Stamford Insurance Rates:

Stamford, CT homeowners insurance is about $806 to $1,098, about $67-$91/month. Our comprehensive guide indicates shoppers can save upto $380 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My premium and deductible are currently full coverage. I have had insurance quotes from other companies and my company has the best rates around.
State Farm
Our premium and deductible is actually very affordable. Especially since we are still able to hire people that will do the work for less than what was estimated.
They have competitive premium and deduction policies compared to other companies. In shopping around I discovered that their premiums are slightly better that the competition.
State Farm
My insurance companies polices are a bit more expensive then others in my area but also have a lower deducible, with some things covered at no deducible. Something that other companies don't even have.
Farmer's Insurance
We have just recently switched to Farmers.I would recommend them because they took their time with identifying needs and then pricing insurance for what I may need.They were competitive.
Great customer service from both my agent and the claims department. The claim resolution was fast and fair. While the premiums might be slightly more the great customer service makes it worthwhile.
I would always recommend my insurance company. I have been with them for 10 years and I will never leave because of their loyalty to me
State Farm
When I had a possible claim, I emailed my agent and he did not respond at all. I had to call and send another email before I got a response. I was thankful that I didn't have to end up filing a claim.
Farmer's Insurance
They offer really good benefits without too high premiums and deductibles. I've had Maine Community Health Options and they seem to make the member pay more for services than any other insurance carrier that I've had so far.
State Farm
I know that State Farm offers financial investment assistance along with the insurance, but we don't use it. Everything else is pretty standard across most insurance companies.
I have not needed to make a claim yet. Anytime I have delt with the company, customer service has been very professional and polite.
They gave me great coverage along with additional coverage that can cover loss even outside of my dwelling
Farmer's Insurance
I would definately recommend Farmer's insurance. They offered me a great rate and it was very easy to complete the process. Since I didn't have any claims I cannot comment on that part of their service, but overall was a great experience.
I like that i am able to take advantage of a multitude of discounts like having a fire extinguisher, deadbolt locks on my doors and having a smoke alarm.
Too large a company. they are friendly on the phone, but be prepared to be transferred multiple times, and wait for five or more minutes on hold.
State Farm
So far everything seems great, i just bought my home so i will have to wait and see if i ever need them
State Farm
Sometimes the website usability can be a bit difficult to navigate, and it’s not that user-friendly. Sometimes it’s hard to pay a bill online.
State Farm
They were good and fast about getting my hail damage assessed and paid out a few years ago. That’s really the only thing I've had them deal with. The adjuster came out and did his thing and I didn't even realize he came...
They definitely make for absolute certain that they notify me of how much money I owe them. But in all seriousness they are pretty good with communicating anything going on with my policy in a timely and professional manner.
State Farm
It's very easy to use, I was able to set up my account and can do almost anything IÃḃ€™d like to online without having to go through the hassle of along phone call with someone I canÃḃ€™t understand
Friendly great rates and service and very close to where I live and work so, I can just pop in pay my bill so I save postage and they take credit cards so, I get travel miles
I do not use the companies’ mobile app. However, the website serves my purpose in terms of finding contact information for my insurance representative as well as general policy information.
I love that the company is very cheap. I do not like to pay alot for insurance. On a scale of 1 to 5, I would give them a 1.
State Farm
There were lower quotes but none of them from companies that I trusted. I know State Farm is a huge name so I don't think I will have any problems with them.
I do not have anything that I dislike about the company. So far, they have been amazing.
State Farm
I love my company overall because they give me good value for my money and they are very easy to communicate with.
I do not dislike anything. I love this company and I don't know why anyone else wouldn't like them. They are great.
AAA is known for its suite of automobile services. But they also offer homeowner's insurance. Initially I was hesitant to go with them for homeowners insurance. I am glad I did as it has not only saved me money but proved to be a great experience.
Narragansett Bay Insurance Company
I would recommend this company because until now I have not been disappointed with the agreement and I am aware of my needs
The agent is pretty nice and replied very quick also provided very competitive and decent price
The Hartford
The premium is high because of bad credit scores in my former life, which was no fault of my own. Unfortunately...
American Modern Insurance
They never contact me and don't really seem to care much about servicing my policy.
The process to obtain the insurance was easy, and I have never had a problem renewing the policy. They don't both me, so I think they are great.
I would recommend this company and products to others by pointing out the responsiveness of the company if you have any questions.

Stamford, CT Homeowners Insurance By Home Value

Stamford, CT Home Value Total Homes % of Total Average Stamford, CT Homeowners Insurance
Less than $50,000 149 1.0% $38
$100,000 to $124,999 95 1.0% $190
$125,000 to $149,999 227 2.0% $238
$150,000 to $174,999 263 3.0% $285
$175,000 to $199,999 283 3.0% $323
$200,000 to $249,999 1,320 16.0% $390
$250,000 to $299,999 1,400 17.0% $485
$300,000 to $399,999 3,961 50.0% $618

Top Home Insurance Agents Near Stamford, CT

Home Insurance Company Near Stamford, CT Homeowners Insurance Agency Near Stamford, CT Address
NA Capacity Group Of New York Llc 1983 Marcus Ave 1983 Marcus Ave , New Hyde Park, NY, 11042
Allstate Anthony Menniti 3805 E Tremont Ave, Bronx, NY, 10465
Travelers Daniel F A Palmieri 46 CARRIAGE CT, JERICHO, NY, 11753
State Farm Jim Salveson 2604 Route 112, Medford, NY, 11763-2581
Allstate John Sheren 691 Route 25A, Miller Place, NY, 11764

Stamford, CT Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Stamford, CT

Streets in Stamford Area Homeowners Insurance Cost
Richmond Hill Ave, Bartlett Ln, Bedford St, Cady St, Oxford Ct, Crystal St, Woodbury Ave, Newfield Ct, Vine Rd, Riding Stable Trl$937
Selleck St, Deep Spring Ln, Fairgate Dr, Colonial Rd, Hidden Brook Dr, Saddle Hill Rd, Ridgecrest Rd, Ocean Dr W, Madison Pl, Evergreen Ct$903
Big Oak Rd, Dads Ln, Toms Rd, Rolling Wood Dr, Wynover Ln N, Caldwell Ave, Davenport Ridge Rd, McClean Ave, Brook Run Ln, Corbo Ter$968
Wake Robin Ln, Glendale Cir, Ralsey Rd, Mercedes Ln, Cook Rd, Deep Valley Rd, Davenport Farm Ln S, Haviland Dr, Vista St, Ridge Brook Dr$1,049
Settlers Trl, White Birch Ln, Edice Rd, Vassar Ave, Overbrook Dr, Hackett Cir N, Erickson Dr, Havemeyer Ln, Joffre Ct, Belltown Rd$913
Deacon Hill Rd, Revere Dr, Ridgewood Ave, Bonny Glen Rd, W Hill Cir, Meredith Ln, Lawn Ave, Willard Ter, Crane Rd N, Northill St$891
Walter Wheeler Dr, Seaside Ave, Algonquin Ave, General Waterbury Ln, Harborview Ave, Acre View Dr, Pacific St, Wenzel Ter, Dale St, Whittaker St$921
Maltbie Ave, Jessup St, Ursula Pl, Hirsch Rd, Taylor Reed Pl, Woodrow St, Blackwood Ln, Annie Pl, Taconic Rd, Quails Trl$963
Mayapple Rd, Hemlock Dr S, Overhill Rd, Seaton Rd, Cummings Point Rd, Lanark Rd, Holly Cove Cir, River View Dr, Davenport Farm Ln E, Wallace St$886
Quarry Rd, Duke Dr, Canfield Dr, Tower Ave, Goodwin St, Finch St, Skyline Ln, Cedar Cir, Euclid Ave, Stillwater Rd$963

Stamford, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stamford$142 to $145
Cos Cob$162

Stamford, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cos Cob CDP, Connecticut $136 $181 $271
Darien CDP, Connecticut $138 $184 $276
Riverside CDP, Connecticut $138 $184 $276

Stamford, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stamford, CT2.7%7.9%
Cos Cob2.47%9.02%

Stamford Renters Insurance as a Percentage of Rent

Stamford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 246 1.0% $297
$200 to $299 440 2.0% $747
$300 to $499 668 3.0% $1197
$500 to $749 911 4.0% $1872
$750 to $999 1,739 8.0% $2622
$1,000 to $1,499 6,010 30.0% $3747
$1,500 or more 9,782 49.0% $5397

Stamford, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Stamford Homeowner Insurance Premium Example $5,800$4,300
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $18,700$17,200
Net Savings to Stamford Home Owner from High Deductible Plan $1,500

Stamford, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stamford, CT Home Replacement Value MORE than Home Value Stamford, CT Home Replacement Value LESS than Home Value
Replacement Value $564,500 $316,000
Insurance Premium based on Replacement Value $6,325 $3,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $135,500 Risk Exposure from Under Insuring Coverage is $113,000
Premium Impact Insurance cheaper by $1,275/year Insurance costlier by $1,500/year

Example Stamford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceNationwide Insurance
Monthly Premium 353320319
Year Built 196519871973
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$400000-$500000$500000-$600000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Stamford, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 450,000 Tile Roof 2,100 3 $500 Deductible 1200 4 Vinyl siding No
1999 355,000 Slate Shingles Roof 1,580 2 $5000 to $10,000 Deductible 1250 6 Vinyl siding yes
1971 275,000 Shingles Roof 1,270 3 $500 Deductible 370 2 Stone Siding yes
1976 505,000 Wood Shake Roof 1,980 3 $5000 to $10,000 Deductible 1570 6 Brick siding No
1988 520,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 5990 12 Fiber-Cement Siding yes
1983 660,000 Membrane Roof 2,390 3 $500- $1000 Deductible 3290 5 Stone Siding No
1948 325,000 Slate Shingles Roof 1,560 2 $500 Deductible 1810 5 Stone Siding yes
1988 860,000 Membrane Roof 4,140 5 $500 Deductible 5110 9 Wood siding No
1945 420,000 Shingles Roof 1,990 4 $500- $1000 Deductible 3070 10 Fiber-Cement Siding yes
1984 385,000 Tile Roof 1,390 2 $1000-$2500 Deductible 2750 8 Stucco siding No
1949 525,000 Wood Shake Roof 2,280 4 $1000-$2500 Deductible 2020 5 Wood siding No
1982 455,000 Composition Roof 1,700 4 $1000-$2500 Deductible 3780 12 Wood siding No
1965 325,000 Shingles Roof 1,430 3 $5000 to $10,000 Deductible 540 4 Stucco siding No
1960 285,000 Asphalt Shingles Roof 1,370 2 $5000 to $10,000 Deductible 1780 10 Stucco siding yes
1976 255,000 Membrane Roof 1,130 2 $1000-$2500 Deductible 1670 10 Stucco siding yes
1966 240,000 Tile Roof 1,130 2 $2500-$5000 Deductible 690 4 Brick siding yes
1993 775,000 Tile Roof 3,550 5 $500- $1000 Deductible 5460 12 Brick siding yes
1986 1,150,000 Metal Roof 4,450 5 $500- $1000 Deductible 3150 5 Fiber-Cement Siding No
1993 655,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 2860 7 Vinyl siding yes
1980 1,140,000 Membrane Roof 4,230 5 $500- $1000 Deductible 5360 6 Wood siding yes
1946 880,000 Tile Roof 3,180 4 $500 Deductible 8020 12 Wood siding No
1974 245,000 Wood Shake Roof 1,110 2 $500 Deductible 700 4 Fiber-Cement Siding No
1998 395,000 Slate Shingles Roof 1,710 3 $2500-$5000 Deductible 2120 9 Stucco siding No
1944 435,000 Composition Roof 1,540 5 $1000-$2500 Deductible 2600 7 Stone Siding No
1941 1,100,000 Composition Roof 3,760 5 $5000 to $10,000 Deductible 6610 12 Wood siding No
1992 950,000 Metal Roof 3,460 5 $1000-$2500 Deductible 3990 7 Stone Siding No
1995 975,000 Slate Shingles Roof 3,970 5 > $10,000 Deductible 1480 4 Wood siding No
1963 480,000 Shingles Roof 1,650 2 $500- $1000 Deductible 1220 5 Stone Siding No
1969 345,000 Tile Roof 1,210 3 $500 Deductible 580 2 Fiber-Cement Siding No
1976 600,000 Slate Shingles Roof 2,200 3 > $10,000 Deductible 1940 6 Stone Siding No
1934 295,000 Membrane Roof 1,300 2 $500- $1000 Deductible 600 2 Stucco siding No

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