St. George ,UT Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the St. George, UT homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in St. George, UT is $1099. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in St. George, UT. VHome Insurance will help you navigate the world of homeowners insurance coverages in St. George, UT.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $440 |
| $200,000 | $747 |
| $300,000 | $923 |
| $400,000 | $1,407 |
| $500,000 | $1,769 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in St. George, UT, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,127 |
| $1000 Deductible | $1,008 |
| $1500 Deductible | $951 |
| $2500 Deductible | $857 |
| $5000 Deductible | $725 |
| Home Insurance Company Near St. George, UT | Homeowners Insurance Agency Near St. George, UT | Address |
|---|---|---|
| Travelers | Hafen Insurance Inc | 260 W ST GEORGE BLVD STE 205, SAINT GEORGE, UT, 84770 |
| State Farm | Mike Barker | 720 S River Rd Ste E104, St George, UT, 84790-5515 |
| Travelers | Onpoint Insurance Group | 321 N MALL DR STE R121, ST GEORGE, UT, 84790 |
| State Farm | Sherry Mcghee | 67 N 300 E, St George, UT, 84770-2916 |
| NA | Unico Group, Inc. | 969 Sir Monte Dr St. George, St. George, UT, 84770 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ivins city, Utah | $63 | $83 | $125 |
| Santa Clara city, Utah | $63 | $83 | $125 |
| Dammeron Valley CDP, Utah | $67 | $89 | $134 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| St. George, UT | 2.7% | 11.8% |
| Ivins | 2.57% | 10.77% |
| Santa Clara | 2.66% | 10.82% |
| Dammeron Valley | 2.24% | 11.22% |
| St. George Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 155 | 1.0% | $783 |
| $300 to $499 | 720 | 6.0% | $1233 |
| $500 to $749 | 2,522 | 22.0% | $1908 |
| $750 to $999 | 3,047 | 27.0% | $2658 |
| $1,000 to $1,499 | 3,693 | 32.0% | $3783 |
| $1,500 or more | 1,129 | 10.0% | $5433 |
| Streets in St. George Area | Homeowners Insurance Cost |
|---|---|
| S Cantile Cir, W 5530 N, W Rachel Dr, W Bluff Hill Dr, S 2260 E, Tee Cir, W 520 St S, E 430 N, N Sundance Trl, Washington Field Rd | $487 |
| Liberty Greens Dr, W 50 St N, 2780 East St, N Lions Head Dr, W 1390 St N, Rabbit Shadow, Caddy Cir, E Ducati Way, N 90 E, E 10 S | $513 |
| W 1000 N, Fairway Rd, E 100 St S, W 590 S, E Rock Land Dr, del Mar Dr, S Cliff Rose Dr, N Expedition Ln, S 810 E, State Rte 34 | $486 |
| N 2070 E, Coyote Ridge, Huntington Hill Rd, Industrial Rd, S Acantilado Dr, 2340 E, W 1070 S, E 390 St N, Saunders Loop, Links Cir | $488 |
| Damascus Dr, S Mountain View Ln, E 1070 S, N 2250 E, Lava Pointe Dr, S 920 W, N Fairway Dr, Bella Vista Dr, Uxbridge Cir, 2420 South Cir | $507 |
| Long Sky Dr, W 1465 N, Paragon Dr, E North Bend Dr, Paiute Dr, Cambridge Ave, W 505 N, E Broken Rock Way, 2800 E, Staheli Dr | $499 |
| 125 S, Copper River Dr, N 2700 E, Brookview Ln, Dodge City Trl, W 540 N, 1300 N, S 6250 W, N 5300 W, E Price Hills Dr | $494 |
| N Cynthia Ln, Canyon Ranch Dr, 1200 E, Chalet Dr, N 3560 W, W 700 N, N Torey Ln, Limestone Cir, W 2025 S, Buffalo Ct | $502 |
| St James Ln, W 1375 N, 500 S, W Topaz, Canyon Voices Dr, Homestead Dr W, W 1440 N, S Bloomington Hills Dr, S 850 E, N 3775 W | $494 |
| Praya Dr, Clear Creek Ln, Wiltshire St, S 600 East Cir, Brigham Rd, E 110 N, W Gunlock Rd, Cinder Cone, Cohonina Cir, N 2600 W | $509 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| St. George | $74 to $77 |
| Ivins | $75 |
| Dammeron Valley | $80 |
| Veyo | $72 |