Springfield Insurance Rates:

Springfield, TN homeowners insurance is approximately $680 to $927, about $56-$77/month. Our detailed research indicates shoppers can save upto $321 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
My agent is polite and professional, I rate it 3, because I have also faced rude employees as well

Springfield, TN Homeowners Insurance By Home Value

Springfield, TN Home Value Total Homes % of Total Average Springfield, TN Homeowners Insurance
Less than $50,000 181 5.0% $152
$50,000 to $59,999 107 3.0% $329
$60,000 to $69,999 58 1.0% $410
$70,000 to $79,999 251 7.0% $474
$80,000 to $89,999 148 4.0% $530
$90,000 to $99,999 213 6.0% $594
$100,000 to $124,999 731 21.0% $691
$125,000 to $149,999 702 20.0% $868
$150,000 to $174,999 400 11.0% $1021
$175,000 to $199,999 245 7.0% $1181
$200,000 to $249,999 230 6.0% $1423
$250,000 to $299,999 77 2.0% $1736
$300,000 to $399,999 98 2.0% $2211

Top Home Insurance Agents Near Springfield, TN

Home Insurance Company Near Springfield, TN Homeowners Insurance Agency Near Springfield, TN Address
NA The Hilb Group Of Tn Dba Mdm Covenant Insurance 671 Old Hickory Blvd., Ste 207 Brentwood, Nashville-Davidson, TN, 37027
NA Southern Financial Insurance 105 Public Square , Scottsville, KY, 42164
Erie Adams Insurance Strategies 209 10th Avenue S Suite 343, Nashville, TN, 37203
Travelers First Insurance Partners Llc 110 Mathis Dr, DICKSON, TN, 37055
State Farm John Rutledge 7105 Bakers Bridge Ave Ste 200, Brentwood, TN, 37027-2960

Cost Of Homeowners Insurance By Street Near Springfield, TN

Streets in Springfield Area Homeowners Insurance Cost
Academy Dr, Rose Hill Cir, W 20th Ave, Deerfield, Memorial Blvd, W Fisher Grove Rd, E Sloan Rd, Holman Ln, Pinson School Rd, Lawrence Ln$816
Mount Zion Church Rd, Travis Ln, Sawney Dr, Old Cedar Hill Rd, Hyde Rd, Oakland Rd, Gregory Rd, Bowie Rd, Burr Rd, Brentlawn Dr$815
New Chapel Rd, Lake Ridge Ct, Cemetery Rd, Blackwood Dr, Red Hollow Dr, Rawls St, Raymond Head Rd, E 5th Ave, Allison Ln, Meadow Ct$818
Deer Run, Kinneys Rd, W Quail Ct, S Brown St, Brimestone Way, Pitt Ave, Wood Ln, Indian Creek Rd, Betts Rd, Church St$820
W 6th Ave, Kenwood Dr, Silvia Ct, N Garner St, Fischer Dr, Lights Chapel Rd, Batts Blvd, Roy Cole Rd, Golfview Dr, N Walnut St$791

Springfield, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Springfield$120 to $123
Robertson County$122
Greenbrier$121
Coopertown$125

Springfield, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Robertson County, Tennessee $122 $163 $245
Greenbrier town, Tennessee $122 $162 $243
Coopertown town, Tennessee $125 $167 $251

Springfield, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springfield, TN6.1%17.9%
Robertson County5.42%16.67%
Greenbrier5.12%17.64%
Coopertown5.15%15.96%

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 245 10.0% $356
$200 to $299 288 11.0% $806
$300 to $499 119 4.0% $1256
$500 to $749 807 33.0% $1931
$750 to $999 541 22.0% $2681
$1,000 to $1,499 361 14.0% $3806
$1,500 or more 70 2.0% $5456

Springfield, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Springfield Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,500
Net Savings to Springfield Home Owner from High Deductible Plan $1,200

Springfield, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, TN Home Replacement Value MORE than Home Value Springfield, TN Home Replacement Value LESS than Home Value
Replacement Value $121,000 $65,000
Insurance Premium based on Replacement Value $725 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 5011241
Year Built 200419841977
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Springfield, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 125,000 Membrane Roof 1,670 4 $500 Deductible 220 4 Fiber-Cement Siding No
1984 305,000 Wood Shake Roof 3,260 4 > $10,000 Deductible 320 4 Stone Siding No
2014 220,000 Membrane Roof 3,160 4 $1000-$2500 Deductible 400 6 Stucco siding yes
2014 115,000 Membrane Roof 1,650 3 $2500-$5000 Deductible 340 12 Vinyl siding No
1997 175,000 Composition Roof 2,180 4 $1000-$2500 Deductible 100 2 Vinyl siding yes
1997 230,000 Wood Shake Roof 2,420 4 $2500-$5000 Deductible 230 3 Brick siding yes
1987 110,000 Wood Shake Roof 1,720 4 $500- $1000 Deductible 190 6 Brick siding No
2012 185,000 Asphalt Shingles Roof 2,250 3 $5000 to $10,000 Deductible 50 1 Stone Siding yes
1986 220,000 Wood Shake Roof 3,170 4 $500- $1000 Deductible 70 1 Vinyl siding yes
1974 155,000 Slate Shingles Roof 2,260 3 $5000 to $10,000 Deductible 480 12 Stucco siding No
2012 115,000 Composition Roof 1,520 3 $2500-$5000 Deductible 180 6 Fiber-Cement Siding yes
1981 185,000 Metal Roof 2,300 4 $500- $1000 Deductible 690 7 Fiber-Cement Siding No
2010 215,000 Wood Shake Roof 3,220 4 $5000 to $10,000 Deductible 430 6 Vinyl siding No
2011 155,000 Shingles Roof 2,250 3 $500- $1000 Deductible 530 12 Wood siding No
2002 245,000 Slate Shingles Roof 2,820 4 > $10,000 Deductible 60 1 Fiber-Cement Siding yes
1984 185,000 Shingles Roof 1,950 4 $500 Deductible 380 6 Vinyl siding No
1993 170,000 Shingles Roof 2,470 4 $1000-$2500 Deductible 260 4 Stucco siding yes
2006 195,000 Slate Shingles Roof 2,330 4 $2500-$5000 Deductible 220 4 Stone Siding No
1979 210,000 Tile Roof 2,540 4 > $10,000 Deductible 500 9 Brick siding yes
2010 225,000 Tile Roof 2,310 3 $1000-$2500 Deductible 760 10 Stucco siding No
2013 125,000 Wood Shake Roof 1,910 3 $500- $1000 Deductible 280 7 Brick siding No
2009 150,000 Wood Shake Roof 2,050 3 $500- $1000 Deductible 680 12 Wood siding No
2006 200,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 70 1 Stone Siding yes
1995 140,000 Tile Roof 1,830 4 $500 Deductible 260 4 Wood siding No
1998 160,000 Tile Roof 2,370 3 $500 Deductible 580 12 Stone Siding No
1999 230,000 Slate Shingles Roof 2,990 4 > $10,000 Deductible 240 5 Fiber-Cement Siding No
2010 120,000 Slate Shingles Roof 1,420 3 $500 Deductible 60 1 Vinyl siding yes
2011 95,000 Asphalt Shingles Roof 1,350 3 $1000-$2500 Deductible 280 12 Stucco siding yes
1992 200,000 Slate Shingles Roof 2,290 4 $500- $1000 Deductible 700 10 Stucco siding yes
1988 145,000 Tile Roof 1,860 3 $2500-$5000 Deductible 280 5 Fiber-Cement Siding No