St. Cloud Insurance Rates:

St. Cloud, FL homeowners insurance is about $986 to $1,339, about $82-$111/month. Our exhaustive analysis reveals consumers can save upto $465 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I like affordable it is. super cheap for every to get. i would recommend it to everyone. super great.
State Farm
I like that the agents are very communicative and excellent about giving detailed information & returning calls. they are always professional, helpful, and quick to suggest ways i can save money.
The price seems a little high for what you get. sometimes i wonder if i should've shopped around a bit more before going with progressive, to make sure i was getting the best rate for what i need.
State Farm
We recently had to deal with a claim and the whole process was a nightmare. We were constantly transferred from one representative to another and oftentimes no one could answer our questions.
My home insurance company is the best, they provide the best services to their customers. i have really enjoyed their company for the past years.
I really have not needed to contact them since I began the policy. At the time of set up the representative I spoke with was very helpful, efficient and knowledgeable about their products.
People's Trust Insurance
They help me a lot, very nice people. They always try to help and provide any information I ask for.
I have never had a problem communicating with my company. They always respond in a timely fashion.
State Farm
When I was looking into insurance, I shopped around with various insurance companies. I found my company's premium to be a bit below average. Since I was already familiar with the company, I decided that this was good enough for my purposes.
I like USAA because it really cares about its members. My husband and his family have used it for years.
We did shop around but use was the lowest and provides exceptional service on all accounts
Tower Hill Insurance
They send me information a few times a year, I wish that some of it was a little clearer and didn't use so many different acronyms.
I like the fact that they offer many different methods of interaction and communication. You can call, email, chat directly with the company. They also will mail your documents, email them, and make them available for download on their website or mobile app.
The company doesn't go the extra mile to make sure all points of the insurance process are as good as they could be. It just does the job.
Amica Mutual Insurance
I do wish that the premiums were not so high, however, it is a case of you get what you pay for and the claims' service and customer service are great.
State Farm
The company is so fantastic. I have been a customer of this company for such a long time and being a young age of 20 it is wonderful to have this amazing piece of mind. I feel very honored and proud to have this insurance claims company on my side.
Tower Hill Insurance
The company is easy to deal with and the people there are friendly. I'm happy with my premium and the coverage that I have. I have never had any issues with this company
Safeco Insurance
I would definitely recommend them simply because each interaction with them has been pleasant and efficient. They give absolutely no reason why I should worry about using them. I have stayed with them for years and will continue to do so.
American Integrity Insurance
I would totally recommend them. Their rates are very good for comprehensive policies. It is not a bare bones policy for very little, but a reasonably priced policy.
Assurant Specialty Property
i would recommend this company to anyone as long as you pay your bill. i had hem for over 8 years and paid a premium for $24.09. i will leave it at this, because i never filed a claim and when the kitchen cabinets fell of the wall on me , i never filed and resented the bill every month when the bedroom filed. Apartment building needed a make over. so i just dropped the policy,
State Farm
I love my statefarm agent and would highly recommend that someone use statefarm to get their home insurance policy.
People's Trust Insurance
I am satisfied with them because for me the price is right. Their customer service is great as well which is a plus in my book. I have used them for 5 years now and feel like I will continue to use them.
I like that they have plenty of insurance options to use that you can bundle together (auto, home, boat, etc) which I know plenty of insurance companies do that but they make it very seamless
Tower Hill Insurance
provides some of the most extensive services, including coverage for water, sewer, valuables, and even identity theft. ower Hill also offers its own flood insurance

St. Cloud, FL Homeowners Insurance By Home Value

St. Cloud, FL Home Value Total Homes % of Total Average St. Cloud, FL Homeowners Insurance
Less than $50,000 2,139 7.0% $186
$50,000 to $59,999 828 2.0% $395
$60,000 to $69,999 768 2.0% $488
$70,000 to $79,999 1,259 4.0% $569
$80,000 to $89,999 1,556 5.0% $639
$90,000 to $99,999 1,107 3.0% $721
$100,000 to $124,999 3,940 13.0% $825
$125,000 to $149,999 2,986 10.0% $1035
$150,000 to $174,999 4,131 14.0% $1232
$175,000 to $199,999 2,059 7.0% $1418
$200,000 to $249,999 3,869 13.0% $1709
$250,000 to $299,999 2,365 8.0% $2093
$300,000 to $399,999 1,728 6.0% $2651

Top Home Insurance Agents Near St. Cloud, FL

Home Insurance Company Near St. Cloud, FL Homeowners Insurance Agency Near St. Cloud, FL Address
NA Kuykendall, Gardner And Larue, Llc 1560 Orange Ave, Ste 750 , Winter Park, FL, 32789
NA State Fund Insurance 941 W Morse Blvd Ste 100 , Winter Park, FL, 32789
NA We Insure Florida, Inc. 1510-B S Wickham Rd West , Melbourne, FL, 32904
Allstate Nichalas Rawls 1986 E Osceola Pkwy, Kissimmee, FL, 34743
Travelers Woods Ins Inc 2210 FRONT ST STE 104, MELBOURNE, FL, 32901

Cost Of Homeowners Insurance By Street Near St. Cloud, FL

Streets in St. Cloud Area Homeowners Insurance Cost
Ohio Ave, Silver Lake Dr, Kevin Way, Bearing Ln, Gemwood Ct, Tulpan Dr, James Dr, Twisted Oak Loop, Bruns St, Rustic Dr$1,182
Pine Island Dr, Lemon Ct, Blackberry Cir, Alexandria Ln, Oak Run Blvd, Cypress Ct, Ascot Ct, Santa Lucia St, Spur Ct, Birchwood Ave$1,152
Darby Ln, Lenore Ave, Chestnut St, Citrus Dr, Warwick Ln, Dragon Fly Ct, Roper Rd, Pennsylvania Ave, Regal Oak Dr, Rib Ave$1,165
Barbara Dr, Raylene Way, Oak St, Rising Mist Ct, Buckingham Way, Slate Rd, Oak Leaf Ln, Oakbank Ct, Red Maple Dr, Softshell St$1,202
Fortune Rd, 2nd St, S Lake Ave, Lark Dr, Rismen Ct, Kelly St, Missouri Ave, Townsend Ct, Friars Cove Ln, Maxwell Ct W$1,162
Pilgrim Ct, Acapulco Dr, Camino Real Dr S, Moonbeam Ct, Crown Ridge Cir, Winslow Ct, Timothy Ln, Simmons Blvd, Office Plaza Blvd, 11th St$1,161
Barnsley Ln, Puelba Ln, Ottawa Dr, Green Oak Ct, Sugarberry Ln, Maple Ave, Beehive Circle Dr, Michigan Ave, Heathgate Ct, Wood Thrush Dr$1,172
Remington Blvd, Tree Line Way, Latter Day Ct, Wisconsin Ave, Anne Elisa Cir, Kato Way, S Marbrisa Way, la Salle Ave, Jeremiah Way, Shannin Dr$1,170
Bellwood Way, Fanny Bass Rd, Ann Ave, Florencia Dr, Erwin Ct, Tuxpan Ln, Tomorrow Dr, Marietta Way, 6th St, Dawson Ct$1,164
Emily Ct, Cypress Tree Trl, Springlake Village Blvd, Temptation Ct, Burning Tree Dr, Murcott Dr, Absher Ln, Waterfield Way, Avon Ct, Bramblewood Dr$1,185

St. Cloud, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
St. Cloud$174 to $176
Buenaventura Lakes$172
Meadow Woods$174

St. Cloud, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Buenaventura Lakes CDP, Florida $144 $191 $287
Campbell CDP, Florida $139 $185 $278
Meadow Woods CDP, Florida $146 $194 $291

St. Cloud, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
St. Cloud, FL6.1%21.5%
Buenaventura Lakes6.46%21.9%
Meadow Woods5.98%22.54%

St. Cloud Renters Insurance as a Percentage of Rent

St. Cloud Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 364 2.0% $1239
$500 to $749 1,462 11.0% $1914
$750 to $999 3,327 26.0% $2664
$1,000 to $1,499 5,365 43.0% $3789
$1,500 or more 1,756 14.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby St. Cloud For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,690
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,699
150,000 27 YES Stillwater Property And Casualty Insurance $1,066
150,000 27 YES United Property & Casualty Insurance $994
150,000 27 NO Auto Club Insurance $2,323
150,000 27 NO Federated National Insurance $2,329
150,000 27 NO First Community Insurance $1,816
150,000 27 NO Florida Family Insurance $1,745
150,000 27 NO Florida Peninsula Insurance $1,304
150,000 27 NO Liberty Mutual Fire Insurance $1,830
150,000 27 NO United Property & Casualty Insurance $1,972
150,000 27 YES American Traditions Insurance $814
150,000 27 YES Security First Insurance $1,055
150,000 27 YES Stillwater Property And Casualty Insurance $1,066
150,000 27 YES Universal Insurance $1,081
300,000 12 NA Castle Key Indemnity Company Insurance $2,616
300,000 12 NA Federated National Insurance $2,315
300,000 12 NA Florida Family Insurance $2,103
300,000 12 NA Security First Insurance $1,997
300,000 12 NA American Traditions Insurance $1,252