Stafford, CT homeowners insurance is about $713 to $973, about $59-$81/month. Our extensive analysis shows customers can save as much as $337 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Stafford, CT | Homeowners Insurance Agency Near Stafford, CT | Address |
|---|---|---|
| Travelers | Acorn Insurance Alliance Llc | 10 N MAIN ST, WEST HARTFORD, CT, 6107 |
| Allstate | Douglas Haywood | 1880 E Main St, Waterbury, CT, 6705 |
| Allstate | Edwin De Jesus | 760 N Main St, Providence, RI, 2904 |
| Nationwide | Zelano Insurance Agency Inc | 37 Pleasant View Ave, Greenville, RI, 02828-1907 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Stafford Springs CDP, Connecticut | $125 | $167 | $251 |
| Crystal Lake CDP, Connecticut | $131 | $174 | $261 |
| Wales town, Hampden County, Massachusetts | $152 | $203 | $305 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Stafford, CT | 4.0% | 10.6% |
| Stafford Springs | 4.25% | 10.22% |
| Crystal Lake | 3.26% | 9.16% |
| Wales | 4.85% | 16.85% |
| Stafford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 41 | 3.0% | $795 |
| $500 to $749 | 362 | 34.0% | $1920 |
| $750 to $999 | 296 | 27.0% | $2670 |
| $1,000 to $1,499 | 315 | 29.0% | $3795 |
| $1,500 or more | 30 | 2.0% | $5445 |
| Streets in Stafford Area | Homeowners Insurance Cost |
|---|---|
| State Line Rd, State Hwy 140, Deepwood Rd, Wales Rd, Brendon St, Standish Dr, Lyons Rd, Bigelow Hollow Rd, Melissa Way, Minor Rd | $847 |
| Bartlett Hollow Rd, Partridge Run, Hemlock Cir, Clearwater Dr, Slater Rd, Petz Rd, Grant Ave, Stafford St Exd, Moulton Hill Rd, Center St | $849 |
| White Oak Dr, Bellrose St, Morton St, Margaret Dr, Sears Rd, Tietz Rd, Hopyard Rd, Virginia Dr, Fox Run, Gilbert Rd | $854 |
| Village Hill Rd, Fox Hill Dr, Hyde Park Rd, Crown St, Wales Rd, Michelec Rd, Orcuttville Rd, George Heck Rd, Hydeville Rd, Parkess St | $849 |
| Olympic Ave, Forest Rd, Staffordville Rd, Bush Rd, Delphi Rd, Racker Rd, Krol Rd, Monson Rd, Whipple Ln, Park St | $849 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Stafford | $125 to $127 |
| Stafford Springs | $125 |
| Crystal Lake | $130 |
| Wales | $152 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Stafford Homeowner Insurance Premium Example | $2,100 | $1,700 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $17,400 | $16,200 |
| Net Savings to Stafford Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Stafford, CT Home Replacement Value MORE than Home Value | Stafford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $207,500 | $152,500 |
| Insurance Premium based on Replacement Value | $2,250 | $1,650 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,000 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $200/year |
| Insurance Company | GEICO Insurance | Chubb Group of Insurance | Allstate |
| Monthly Premium | 127 | 427 | 361 |
| Year Built | 1991 | 1963 | 1949 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | $500 Deductible | $500- $1000 Deductible |