St. Petersburg Insurance Rates:

St. Petersburg, FL homeowners insurance is nearly $984 to $1,333, about $82-$111/month. Our complete analysis reveals consumers can save as much as $463 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are one of the biggest and most reputable companies and i know if a major catastrophe happens they have the resources to act quickly.
State Farm
I do not like that they charge a fee to split a large payment into two smaller payments. i understand that they claim it is a processing fee, but i think that they should not charge extra just because a portion of a large payment will be deferred.
Liberty Mutual
Something i absolutely like about liberty mutual is the availability of my agent. she is very easy to reach by phone or email if i have any questions and while she does try to sell other insurance products, she is not pushy about it.
National General
National General’s website is easy to navigate and easy to understand. I had no trouble while I was searching for products. I haven’t had to file a claim yet so I don’t know that aspect of it.
There is not an office that i can go visit nearby. there are only a few offices in major cities. i sometimes would prefer to talk to a person in an office.
My agent has always been great with me. I've never had a negative experience dealing with Allstate, whenever I have questions or concerns they are always there to help me.
Security First Home Insurance
Home insurance in Florida is "take what you can get" because so many companies have withdrawn from the state due to hurricanes. I go through broker and take the lowest cost I can get.
Assurant Specialty Property
I think I have really great coverage for a low price. Other people I know have had really good experiences with them as well.
Citizens Property Insurance
I like that fact that they were willing to pick us up when State Farm Insurance had to drop us.
Citizens Property Insurance
It's average compared to other major companies. It has not become a burden on me yet. It is OK.
Safeco Insurance
I like the company’s customer service and ease of use of their services which they have won awards for and also they are known for it, which is why I choose them.
I don't know what other premiums are for other companies I have had State Farm for 15 years. I did check progressive out a few years ago and they were $200.00 more than State Farm
I do not like USAA's auto insurance prices. My wife and I have no points/wrecks on our driving record but the insurance went up almost $500 this year because "other people are getting in more wrecks and cars are becoming more expensive to repair". I thought that was a pretty lame excuse by the representative.
Overall the company has great customer service. They also have good policies about towing. It's been free to tow my car multiple times. They are friendly and inexpensive.
State Farm
I do not like the cold attitude and behavior they take toward a long-standing client
I like USAA's response time and how responsible and communicative they are during the claims process. They are a wonderful insurance company and I am grateful to be a customer.
Easy to deal with, personnel are efficient, professional, always available, the local company, also offers to the bank, offices are easy to get to and plenty of parking.
I dislike that maybe it's a little overpriced
State Farm
we are happy with our insurance company. We plan to stick around and continue to use State Farm for our needs. Our insurance guy, Ryan, is terrific and we would recommend to anyone.
Farmer's Insurance
They are quicker to raise rates than my previous company after a claim.

St. Petersburg, FL Homeowners Insurance By Home Value

St. Petersburg, FL Home Value Total Homes % of Total Average St. Petersburg, FL Homeowners Insurance
Less than $50,000 10,837 11.0% $197
$50,000 to $59,999 3,178 3.0% $405
$60,000 to $69,999 3,469 3.0% $509
$70,000 to $79,999 4,480 4.0% $591
$80,000 to $89,999 5,168 5.0% $672
$90,000 to $99,999 5,036 5.0% $741
$100,000 to $124,999 12,137 12.0% $869
$125,000 to $149,999 10,633 10.0% $1077
$150,000 to $174,999 12,805 13.0% $1286
$175,000 to $199,999 7,269 7.0% $1483
$200,000 to $249,999 10,193 10.0% $1784
$250,000 to $299,999 5,758 5.0% $2178
$300,000 to $399,999 6,563 6.0% $2770

Top Home Insurance Agents Near St. Petersburg, FL

Home Insurance Company Near St. Petersburg, FL Homeowners Insurance Agency Near St. Petersburg, FL Address
NA Wright Insurance & Financial Services 1891 Porter Lake Dr #103, Sarasota, FL, 34240
State Farm Clendon Webb 6704 Congress St, New Prt Rchy, FL, 34653-2845
Travelers Condon-Meek Inc 1211 Court St, Clearwater, FL, 33756
Travelers Johnson & Hoge Insurance Group Inc 116 W BLOOMINGDALE AVE, BRANDON, FL, 33511
Travelers Welch Insurance & Financial Services Llc 8351 SR 54 STE 102, NEW PORT RICHEY, FL, 34655

Cost Of Homeowners Insurance By Street Near St. Petersburg, FL

Streets in St. Petersburg Area Homeowners Insurance Cost
Grey Eagle Ct S, 87th Ave NE, Terrace Garden Dr N, Roosevelt Blvd N, 119th Pl N, 75th Pl, 68th Ave S, Carrier St N, 80th Ter, 36th Ave NE$1,156
16th St NE, Hampton Dr N, 22nd Ave NE, 106th Ter N, 56th Way, Sun Blvd, Regent Blvd, Mainlands Blvd E, 63rd St, 81st St N$1,154
Lafayette, 43rd Ln N, 46th St, 67th Ave S, Winchester Rd N, 96th Ter N, 75th Ln N, Gateway Centre Blvd, S Shore Dr SE, 3rd Ave NE$1,137
Hibiscus Dr, 74th Cir NE, Bethel Way S, Lemon Tree Ln, 89th Terrace Ct, Rue Chateaux Dr, 49th Ave S, 31st Ave S, 109th Ter, Sea Gull Dr S$1,167
47th Ave S, 59th Ln S, 122nd Dr N, Rosedale Pl N, Carolyn, 112th Ave No, Sunset Dr S, 92nd Way, 26th Street Ct N, 37th St$1,159
Maple St NE, Bay Vista Blvd S, Spadco Dr, Asturia Way S, Davenport Ave NE, 21st Way S, Belleair Dr NE, Fairway View Blvd S, 114th Ter N, Russell St S$1,365
Ward Ave S, Fargo St N, Cheryl Ln, S Panama St S, 36th Ave S, Lakewood Dr S, 16th Way S, 7th Ave NE, 67th Ave S, Covina Way S$1,223
3rd Ter N, Cumbia Way S, Alcazar Way S, 72nd Ave NE, 38th Ave NE, 45th Way N, San Martin Blvd NE, Cactus Dr, Lake Maggiore Blvd S, 85th St$1,176
Elbow Ln N, 61st Ln N, Ave Des Palais, Lynn Lake Dr S, 32nd Ave NE, 72nd Ct, 10th Ave NE, Caesar Way S, 18th Way N, 79th Way N$1,166
35th Ter N, Calais, Pershing St NE, Astor Pl S, Kindal Pt, Aralia Way, 60th Ave S, 41st Ln S, Riviera Bay Dr NE, Colorado Ave NE$1,132

St. Petersburg, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Petersburg$173 to $176
Kenneth City$171

St. Petersburg, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lealman CDP, Florida $140 $186 $279
Gulfport city, Florida $146 $194 $291
Kenneth City town, Florida $143 $190 $285

St. Petersburg, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Petersburg, FL6.7%20.8%
Kenneth City7.19%25.51%

St. Petersburg Renters Insurance as a Percentage of Rent

St. Petersburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 631 1.0% $340
$200 to $299 1,322 2.0% $790
$300 to $499 2,730 4.0% $1240
$500 to $749 11,804 21.0% $1915
$750 to $999 16,985 30.0% $2665
$1,000 to $1,499 17,520 31.0% $3790
$1,500 or more 4,581 8.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby St. Petersburg For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Family Insurance $3,699
150,000 27 YES Auto Club Insurance $2,245
150,000 27 YES Federated National Insurance $1,455
150,000 27 YES First Community Insurance $1,735
150,000 27 YES United Property & Casualty Insurance $1,136
150,000 27 YES Universal Insurance $2,475
150,000 27 YES Universal Property & Casualty Insurance $1,369
300,000 12 NA Tower Hill Signature Insurance $2,782