Springfield, TN homeowners insurance is approximately $680 to $927, about $56-$77/month. Our detailed research indicates shoppers can save upto $321 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Springfield, TN | Homeowners Insurance Agency Near Springfield, TN | Address |
|---|---|---|
| Erie | Adams Insurance Strategies | 209 10th Avenue S Suite 343, Nashville, TN, 37203 |
| Travelers | First Insurance Partners Llc | 110 Mathis Dr, DICKSON, TN, 37055 |
| State Farm | John Rutledge | 7105 Bakers Bridge Ave Ste 200, Brentwood, TN, 37027-2960 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Robertson County, Tennessee | $122 | $163 | $245 |
| Greenbrier town, Tennessee | $122 | $162 | $243 |
| Coopertown town, Tennessee | $125 | $167 | $251 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Springfield, TN | 6.1% | 17.9% |
| Robertson County | 5.42% | 16.67% |
| Greenbrier | 5.12% | 17.64% |
| Coopertown | 5.15% | 15.96% |
| Springfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 245 | 10.0% | $356 |
| $200 to $299 | 288 | 11.0% | $806 |
| $300 to $499 | 119 | 4.0% | $1256 |
| $500 to $749 | 807 | 33.0% | $1931 |
| $750 to $999 | 541 | 22.0% | $2681 |
| $1,000 to $1,499 | 361 | 14.0% | $3806 |
| $1,500 or more | 70 | 2.0% | $5456 |
| Streets in Springfield Area | Homeowners Insurance Cost |
|---|---|
| Academy Dr, Rose Hill Cir, W 20th Ave, Deerfield, Memorial Blvd, W Fisher Grove Rd, E Sloan Rd, Holman Ln, Pinson School Rd, Lawrence Ln | $816 |
| Mount Zion Church Rd, Travis Ln, Sawney Dr, Old Cedar Hill Rd, Hyde Rd, Oakland Rd, Gregory Rd, Bowie Rd, Burr Rd, Brentlawn Dr | $815 |
| New Chapel Rd, Lake Ridge Ct, Cemetery Rd, Blackwood Dr, Red Hollow Dr, Rawls St, Raymond Head Rd, E 5th Ave, Allison Ln, Meadow Ct | $818 |
| Deer Run, Kinneys Rd, W Quail Ct, S Brown St, Brimestone Way, Pitt Ave, Wood Ln, Indian Creek Rd, Betts Rd, Church St | $820 |
| W 6th Ave, Kenwood Dr, Silvia Ct, N Garner St, Fischer Dr, Lights Chapel Rd, Batts Blvd, Roy Cole Rd, Golfview Dr, N Walnut St | $791 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Springfield | $120 to $123 |
| Robertson County | $122 |
| Greenbrier | $121 |
| Coopertown | $125 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Springfield Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $8,500 |
| Net Savings to Springfield Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Springfield, TN Home Replacement Value MORE than Home Value | Springfield, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $121,000 | $65,000 |
| Insurance Premium based on Replacement Value | $725 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $28,000 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $150/year |
| Insurance Company | Allstate | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 50 | 112 | 41 |
| Year Built | 2004 | 1984 | 1977 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $250000-$300000 | $100000-$125000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500 Deductible |