St. Marys Insurance Rates:

St. Marys, PA homeowners insurance is nearly $598 to $813, about $49-$67/month. Our complete analysis shows customers can save upto $282 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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St. Marys, PA Homeowners Insurance By Home Value

St. Marys, PA Home Value Total Homes % of Total Average St. Marys, PA Homeowners Insurance
Less than $50,000 417 9.0% $155
$50,000 to $59,999 162 3.0% $324
$60,000 to $69,999 234 5.0% $402
$70,000 to $79,999 332 7.0% $465
$80,000 to $89,999 325 7.0% $529
$90,000 to $99,999 355 8.0% $593
$100,000 to $124,999 663 15.0% $684
$125,000 to $149,999 322 7.0% $861
$150,000 to $174,999 386 9.0% $1016
$175,000 to $199,999 380 9.0% $1171
$200,000 to $249,999 364 8.0% $1412
$250,000 to $299,999 142 3.0% $1722
$300,000 to $399,999 123 2.0% $2188

Top Home Insurance Agents Near St. Marys, PA

Home Insurance Company Near St. Marys, PA Homeowners Insurance Agency Near St. Marys, PA Address
NA Iroquois Group, Inc. 35 W. Main St., Allegany, NY, 14706
Allstate Gerg Insurance Agencies 31 Erie Ave, Saint Marys, PA, 15857
Erie R James Smathers Agency Inc. 400 Main Street, Clarion, PA, 16214
Allstate Sarvey Ins Agency 273 Allegheny Blvd, Brookville, PA, 15825
Allstate Sarvey Insurance 571 W Mahoning St, Punxsutawney, PA, 15767

Cost Of Homeowners Insurance By Street Near St. Marys, PA

Streets in St. Marys Area Homeowners Insurance Cost
Stackpole St, Vine Rd Exd, Plum Rd, Spring St, Lemans Rd, Trout Run Rd, Forestview Rd, Thunder Rd, Center St, Lion Ln$709
Prince Aly, Larch Rd, Rylee Ln, Hoffman Rd, Anne Rd, Wolfe Rd, Saint Marys-Emporium Rd, Gaye Rd, Keller Rd, Ford Rd$705
Baumer Rd, Cherry Hill Rd, Malibu Rd, Haller Rd, S Paul Rd, Enterprise St, Mason Rd, Lang Rd, Fern Rd, Rettger St$709
Benedict St, Flower Valley Rd, Neubert St, S Michael St, Robin Rd, N Saint Marys Rd, Woodland Rd, Eckert Rd, Teaberry Rd, Theresia St$711
Saint Alphonse Rd, Eberl St, John St, S Saint Marys Rd, Bucktail Rd, Plymouth Rd, Flagstone Rd, Houston Rd, Washington Rd, Lafayette St$705

St. Marys, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Marys$105 to $108
Elk County$104
Johnsonburg$101
Jay$103

St. Marys, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elk County, Pennsylvania $104 $139 $209
Kersey CDP, Pennsylvania $104 $139 $209
Johnsonburg borough, Pennsylvania $101 $135 $203

St. Marys, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Marys, PA5.6%13.8%
Elk County5.81%14.59%
Kersey5.24%17.03%
Johnsonburg6.6%14.81%

St. Marys Renters Insurance as a Percentage of Rent

St. Marys Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 62 5.0% $800
$300 to $499 273 23.0% $1250
$500 to $749 665 57.0% $1925
$750 to $999 113 9.0% $2675
$1,000 to $1,499 43 3.0% $3800

St. Marys, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly St. Marys Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to St. Marys Home Owner from High Deductible Plan $600

St. Marys, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario St. Marys, PA Home Replacement Value MORE than Home Value St. Marys, PA Home Replacement Value LESS than Home Value
Replacement Value $135,000 $89,500
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example St. Marys Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceFarmers Insurance
Monthly Premium 373851
Year Built 195519471997
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$100000-$125000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for St. Marys, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 140,000 Asphalt Shingles Roof 1,720 3 $1000-$2500 Deductible 330 8 Stone Siding yes
1952 410,000 Composition Roof 4,680 5 > $10,000 Deductible 300 3 Wood siding No
1940 185,000 Asphalt Shingles Roof 3,040 5 $500- $1000 Deductible 190 3 Fiber-Cement Siding yes
2008 130,000 Wood Shake Roof 1,760 3 $500- $1000 Deductible 260 6 Brick siding No
1964 145,000 Metal Roof 1,960 5 $2500-$5000 Deductible 290 6 Wood siding No
2006 170,000 Wood Shake Roof 2,070 4 $500- $1000 Deductible 150 2 Wood siding No
1999 310,000 Metal Roof 3,400 4 $5000 to $10,000 Deductible 110 1 Wood siding No
1998 220,000 Wood Shake Roof 3,070 4 $1000-$2500 Deductible 450 6 Fiber-Cement Siding No
1957 275,000 Membrane Roof 4,110 5 $1000-$2500 Deductible 860 7 Wood siding yes
1983 150,000 Membrane Roof 1,790 3 $1000-$2500 Deductible 310 6 Stone Siding No
1968 205,000 Membrane Roof 2,750 5 $2500-$5000 Deductible 180 4 Wood siding yes
1959 175,000 Metal Roof 2,010 3 $500 Deductible 560 9 Wood siding yes
1953 230,000 Shingles Roof 2,660 4 $5000 to $10,000 Deductible 290 6 Stone Siding yes
1990 260,000 Shingles Roof 3,790 5 $1000-$2500 Deductible 270 2 Brick siding No
2004 265,000 Metal Roof 3,370 5 $500 Deductible 230 3 Stucco siding yes
1965 110,000 Membrane Roof 1,370 3 $1000-$2500 Deductible 120 3 Vinyl siding yes
1997 105,000 Membrane Roof 1,660 3 $500 Deductible 380 8 Stone Siding No
1981 125,000 Shingles Roof 2,000 4 $2500-$5000 Deductible 80 2 Brick siding No
1940 185,000 Shingles Roof 2,040 3 $5000 to $10,000 Deductible 180 3 Vinyl siding yes
1993 160,000 Tile Roof 2,200 4 $1000-$2500 Deductible 110 2 Fiber-Cement Siding yes
1969 125,000 Metal Roof 1,820 5 $500 Deductible 460 7 Brick siding yes
2000 310,000 Asphalt Shingles Roof 3,920 5 $5000 to $10,000 Deductible 900 9 Vinyl siding No
1958 120,000 Tile Roof 1,630 3 $2500-$5000 Deductible 30 1 Fiber-Cement Siding No
1992 140,000 Metal Roof 2,310 4 $500- $1000 Deductible 500 9 Stucco siding No
1993 110,000 Metal Roof 1,780 3 $2500-$5000 Deductible 160 5 Brick siding yes
1947 150,000 Asphalt Shingles Roof 2,290 3 $500 Deductible 590 9 Stone Siding yes
2005 195,000 Tile Roof 3,030 4 $500 Deductible 760 7 Stucco siding yes
1989 295,000 Slate Shingles Roof 4,820 5 $500 Deductible 120 1 Vinyl siding No