St. Martinville Insurance Rates:

St. Martinville, LA homeowners insurance is roughly $1,042 to $1,419, about $86-$118/month. Our in depth analysis reveals consumers can save as much as $492 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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St. Martinville, LA Homeowners Insurance By Home Value

St. Martinville, LA Home Value Total Homes % of Total Average St. Martinville, LA Homeowners Insurance
Less than $50,000 480 31.0% $393
$50,000 to $59,999 31 2.0% $837
$60,000 to $69,999 143 9.0% $1046
$70,000 to $79,999 193 12.0% $1206
$80,000 to $89,999 96 6.0% $1366
$90,000 to $99,999 97 6.0% $1526
$100,000 to $124,999 138 8.0% $1772
$125,000 to $149,999 90 5.0% $2215
$150,000 to $174,999 122 7.0% $2622
$175,000 to $199,999 58 3.0% $3028
$200,000 to $249,999 61 3.0% $3643
$250,000 to $299,999 20 1.0% $4456

Top Home Insurance Agents Near St. Martinville, LA

Home Insurance Company Near St. Martinville, LA Homeowners Insurance Agency Near St. Martinville, LA Address
NA Verna Sam Insurance Agency 1006 Surrey Street, Lafayette, LA, 70501
State Farm Clifton Ourso 2121 Drusilla Ln Rouge, Baton Rouge, LA, 70809-1440
Allstate Dupre Carrier Godchaux Agency Inc 306 West Landry St, Opelousas, LA, 70570
Travelers Leonard Guedry Insurance Agency Inc 109 Franklin St. , Napoleonville, LA, 70390
GEICO Mike Long 7089 Siegen Lane Suite A, Baton Rouge, LA, 70809

Cost Of Homeowners Insurance By Street Near St. Martinville, LA

Streets in St. Martinville Area Homeowners Insurance Cost
Bulliard Dr, Bridge Street Hwy, N Vivier St, Big Apple Ln, Knight St, Martin St, Parish Rd 140, Elmer St, Parish Rd 305, Gerard St$1,242
Resweber Hwy, Labbe St E, Andrew Dr, Pine Aly, Henry Clay St, Alexander Cir, Quail Hollow Dr, Duchamp Rd, Donald Dr, State Rte 92$1,235
Briarpatch Rd, Yola Dr, Terrace Hwy, Grand Bois Rd, Rusty Rd, Martin Dautreuil Rd, Canal St, Parish Rd 433, Parish Rd 754, Theresa St$1,243
Parish Rd 183, Parish Rd 138, Joe Berto Ln, Pecan Dr, Henry Dore Sr Rd, Jack Dwyer Rd, N New Market St, E Hyacinth St, Deanna Ln, Parish Rd 166$1,236
Wilfred Champagne Rd, Porter St, W Claiborne St, Catfish Aly, Paula St, Parish Rd 404, Allen Rd, Division Dr, Labit Rd, Landrich Ln$1,230

St. Martinville, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Martinville$183 to $185
Cade$187
Parks$185
Loreauville$186

St. Martinville, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cade CDP, Louisiana $187 $249 $374
Parks village, Louisiana $185 $247 $371
Loreauville village, Louisiana $186 $248 $372

St. Martinville, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Martinville, LA11.3%39.0%
Cade10.81%37.17%
Parks18.42%42.81%
Loreauville9.45%33.33%

St. Martinville Renters Insurance as a Percentage of Rent

St. Martinville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 175 28.0% $820
$300 to $499 206 33.0% $1270
$500 to $749 80 13.0% $1945
$750 to $999 115 18.0% $2695
$1,000 to $1,499 13 2.0% $3820
$1,500 or more 17 2.0% $5470

Average Cost Of Home Insurance By Company In Areas Nearby St. Martinville For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Anpac Louisiana Ins Co $1106
$200,000 $100,000 brick veneer 10-year Allstate Ins Co $4791
$200,000 $100,000 brick veneer 10-year Armed Forces Ins Exchange $1496
$200,000 $100,000 brick veneer 10-year Excalibur National Ins Co $1017
 $300,000  $150,000 brick veneer 1-year Homesite Ins Co $2377
$200,000 $100,000 brick veneer 10-year Homesite Ins Co $5256
$150,000 $75,000 brick veneer 20-year Lighthouse Property Ins Corp (Beacon) $1149
$200,000 $100,000 brick veneer 10-year Praetorian Ins Co $2079
$200,000 $100,000 brick veneer 10-year Safeco Ins Co Of Oregon $1513
$200,000 $100,000 brick veneer 10-year Safepoint Ins $1251

St. Martinville, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly St. Martinville Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,600$8,000
Net Savings to St. Martinville Home Owner from High Deductible Plan $600

St. Martinville, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario St. Martinville, LA Home Replacement Value MORE than Home Value St. Martinville, LA Home Replacement Value LESS than Home Value
Replacement Value $131,500 $76,500
Insurance Premium based on Replacement Value $2,200 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $500/year

Example St. Martinville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAllstate
Monthly Premium 431124121
Year Built 198820141966
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$100000-$125000$75000-$100000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for St. Martinville, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 90,000 Slate Shingles Roof 1,660 3 $2500-$5000 Deductible 640 7 Fiber-Cement Siding No
1968 70,000 Membrane Roof 970 2 $500 Deductible 610 6 Stucco siding yes
1992 125,000 Membrane Roof 2,400 4 $500 Deductible 930 6 Stucco siding yes
1965 100,000 Asphalt Shingles Roof 2,080 5 $500- $1000 Deductible 820 9 Fiber-Cement Siding No
1984 165,000 Metal Roof 3,200 4 $5000 to $10,000 Deductible 710 6 Fiber-Cement Siding yes
1996 205,000 Shingles Roof 2,950 5 $1000-$2500 Deductible 2190 10 Wood siding yes
2014 155,000 Shingles Roof 2,160 3 $1000-$2500 Deductible 220 1 Wood siding yes
1998 70,000 Asphalt Shingles Roof 1,000 2 $500 Deductible 910 7 Wood siding No
2012 110,000 Composition Roof 1,780 2 $1000-$2500 Deductible 320 3 Brick siding No
1966 130,000 Slate Shingles Roof 2,200 4 $500- $1000 Deductible 1860 12 Brick siding yes
1987 90,000 Asphalt Shingles Roof 1,850 4 $1000-$2500 Deductible 1090 9 Vinyl siding yes
2014 205,000 Wood Shake Roof 3,100 4 $5000 to $10,000 Deductible 1770 10 Brick siding yes
1986 190,000 Asphalt Shingles Roof 2,620 4 $1000-$2500 Deductible 530 2 Stucco siding No
2010 75,000 Membrane Roof 1,390 2 $1000-$2500 Deductible 530 5 Vinyl siding yes
1964 85,000 Membrane Roof 1,280 2 $1000-$2500 Deductible 130 1 Fiber-Cement Siding yes
1998 150,000 Slate Shingles Roof 2,200 4 $2500-$5000 Deductible 1620 8 Stone Siding No
1991 145,000 Shingles Roof 2,190 4 $500 Deductible 1450 7 Stucco siding yes
1969 190,000 Composition Roof 3,250 5 $500 Deductible 970 5 Wood siding No
1993 70,000 Slate Shingles Roof 1,450 2 $1000-$2500 Deductible 350 5 Brick siding yes
2010 115,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 1560 12 Vinyl siding yes
2013 140,000 Asphalt Shingles Roof 2,160 3 $500 Deductible 1340 7 Fiber-Cement Siding yes
1968 240,000 Composition Roof 3,510 5 $2500-$5000 Deductible 1580 6 Stucco siding No
1961 105,000 Composition Roof 1,700 3 $500- $1000 Deductible 1930 12 Stone Siding yes
1995 190,000 Shingles Roof 2,730 4 $500 Deductible 200 1 Vinyl siding No
1984 135,000 Composition Roof 1,930 3 $500- $1000 Deductible 1520 10 Fiber-Cement Siding yes
1993 95,000 Composition Roof 1,790 3 $1000-$2500 Deductible 1190 12 Wood siding yes
1992 90,000 Tile Roof 1,500 2 $2500-$5000 Deductible 680 9 Stucco siding No
1982 270,000 Shingles Roof 4,750 5 $2500-$5000 Deductible 1870 6 Wood siding yes
1963 205,000 Slate Shingles Roof 2,830 5 $2500-$5000 Deductible 190 1 Fiber-Cement Siding No
1999 110,000 Wood Shake Roof 2,040 3 $500- $1000 Deductible 1040 6 Brick siding yes
1968 95,000 Composition Roof 1,410 2 $1000-$2500 Deductible 1540 12 Brick siding yes
1992 80,000 Tile Roof 1,630 2 $2500-$5000 Deductible 400 4 Stone Siding yes
2011 215,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 2730 10 Fiber-Cement Siding No
2011 150,000 Asphalt Shingles Roof 2,460 4 $500 Deductible 2590 12 Stucco siding No