshore Dr, Calvert St$834

Stamping Ground, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stamping Ground$118 to $122
Scott County$118
Monterey-New Columbus$111
Peaks Mill$115

Stamping Ground, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scott County, Kentucky $99 $131 $197
Sadieville CCD, Scott County, Kentucky $99 $132 $198
Georgetown CCD, Scott County, Kentucky $98 $131 $196

Stamping Ground, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stamping Ground, KY5.1%18.8%
Scott County5.17%19.78%
Sadieville4.8%20.78%
Georgetown5.22%20.37%

Stamping Ground Renters Insurance as a Percentage of Rent

Stamping Ground Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 11.0% $327
$200 to $299 42 25.0% $777
$300 to $499 34 20.0% $1227
$500 to $749 37 22.0% $1902
$750 to $999 9 5.0% $2652
$1,000 to $1,499 6 3.0% $3777
$1,500 or more 17 10.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Stamping Ground For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
250,000 Masonry 9 years American National General Insurance Company 668
250,000 Masonry 9 years California Casualty General Insurance Company Of Oregon 1,051
125,000 Frame 29 years Foremost Insurance Company 0
150,000 Brick Veneer 19 years Hartford Casualty Insurance Company 762
150,000 Brick Veneer 19 years Usaa Casualty Insurance Company 563
250,000 Masonry 9 years First Liberty Insurance Corporation (The) 1,356
250,000 Masonry 9 years Garrison Property And Casualty Insurance Company 657
150,000 Brick Veneer 19 years Kentucky Farm Bureau Mutual Insurance Company 487
150,000 Brick Veneer 19 years Liberty Mutual Insurance Co 0
250,000 Masonry 9 years Ohio Casualty Insurance Company 1,906

Stamping Ground, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Stamping Ground Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Stamping Ground Home Owner from High Deductible Plan $600

Stamping Ground, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stamping Ground, KY Home Replacement Value MORE than Home Value Stamping Ground, KY Home Replacement Value LESS than Home Value
Replacement Value $258,000 $159,000
Insurance Premium based on Replacement Value $1,275 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,500 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year

Example Stamping Ground Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAllstate
Monthly Premium 4965140
Year Built 198819472012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Stamping Ground, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 195,000 Shingles Roof 2,120 3 $5000 to $10,000 Deductible 610 8 Fiber-Cement Siding No
1994 140,000 Metal Roof 1,620 4 $1000-$2500 Deductible 70 2 Stucco siding yes
1980 145,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 360 6 Fiber-Cement Siding yes
2011 545,000 Membrane Roof 4,960 5 > $10,000 Deductible 900 7 Vinyl siding No
1981 275,000 Membrane Roof 2,320 4 > $10,000 Deductible 370 5 Fiber-Cement Siding No
2003 355,000 Tile Roof 2,880 5 $500- $1000 Deductible 190 2 Fiber-Cement Siding yes
2009 210,000 Slate Shingles Roof 2,120 5 $500- $1000 Deductible 820 10 Fiber-Cement Siding yes
1999 390,000 Asphalt Shingles Roof 3,060 4 $500 Deductible 610 3 Brick siding No
2013 325,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 420 5 Stucco siding No
2012 300,000 Tile Roof 2,870 4 $2500-$5000 Deductible 700 8 Wood siding No
1949 235,000 Asphalt Shingles Roof 2,310 4 > $10,000 Deductible 120 2 Stucco siding No
1997 225,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 170 3 Brick siding yes
1941 405,000 Membrane Roof 3,360 5 $500- $1000 Deductible 500 4 Vinyl siding No
2012 300,000 Tile Roof 2,920 4 $2500-$5000 Deductible 340 6 Wood siding No
2012 195,000 Metal Roof 1,930 5 $500- $1000 Deductible 780 8 Brick siding No
2009 320,000 Composition Roof 2,860 5 $500 Deductible 1120 8 Stone Siding yes
2011 390,000 Composition Roof 3,210 4 > $10,000 Deductible 160 2 Vinyl siding No
1991 390,000 Metal Roof 3,100 4 $2500-$5000 Deductible 840 9 Stone Siding yes
1985 175,000 Metal Roof 1,560 5 $500- $1000 Deductible 60 1 Fiber-Cement Siding No
1982 255,000 Wood Shake Roof 2,040 5 $500 Deductible 750 7 Stucco siding No
1943 335,000 Composition Roof 2,650 4 $1000-$2500 Deductible 1160 7 Brick siding yes
1942 190,000 Metal Roof 2,040 3 $1000-$2500 Deductible 340 5 Stone Siding No
2013 190,000 Asphalt Shingles Roof 2,240 3 $500 Deductible 410 5 Brick siding yes
2013 265,000 Metal Roof 2,540 5 $2500-$5000 Deductible 480 6 Stucco siding yes
2003 195,000 Tile Roof 2,210 5 $2500-$5000 Deductible 220 4 Fiber-Cement Siding yes
1943 245,000 Asphalt Shingles Roof 2,660 4 $500 Deductible 400 4 Brick siding No
1986 465,000 Shingles Roof 4,020 5 $500- $1000 Deductible 660 4 Wood siding yes
1980 235,000 Tile Roof 2,350 4 $1000-$2500 Deductible 1160 12 Stone Siding No