Springville Insurance Rates:

Springville, AL homeowners insurance is roughly $820 to $1,125, about $68-$93/month. Our comprehensive analysis shows customers can save as much as $389 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
They are a very busy office but they always take the time to answer my questions right on the spot. they never shift the responsibility by saying, "oh, so and so is not in the office right now. she handles those questions can i have her call you back?" that never happens. maybe, once.
Farmer's Insurance
I've been a farmers customer for 10 years with no loss, but they started to reduce coverage and increase prices beyond their competition.
State Farm
I have never had to file a claim but it seems like the process would be easy to follow to get my money back.
State Farm
I haven't needed a lot of customer service thus far, but my agent is polite and I feel heard when speaking with her.
State Farm
I like that the company has made it very easy for the customer to access their information. If the customer does not understand something the agent or other representative make themselves readily available to help.
Mapfre Insurance
It doesn't tell all I need to know; I usually have to call an 800 number or another one to talk to a real person.
Allstate
They are easy to communicate with either by email or phone.
Allstate
I have compared pricing and my current insurer is within the same range as all other carriers. If I found someone at a lower rate, I would switch.

Springville, AL Homeowners Insurance By Home Value

Springville, AL Home Value Total Homes % of Total Average Springville, AL Homeowners Insurance
Less than $50,000 901 15.0% $165
$50,000 to $59,999 169 2.0% $340
$60,000 to $69,999 195 3.0% $428
$70,000 to $79,999 224 3.0% $496
$80,000 to $89,999 109 1.0% $564
$90,000 to $99,999 300 5.0% $622
$100,000 to $124,999 835 14.0% $729
$125,000 to $149,999 448 7.0% $904
$150,000 to $174,999 986 16.0% $1070
$175,000 to $199,999 379 6.0% $1235
$200,000 to $249,999 609 10.0% $1488
$250,000 to $299,999 450 7.0% $1829
$300,000 to $399,999 323 5.0% $2315

Top Home Insurance Agents Near Springville, AL

Home Insurance Company Near Springville, AL Homeowners Insurance Agency Near Springville, AL Address
State Farm Allan Girardeau 7129 Gadsden Highway, Trussville, AL, 35173-1669
State Farm Brent Flavin 7350 Cahaba Vly Rd Ste 102, Birmingham, AL, 35242-6318
Travelers Cahaba Insurance Agency 11 OFFICE PARK, TRUSSVILLE, AL, 35173
State Farm Janet Jones 222 Broadway Avenue North, Sylacauga, AL, 35150-2526
Nationwide Lambert Agency Inc 8349 1st Ave Suite 110, Leeds, AL, 35094

Cost Of Homeowners Insurance By Street Near Springville, AL

Streets in Springville Area Homeowners Insurance Cost
Twin Bluff Dr, Friendship Dr, Dollar Dr, Mashburn Dr, S Hillcrest, Forman Dr, Radcliff Ter, Valley Ln, Evergreen Dr, Doe Run$952
Co Hwy 32, Mountain View Ln, Deer Haven Rd, Salem Ct, Aubrey Ln, Crestview Dr, Janice Cir, Turkey Trail Rd, N Hillcrest, Blair Meadows Dr$979
Liberty Rd, Co Line Rd, 3rd Ave, Ware Ave, Granview Dr, Mills Ferris Ln, Jones Rd, Aero Dr, Peaceful Ln, Herring Rd$959
Mountain View Rd, Chestnut Ln, Loop Dr, Joyce St, McGinnis St, Terry St, John Cir, Riddle Ln, Jones Village Rd, B & J Rd$978
Eagles Roost Rd, Hill Top Rd, Bruce St, Prophecy Ln, Venable Ln, Seminole Triangle, Brittni Ln, Woodland Hills Dr, Patience Dr, Fairview$985

Springville, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Springville$144 to $147
Odenville$146
Margaret$144
Clay$148

Springville, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Odenville town, Alabama $146 $195 $293
Argo town, Alabama $146 $195 $293
Margaret town, Alabama $144 $192 $288

Springville, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springville, AL6.7%22.5%
Odenville6.31%19.86%
Argo6.93%20.35%
Margaret6.43%27.64%

Springville Renters Insurance as a Percentage of Rent

Springville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 162 25.0% $1251
$500 to $749 325 50.0% $1926
$750 to $999 112 17.0% $2676
$1,000 to $1,499 35 5.0% $3801

Average Cost Of Home Insurance By Company In Areas Nearby Springville For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual General Insurance Co 1992
$500 $150,000 Fire Insurance Exchange 1632
$500 $150,000 Usaa General Indemnity Co 1288
$500 $300,000 American National Property & Casualty Company 1310
$500 $300,000 Coastal American Insurance Company 348
$500 $300,000 Country Casualty Insurance Company 2510
$500 $300,000 Guideone Specialty Mutual Insurance Co 1714
$500 $300,000 Nationwide Property & Casualty Ins Company 2397
$500 $300,000 Travelers Home And Marine Insurance Company 1533
$500 $300,000 United Services Automobile Association 1930

Springville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Springville Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,300$9,800
Net Savings to Springville Home Owner from High Deductible Plan $500

Springville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springville, AL Home Replacement Value MORE than Home Value Springville, AL Home Replacement Value LESS than Home Value
Replacement Value $157,500 $100,500
Insurance Premium based on Replacement Value $850 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Springville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceGEICO Insurance
Monthly Premium 7476178
Year Built 198019912011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Springville, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 250,000 Composition Roof 3,220 5 $1000-$2500 Deductible 420 4 Stone Siding yes
1981 165,000 Membrane Roof 1,880 3 $5000 to $10,000 Deductible 420 9 Stucco siding yes
1994 110,000 Tile Roof 1,320 3 $1000-$2500 Deductible 350 9 Wood siding yes
1989 310,000 Tile Roof 3,390 4 $500 Deductible 970 8 Vinyl siding No
1992 275,000 Metal Roof 3,170 4 $1000-$2500 Deductible 960 9 Fiber-Cement Siding yes
2010 200,000 Wood Shake Roof 2,580 5 $500- $1000 Deductible 660 7 Brick siding yes
2000 150,000 Shingles Roof 1,850 4 $1000-$2500 Deductible 110 2 Brick siding yes
2010 180,000 Composition Roof 1,750 5 $5000 to $10,000 Deductible 160 3 Stucco siding No
2009 335,000 Asphalt Shingles Roof 3,400 4 $500 Deductible 680 5 Stucco siding No
1990 290,000 Asphalt Shingles Roof 2,680 5 > $10,000 Deductible 250 5 Stone Siding yes
1986 160,000 Composition Roof 2,170 4 $500- $1000 Deductible 320 5 Fiber-Cement Siding yes
2013 150,000 Shingles Roof 1,510 5 $2500-$5000 Deductible 440 9 Vinyl siding yes
2012 290,000 Metal Roof 3,480 5 $1000-$2500 Deductible 560 5 Stucco siding yes
2000 330,000 Composition Roof 3,100 4 $500- $1000 Deductible 1720 12 Stone Siding yes
2008 180,000 Tile Roof 1,950 4 $1000-$2500 Deductible 530 8 Stucco siding yes
1995 435,000 Membrane Roof 4,520 5 > $10,000 Deductible 850 7 Wood siding No
1989 295,000 Metal Roof 3,080 4 $2500-$5000 Deductible 80 1 Stucco siding No
1989 110,000 Membrane Roof 1,430 3 $1000-$2500 Deductible 250 7 Stone Siding No
2008 155,000 Tile Roof 1,800 4 $500- $1000 Deductible 410 10 Wood siding No
1988 160,000 Slate Shingles Roof 1,610 4 $2500-$5000 Deductible 320 6 Fiber-Cement Siding No
2011 135,000 Membrane Roof 1,270 3 $500- $1000 Deductible 260 5 Stucco siding No
1982 185,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 110 2 Brick siding No
2014 300,000 Shingles Roof 2,790 4 $500 Deductible 1160 10 Wood siding No
2000 235,000 Membrane Roof 3,150 5 $2500-$5000 Deductible 360 5 Wood siding yes
2005 325,000 Shingles Roof 3,290 4 $500 Deductible 1050 8 Wood siding yes
1999 215,000 Tile Roof 2,150 3 $1000-$2500 Deductible 260 4 Stone Siding yes
1995 170,000 Asphalt Shingles Roof 1,720 3 $1000-$2500 Deductible 550 9 Wood siding yes
1983 195,000 Asphalt Shingles Roof 2,500 4 $500 Deductible 320 6 Vinyl siding yes
1983 245,000 Metal Roof 2,320 4 $1000-$2500 Deductible 640 6 Stucco siding yes
2012 170,000 Metal Roof 1,780 5 $5000 to $10,000 Deductible 390 8 Vinyl siding No
2010 205,000 Membrane Roof 2,140 4 $500 Deductible 290 5 Stucco siding No
2007 380,000 Metal Roof 3,710 5 > $10,000 Deductible 270 3 Brick siding No
2004 155,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 370 9 Brick siding yes
2001 210,000 Slate Shingles Roof 2,150 3 $2500-$5000 Deductible 270 4 Stone Siding No