How To Make Your St. Paul, MN Home Insurance Cheaper
St. Paul, MN, homeowners insurance is about $1152. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of St. Paul, MN Home Insurance Rates with the Ramsey County Average
| Place | Ramsey County Average: $1,219.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| St. Paul, MN | $1,152.0 | -67.0 | -0.05 | 286,171 | 187,400 |
Cost of St. Paul, MN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Golden Valley | 278,400 | 8,746 | $1,417 |
| Afton | 427,700 | 23,615 | $1,219.4 |
| Vermillion | 309,800 | 20,372 | $1,508 |
| Minnetrista | 445,900 | 54,357 | $1,242.1 |
Homeowners Insurance Comparison for the Cheapest Premiums in St. Paul, MN
| MAPFRE Insurance | Ameriprise | Progressive | |
| Median Home Value ($) | 187,400 | 187,400 | 187,400 |
| Age of Home | Year 30 Old | Year 40 Old | Newly Constructed Home |
| Home Coverage ($) | $400,000 -$499,999 | $750,000 -$999,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $3,255.6 | $5,264.4 | $3,881.6 |
Cost of St. Paul, MN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Encompass Insurance | 1000 | $200,000-$249,999 | 1,072.6 |
| Allstate | 1500 | $150,000-$174,999 | 817.5 |
| Country Financial | 500 | $300,000-$399,999 | 2,498.4 |
| Safeco Insurance | 2000 | $1000,000-$1499,999 | 4,029.1 |
| Progressive | 1500 | $750,000-$999,999 | 3,926.0 |
| Integrity Insurance | 1000 | $150,000-$174,999 | 863.9 |
| Horace Mann Educators Corporation | 2000 | $1500,000-$2000,000 | 4,325.7 |
| Farm Bureau | 500 | $150,000-$174,999 | 901.1 |
| Liberty Mutual | 500 | $1500,000-$2000,000 | 5,117.0 |
| Ameriprise | 1000 | $1500,000-$2000,000 | 4,905.9 |