St. Marys Insurance Rates:

St. Marys, GA homeowners insurance is roughly $769 to $1,052, about $64-$87/month. Our detailed analysis reveals consumers can save upto $364 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I shopped around at multiple companies and Geico was the best value for home insurance in my area
State Farm
If I have a question they are very knowledgeable and are personal. Now don't get me wrong there are times you get some that aren't.
Progressive
Can make payments easily online, make changes to coverage & amounts, and see the status of policy, all quickly and easily.
Allstate
My rating is mostly based on the local office interactions. They are generally very helpful and willing to go out of their way. They call you back quickly and respond promptly to your inquiries.
Geico
The rates that they offer are unbeatable. great coverage, low costs and one of the best offers around. i would recommend.
Progressive
They agents are very friendly and personable. but,when you call, you usually get a real person and not an automated system.
Allstate
Allstate is good with long-term consumers. they are treated well and nicely. shown more respect which makes you want to stay with this company.

St. Marys, GA Homeowners Insurance By Home Value

St. Marys, GA Home Value Total Homes % of Total Average St. Marys, GA Homeowners Insurance
Less than $50,000 101 1.0% $118
$80,000 to $89,999 239 4.0% $418
$90,000 to $99,999 107 1.0% $464
$100,000 to $124,999 530 9.0% $546
$125,000 to $149,999 711 12.0% $682
$150,000 to $174,999 1,139 20.0% $800
$175,000 to $199,999 488 8.0% $928
$200,000 to $249,999 749 13.0% $1119
$250,000 to $299,999 864 15.0% $1365
$300,000 to $399,999 535 9.0% $1738

Top Home Insurance Agents Near St. Marys, GA

Home Insurance Company Near St. Marys, GA Homeowners Insurance Agency Near St. Marys, GA Address
NA Mr. Auto Insurance 6039 St Augustine Rd, Jacksonville, FL, 32217
NA Sandi Muhich Insurance Agency, Llc 2255 Dunn Ave Ste 601-A, Jacksonville, FL, 32218
State Farm Iris Thompson 860 Kingsbay Rd Ste A, Saint Marys, GA, 31558-3853
State Farm Kathy Scott 6018 San Jose Blvd, Jacksonville, FL, 32217-2325
Liberty Mutual Independent Robinson & Toler 1607 Frederica Rd Ste 201 St. Simons Island, St Simons Island, GA, 31522

Cost Of Homeowners Insurance By Street Near St. Marys, GA

Streets in St. Marys Area Homeowners Insurance Cost
Sand Bar Dr, Fairfield Ct, Sabinas Way, Hallowes Dr S, Marsh Ln, Cormorant Ct, Aidan Ct, W Laurel Bluff, N Dandy St, Flamingo Dr$897
Maplewood Ct, Kenneth Gay Dr, Kay St, Dillingham St E, Oak St, Plantation Village Dr, Holly Dr, Bryce Ryan Cir, Camellia Ct, Madison Ave$898
Wild Grape Dr, Allison Way, Clemintine Dr, 4th St, Lake Jordan Blvd W, Lighthouse Reach, Cattail Ct, Camellia Dr, Janice St, Marshall Ct$899
Boatsman Way, Maggie Way, Powder Horn Rd, S Highland Oaks Ct, Baronet Ct, Hall St W, Cypress Bend, Sunset Vista Ct, Dunbar Dr, Lanier Dr$902
Q St, Talbot Ct, Clinton Ct, Alexander St W, Highland Way, Alexanders Ct, Laval Ln, Royal Ct, Hallowes Dr, N River Cswy$903

St. Marys, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Marys$135 to $137
Kings Bay Base$121
Camden County$134
Fernandina Beach$186

St. Marys, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Camden County, Georgia $112 $149 $224
Fernandina Beach CCD, Nassau County, Florida $156 $207 $311
Yulee CCD, Nassau County, Florida $148 $197 $295

St. Marys, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Marys, GA4.8%17.3%
Camden County5.23%21.91%
Fernandina Beach5.45%15.64%
Yulee6.57%28.1%

St. Marys Renters Insurance as a Percentage of Rent

St. Marys Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 225 5.0% $1250
$500 to $749 682 16.0% $1925
$750 to $999 1,671 41.0% $2675
$1,000 to $1,499 1,107 27.0% $3800
$1,500 or more 314 7.0% $5450

St. Marys, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly St. Marys Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to St. Marys Home Owner from High Deductible Plan $600

St. Marys, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario St. Marys, GA Home Replacement Value MORE than Home Value St. Marys, GA Home Replacement Value LESS than Home Value
Replacement Value $180,500 $136,500
Insurance Premium based on Replacement Value $850 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example St. Marys Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceLiberty Mutual
Monthly Premium 35100147
Year Built 200119972013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$350000-$400000
Deductible > $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for St. Marys, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 130,000 Membrane Roof 1,520 3 $1000-$2500 Deductible 90 2 Stucco siding No
2012 235,000 Tile Roof 2,020 4 $2500-$5000 Deductible 290 6 Stone Siding yes
2011 415,000 Composition Roof 3,310 4 $500 Deductible 1530 8 Stone Siding yes
2005 200,000 Asphalt Shingles Roof 2,070 4 $2500-$5000 Deductible 640 10 Wood siding No
1994 275,000 Tile Roof 2,360 4 $500 Deductible 1350 10 Stone Siding No
1999 235,000 Metal Roof 2,040 5 $500- $1000 Deductible 80 1 Stone Siding No
2009 210,000 Wood Shake Roof 2,210 3 $5000 to $10,000 Deductible 410 7 Stucco siding yes
1993 235,000 Tile Roof 2,540 5 $500 Deductible 180 2 Stone Siding No
2002 415,000 Membrane Roof 3,910 5 $500 Deductible 300 2 Fiber-Cement Siding No
2011 250,000 Wood Shake Roof 2,720 4 $5000 to $10,000 Deductible 330 5 Vinyl siding No
2012 225,000 Tile Roof 1,790 4 $2500-$5000 Deductible 310 4 Brick siding No
2002 405,000 Wood Shake Roof 3,280 5 $1000-$2500 Deductible 1200 8 Fiber-Cement Siding yes
2008 550,000 Asphalt Shingles Roof 4,480 5 > $10,000 Deductible 510 3 Wood siding yes
2008 230,000 Tile Roof 2,320 3 > $10,000 Deductible 380 8 Stucco siding yes
1991 285,000 Wood Shake Roof 2,440 4 $5000 to $10,000 Deductible 530 10 Wood siding No
2006 225,000 Composition Roof 1,850 5 > $10,000 Deductible 340 8 Brick siding No
1996 165,000 Wood Shake Roof 1,730 3 $1000-$2500 Deductible 100 2 Stone Siding No
1993 215,000 Slate Shingles Roof 1,990 3 $500- $1000 Deductible 490 8 Wood siding No
2008 175,000 Wood Shake Roof 1,790 4 $500- $1000 Deductible 200 3 Fiber-Cement Siding No
1992 440,000 Shingles Roof 3,540 5 $500 Deductible 590 3 Stone Siding No
2009 265,000 Tile Roof 2,710 4 $500- $1000 Deductible 1050 9 Wood siding yes
2003 285,000 Asphalt Shingles Roof 2,350 4 $1000-$2500 Deductible 290 3 Wood siding yes
2008 265,000 Wood Shake Roof 2,350 4 $1000-$2500 Deductible 760 6 Stucco siding yes
2013 310,000 Asphalt Shingles Roof 3,280 5 $500 Deductible 1490 9 Wood siding No
2001 210,000 Wood Shake Roof 2,100 4 $500 Deductible 140 2 Wood siding No
2008 285,000 Slate Shingles Roof 2,270 4 $500- $1000 Deductible 890 9 Stone Siding yes
2006 175,000 Wood Shake Roof 1,620 3 $500- $1000 Deductible 600 12 Brick siding No