St. Louis Insurance Rates:

St. Louis, MO homeowners insurance is nearly $825 to $1,117, about $68-$93/month. Our all inclusive research reveals consumers can save as much as $388 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The billing statement and payment process are very simple and easy. i receive my monthly bill and can pay online or i normally just call my local agents office and pay right over the phone.
State Farm
I asked my insurance company if they could match the price or offer me some discounts the other insurance companies are offering. they wouldn't. i have all my insurance policies here and i think i should be getting more discounts.
Nationwide
I like the ease of accessing their claims department and that they have local claims offices near me that will save time in filing a claim.
State Farm
Overall, my only complaint about the company is that I do not like their website I just find it difficult and annoying to navigate.
Shelter
Our local agent is easy to work with and he is usually available via phone when i have questions about the products that they offer.
National General
I like this company because they are saving me a lot of money on auto insurance. They have not given me anything to be upset about yet, so I am more than happy for now.
Liberty Mutual
I like that the tabs are easy to access and everything is where I would expect. I don't have to jump through any loopholes to find my coverage information. I also like that most of the features I can access on the web I can also access on my smartphone. I don't feel like they cut any content for the mobile app.
Nationwide
I like the fact that they have a very good app, have great customer service and that the price I pay is a fair one.
State Farm
Across all platforms, I've never had a problem with State farm. They are top notch.
Geico
They were one of the few to offer me a policy on the home. For others denied to even offer a policy. They were straightforward about the reasons and why my options were limited.
State Farm
The family atmosphere the agent has created and their customized care the agent and his staff provides are very uncommon in this day and age.
American Family
The company is a very large company but still feels small where you are able to talk to your agent and feel like they are a part of the family and not just a salesperson.
Progressive
I think most of all, so far, I like the customer service. I think they are friendly, responsive, knowledgeable, and helpful. I think they put customers first.
Shelter
Everything has been pretty good overall. Good customer service, the agent has been very helpful and knowledgeable, good website and friendly adjusters.
Aaa
I would prefer if they offer more rewards and insurance coverage for a lower price

St. Louis, MO Homeowners Insurance By Home Value

St. Louis, MO Home Value Total Homes % of Total Average St. Louis, MO Homeowners Insurance
Less than $50,000 6,829 11.0% $194
$50,000 to $59,999 2,924 4.0% $417
$60,000 to $69,999 3,391 5.0% $514
$70,000 to $79,999 3,784 6.0% $592
$80,000 to $89,999 3,847 6.0% $669
$90,000 to $99,999 3,468 5.0% $757
$100,000 to $124,999 8,798 14.0% $873
$125,000 to $149,999 6,662 10.0% $1087
$150,000 to $174,999 7,082 11.0% $1291
$175,000 to $199,999 4,313 7.0% $1495
$200,000 to $249,999 4,960 8.0% $1796
$250,000 to $299,999 2,631 4.0% $2194
$300,000 to $399,999 2,443 3.0% $2786

Top Home Insurance Agents Near St. Louis, MO

Home Insurance Company Near St. Louis, MO Homeowners Insurance Agency Near St. Louis, MO Address
Farmers Devin Warren 11819 Manchester Rd, Saint Louis, MO, 63131
State Farm Elisa Hager 1315 W Highway 50, O'Fallon, IL, 62269-1581
Travelers Independent Insurors Inc 1714 DEER TRACKS TRL STE 210, SAINT LOUIS, MO, 63131
State Farm Ron Edgar 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274
Travelers Siebert Insurance Agency 558 GRAVOIS RD STE 200, FENTON, MO, 63026

Cost Of Homeowners Insurance By Street Near St. Louis, MO

Streets in St. Louis Area Homeowners Insurance Cost
Leonard Ave, Bellerive Blvd, Menard St, Franklin Ave, Clifton Park Ter, Park Ln, Doddridge St, Kealty Ln, Loran Ave, Luther Ave$898
S Ewing Ave, Renaissance Ave, Lindenwood Ave, Davis St, Hillsland Ave, Bulwer Ave, Finney Ave, Portis Ave, N Wharf St, McDonald Ave$1,033
S Norwood Dr, Prather Ave, S 3rd St, Forsyth Blvd, Bacon St, Reber Pl, Flad Ave, Flora Pl, N Leonard Ave, St George St$1,026
Magazine St, Sullivan Ave W, Healy Ct, Dover Pl, Radom Ave, Vaughn, E Warne Ave, de Soto Ave, Flora Ave, Sacramento Ave W$986
Emmet St, Geraldine Ave, Waldemar Ave, Annie Malone Dr, President St, Prince George Ct, Childrens Pl, Columbus Square Dr, Bell Ave, Kingwood Dr$915
Serbian Dr, Mullanphy St, Thatcher Ave, Regal Pl, Prange Ave, Aberdeen Pl, John Ave, Blackstone Ave, Winona Ave, N Leonard$992
San Juan Ave, Beck Ave, Thomas St, Murdoch Ave, Hughes Pl, Pacific Ave, Magnolia Pl, McCune Ave, Harper St, Ann Ave$945
Kosciusko St, Thurman Ave, Nashville Ave, N 12th St, Esplanade St, Alaska Ave, Fremont St, W Kossuth Ave, Laurel St, Parnell St$947
Nassau Dr, Agnes St, New Haven Ct, Suson Ct, Garden Hill Ln, Gertrude Ave, Shaw Ave, Sarpy Ave, Lucas Ave, Upton Ct$975
Eitman Ave, Plateau Ave, State Hwy 367, N 15th St, I- 64, Elenore Ave, Thomas St, Gratiot St, Whitworth Ct, Westmoreland Pl$873

St. Louis, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Louis$145 to $147
Wellston$139
Hadley$159
Hillsdale$137

St. Louis, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wellston city, Missouri $139 $185 $278
Hadley township, St. Louis County, Missouri $159 $212 $318
Hillsdale village, Missouri $137 $183 $275

St. Louis, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Louis, MO6.7%20.5%
Wellston7.37%22.95%
Hadley4.92%12.8%
Hillsdale9.67%23.37%

St. Louis Renters Insurance as a Percentage of Rent

St. Louis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,027 2.0% $346
$200 to $299 3,655 4.0% $796
$300 to $499 8,110 11.0% $1246
$500 to $749 27,539 37.0% $1921
$750 to $999 18,905 25.0% $2671
$1,000 to $1,499 11,094 15.0% $3796
$1,500 or more 2,179 2.0% $5446