Springfield Insurance Rates:

Springfield, PA homeowners insurance is approximately $664 to $902, about $55-$75/month. Our extensive analysis reveals consumers can save upto $313 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
There is nothing I dislike about Erie Insurance. They satisfy my needs all the time. They want to make my experience a great one.
Geico
I tried to see if I could get some discounts but no luck at all will check back on that later.
State Farm
I think that overall it is about comparable with what other places are offering. I just find it to be easier and less of a headache to search for cheaper insurance.
Allstate
This insurance covers flood at an affordable rate and will work with you when needed.
Nationwide
The insurance is very affordable and works with anyone's budget. the company has good representatives to handle any questions or issues as well.
Allstate
I feel that the website for my insurance company is not very user-friendly and am constantly looking for the correct option for my needs.
Mutual Benefit Group
They send an agent out to make sure you are getting the correct amount of coverage and the correct coverage on your property. they will assist if you need additional coverage for any other buildings or personal property that you have that may not be automatically covered by the policy.

Springfield, PA Homeowners Insurance By Home Value

Springfield, PA Home Value Total Homes % of Total Average Springfield, PA Homeowners Insurance
Less than $50,000 110 1.0% $62
$125,000 to $149,999 78 1.0% $360
$150,000 to $174,999 197 2.0% $430
$175,000 to $199,999 215 3.0% $501
$200,000 to $249,999 1,159 16.0% $595
$250,000 to $299,999 2,306 33.0% $736
$300,000 to $399,999 2,677 39.0% $931

Top Home Insurance Agents Near Springfield, PA

Home Insurance Company Near Springfield, PA Homeowners Insurance Agency Near Springfield, PA Address
Farmers Chuck Gorman 2222 Pottstown Pike, Pottstown, PA, 19465
State Farm Joe Deegan 21 York Rd, Willow Grove, PA, 19090-3420
Farmers Kirti Rosenbaum 353 Nassau St, Princeton, NJ, 8540
State Farm Wanda Dancy 2805 N 47th St Fl 1, Philadelphia, PA, 19131-1541
Allstate William Schmitt 809 N Bethlehem Pike, Spring House, PA, 19477

Cost Of Homeowners Insurance By Street Near Springfield, PA

Streets in Springfield Area Homeowners Insurance Cost
Flora Cir, Papermill Rd, Dartmouth Ct, Wayfield Rd, Avondale Ln, Hempstead Rd, Sara Dr, S Britton Rd, Parklane Rd, N Alford Rd$801
Johnston Rd, N Chester Rd, Waverly Ave, Shipley Ln, Lownes Ln, Millison Dr, Stanfield Rd, Southcroft Rd, W Leamy Ave, Cascade Rd$804
Lester Rd, Wallingford Rd, S Highland Rd, Thayer Rd, Springhaven Rd, Campbell Ln, Garden Rd, Academy Pl, Schollar Ln, Levis Ln$800
Parker Ln, Prospect Rd, Ogden Pl, E Rd, Rutgers Ave, Beatty View Rd, Briarwood Rd, Locust Ave, Bradford Ter, Bell Ave$806
Vassar Ave, Mansion Rd, Paper Mill Rd, Harvard Ave, Walnut Ln, North Ave, Sloan Rd, Doe Run Ln, Duncan Ln, Buttonwood Rd$798

Springfield, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Springfield$117 to $119
Morton$112
Swarthmore$126
Rutledge$116

Springfield, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Morton borough, Pennsylvania $94 $125 $188
Swarthmore borough, Pennsylvania $105 $140 $210
Rutledge borough, Pennsylvania $97 $129 $194

Springfield, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springfield, PA3.0%8.5%
Morton3.68%8.83%
Swarthmore2.48%7.0%
Rutledge3.27%9.44%

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 45 6.0% $1210
$500 to $749 39 5.0% $1885
$750 to $999 175 25.0% $2635
$1,000 to $1,499 374 54.0% $3760
$1,500 or more 48 7.0% $5410

Springfield, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Springfield Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,500$7,000
Net Savings to Springfield Home Owner from High Deductible Plan $1,500

Springfield, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, PA Home Replacement Value MORE than Home Value Springfield, PA Home Replacement Value LESS than Home Value
Replacement Value $487,500 $329,000
Insurance Premium based on Replacement Value $2,300 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $87,500 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $400/year

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyTravelers
Monthly Premium 10198115
Year Built 196419751950
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$300000-$350000$400000-$500000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Springfield, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 295,000 Shingles Roof 1,710 5 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding yes
1956 440,000 Shingles Roof 2,940 4 $500 Deductible 180 1 Stucco siding No
1951 785,000 Slate Shingles Roof 4,970 5 > $10,000 Deductible 1130 6 Stucco siding yes
1958 235,000 Metal Roof 1,760 4 $1000-$2500 Deductible 480 9 Stone Siding No
1951 175,000 Shingles Roof 1,440 3 $5000 to $10,000 Deductible 390 7 Stone Siding yes
1972 255,000 Membrane Roof 1,510 3 $1000-$2500 Deductible 500 5 Wood siding No
1940 340,000 Asphalt Shingles Roof 2,420 5 $5000 to $10,000 Deductible 700 9 Wood siding No
1964 385,000 Composition Roof 2,740 4 > $10,000 Deductible 620 7 Fiber-Cement Siding No
1969 680,000 Shingles Roof 4,770 5 $2500-$5000 Deductible 250 1 Vinyl siding No
1947 375,000 Composition Roof 2,170 3 $500- $1000 Deductible 250 2 Stone Siding yes
1955 470,000 Shingles Roof 2,990 4 $500 Deductible 870 4 Stone Siding yes
1977 210,000 Wood Shake Roof 1,570 3 $500 Deductible 60 1 Vinyl siding No
1961 315,000 Membrane Roof 2,170 3 $500- $1000 Deductible 1700 12 Vinyl siding yes
1970 575,000 Asphalt Shingles Roof 4,080 5 $2500-$5000 Deductible 680 3 Wood siding yes
1957 215,000 Metal Roof 1,760 3 > $10,000 Deductible 70 2 Stone Siding yes
1948 250,000 Composition Roof 1,950 4 $5000 to $10,000 Deductible 230 3 Vinyl siding yes
1961 240,000 Asphalt Shingles Roof 1,630 5 $500- $1000 Deductible 610 9 Brick siding yes
1978 445,000 Shingles Roof 2,750 5 $2500-$5000 Deductible 160 1 Wood siding No
1946 220,000 Metal Roof 1,440 3 $2500-$5000 Deductible 740 10 Stone Siding yes
1948 235,000 Metal Roof 1,550 5 $500 Deductible 740 9 Wood siding yes
1967 335,000 Wood Shake Roof 2,050 5 $5000 to $10,000 Deductible 480 7 Stucco siding yes
1967 420,000 Slate Shingles Roof 2,920 5 $2500-$5000 Deductible 900 7 Vinyl siding yes
1955 295,000 Membrane Roof 2,040 3 $500- $1000 Deductible 1070 10 Stucco siding yes