St. Rose Insurance Rates:

St. Rose, LA homeowners insurance is approximately $1,092 to $1,491, about $91-$124/month. Our comprehensive analysis shows customers can save as much as $516 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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St. Rose, LA Homeowners Insurance By Home Value

St. Rose, LA Home Value Total Homes % of Total Average St. Rose, LA Homeowners Insurance
Less than $50,000 358 16.0% $206
$70,000 to $79,999 111 5.0% $620
$80,000 to $89,999 52 2.0% $710
$90,000 to $99,999 73 3.0% $788
$100,000 to $124,999 264 11.0% $917
$125,000 to $149,999 205 9.0% $1149
$150,000 to $174,999 442 19.0% $1356
$175,000 to $199,999 140 6.0% $1563
$200,000 to $249,999 147 6.0% $1886
$250,000 to $299,999 164 7.0% $2312
$300,000 to $399,999 244 11.0% $2932

Top Home Insurance Agents Near St. Rose, LA

Home Insurance Company Near St. Rose, LA Homeowners Insurance Agency Near St. Rose, LA Address
State Farm Alexis Ducorbier 304 Old Covington Hwy, Hammond, LA, 70403-5123
State Farm Bryan Schexnayder 1109 N Causeway Blvd, Metairie, LA, 70001-4127
State Farm Chuck Miramon 4402 Hwy 22, Mandeville, LA, 70471-3310
Travelers Standard Mortgage Ins Agency Inc 701 POYDRAS ST. #400 PLZ, NEW ORLEANS, LA, 70139
Allstate Terry Tarleton 4323 Division St Ste 101, Metairie, LA, 70002

Cost Of Homeowners Insurance By Street Near St. Rose, LA

Streets in St. Rose Area Homeowners Insurance Cost
Kennedy St, Jean St, Cactus Ln, Pitre St, Lily St, Riverwood Dr, Gordon St, Airline Hwy, Noto St, Turtle Creek Ln$1,249
Ponderosa Rd, James Dr W, Corral Ln, Lentini Ln, US Hwy 61, E Pinoak Dr, Oak St, Preston Hollow Rd, Barry St, Club Dr$1,291
E Campus Dr, Maple Ln, River Birch Ln, Fourth St, Opal Ln, Gene Dr, Peter Ln, Saint Rose Ave, Lasso Ln, Canyon Ln$1,291
Jonathan St, Modoc St, Kenny St, Crespo Ave, Dianne Pl, W Club Dr, Chuckwagon Ln, Almedia Rd, Landry Ln, Dell St$1,293
Bridle Path Ln, Janet Dr, Johnson St, Azalea Ln, Dianne Dr, E Club Dr, Teal St, Pinto Ln, Summerton Dr, S Pinoak Dr$1,295

St. Rose, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Rose$192 to $194
Ama$193
Destrehan$202
New Sarpy$188

St. Rose, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ama CDP, Louisiana $161 $215 $322
Destrehan CDP, Louisiana $169 $225 $337
New Sarpy CDP, Louisiana $157 $209 $314

St. Rose, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Rose, LA7.6%31.5%
Ama9.07%37.46%
Destrehan6.69%23.5%
New Sarpy9.66%34.04%

St. Rose Renters Insurance as a Percentage of Rent

St. Rose Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 226 39.0% $1923
$750 to $999 286 49.0% $2673
$1,000 to $1,499 49 8.0% $3798
$1,500 or more 11 1.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby St. Rose For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Anpac Louisiana Ins Co $866
$150,000 $75,000 brick veneer 20-year American National General Ins Co $1108
$100,000 $50,000 brick veneer 25-year American Risk Ins Co $1090
 $300,000  $150,000 brick veneer 1-year Armed Forces Ins Exchange $777
$200,000 $100,000 brick veneer 10-year Great Northern Ins Co $2811
$200,000 $100,000 brick veneer 10-year La Farm Bureau Mutual Ins Co $894
 $300,000  $150,000 brick veneer 1-year Maison Ins Co $1032
$200,000 $100,000 brick veneer 10-year State Farm Fire & Casualty Co $2085
$200,000 $100,000 brick veneer 10-year Stillwater Ins Co $1554
$100,000 $50,000 brick veneer 25-year The American Ins Co $1119

St. Rose, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly St. Rose Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,300$16,300
Net Savings to St. Rose Home Owner from High Deductible Plan $1,000

St. Rose, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario St. Rose, LA Home Replacement Value MORE than Home Value St. Rose, LA Home Replacement Value LESS than Home Value
Replacement Value $155,500 $107,500
Insurance Premium based on Replacement Value $2,275 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $250/year

Example St. Rose Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 345244429
Year Built 197919841990
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for St. Rose, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 275,000 Metal Roof 3,190 5 $500 Deductible 1850 4 Brick siding yes
1978 185,000 Metal Roof 2,060 4 $5000 to $10,000 Deductible 1270 8 Wood siding No
1981 185,000 Membrane Roof 1,730 3 $1000-$2500 Deductible 1400 9 Brick siding No
1983 210,000 Tile Roof 2,680 4 $5000 to $10,000 Deductible 620 3 Brick siding No
1972 225,000 Composition Roof 2,300 4 $1000-$2500 Deductible 1330 4 Stone Siding No
2012 225,000 Metal Roof 2,300 3 $2500-$5000 Deductible 2420 9 Wood siding yes
1997 155,000 Membrane Roof 1,810 4 $2500-$5000 Deductible 880 6 Brick siding No
2014 95,000 Membrane Roof 1,250 3 $500 Deductible 610 4 Stucco siding No
1990 220,000 Wood Shake Roof 2,000 4 > $10,000 Deductible 480 4 Wood siding No
2012 260,000 Slate Shingles Roof 3,120 4 $1000-$2500 Deductible 1080 4 Brick siding yes
1999 245,000 Tile Roof 3,030 4 > $10,000 Deductible 2150 9 Brick siding No
1971 95,000 Composition Roof 1,290 3 $2500-$5000 Deductible 90 1 Vinyl siding yes
1985 165,000 Wood Shake Roof 1,740 3 $500- $1000 Deductible 250 1 Wood siding No