Springfield Insurance Rates:

Springfield, OH homeowners insurance is nearly $577 to $781, about $48-$65/month. Our extensive guide reveals consumers can save as much as $271 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I have also been very lucky to not have taken any damages to my home so I suppose it's a wait and see but their reasonable rates make them very worthwhile compared to other companies I've looked at.
They way I would describe my home insurance policy compared to other providers is that they are very competitive and if not better than other companies. High quality rating
State Auto
They have been very good to us. They found us the cheapest rate, which actually wasn't through Progressive which is where our car insurance is.
Allied Insurance
Allied customer service is great and we never had to do much. the representative explained everything first-hand and we felt confident and well informed when we made our final decision.
State Farm
Been very pleased with State Farm. My agent keeps me informed of any changes and checks up on me via email/phone. The prices are one of the best around. I would definitely recommend this company.
Overall, the customer service is decent and the price is comparable to the alternatives available in my area. I also find that they regularly try to offer changes to my policy that may benefit me.
Our premium is actually included with our mortgage. Our agent worked with our lender to include it to our monthly bill. That way, we didn't have multiple bills but only 1.
For the most part we have not had to make a claim. We've been with our representative for a long time and feels like he knows us and our situation.
State Farm
2. they are always friendly and helpful when we call. they give us as much pertinent information as they can and if they cannot answer our questions immediately will email or call us within a day with our answer.
My auto insurance rates ended up being higher because i didn't want to have surveillance on my driving. i have a good driving record, but didn't want that invasion of privacy.
Their policy is very straight forward on what they will cover and it is exactly what we were looking for. it's not written in complex language at all
The premium isn't bad, it's acceptable for our coverage. Some other insurance companies we looked at were more costly, some were slightly cheaper.
It is a very reliable company. It is fairly cheap, we pay and they leave us alone. I am completely satisfied.
Our home office always been available with any questions and always great at follow up. Love the discounts offered. Rates are good. I've found rates that are the same of ever so slightly cheaper, however, it's not enough to take my business because of the excellent service.
Erie Insurance
I've been with Eerie for quite some time. I've not had to file a claim, and I get very competitive rates because of it. They are very responsive to all of my questions and in making updates to my policies as my life changes.
They don't bother me needlessly - and I don't have any recollection of them being rude. That is all that I could ask for at this point. I'm hoping that if I had to put in a claim that I would be treated with respect and that they'd act with integrity.
I would recommend them because they have the lowest rates and they have great customer service.
Erie Insurance
If you live in PA, I definitely recommend this company. They are easy to work with and their employees are knowledgeable and can explain complex concepts easy.
I would recommend geico because I have never had a problem with them and they havent given me any reason not to recommend them. Their coverage suits my needs.

Springfield, OH Homeowners Insurance By Home Value

Springfield, OH Home Value Total Homes % of Total Average Springfield, OH Homeowners Insurance
Less than $50,000 1,638 12.0% $203
$50,000 to $59,999 991 7.0% $427
$60,000 to $69,999 1,594 12.0% $529
$70,000 to $79,999 1,731 13.0% $611
$80,000 to $89,999 1,624 12.0% $692
$90,000 to $99,999 1,126 8.0% $774
$100,000 to $124,999 1,372 10.0% $896
$125,000 to $149,999 867 6.0% $1120
$150,000 to $174,999 666 5.0% $1324
$175,000 to $199,999 372 2.0% $1527
$200,000 to $249,999 390 3.0% $1840
$250,000 to $299,999 206 1.0% $2247

Top Home Insurance Agents Near Springfield, OH

Home Insurance Company Near Springfield, OH Homeowners Insurance Agency Near Springfield, OH Address
NA Mill Creek Insurance Agency 1150 West 5Th Street, Marysville, OH, 43040
Nationwide Gary R Gorby 805 N Limestone St, Springfield, OH, 45503-3640
Farmers Michael Bistrek 40 Monument Sq Ste 100, Urbana, OH, 43078
Liberty Mutual Independent Miller Insurance Inc 36 S Breiel Blvd, Middletown, OH, 45044
Travelers Simpkins Insurance Agency 1135 E 2Nd St, Franklin, OH, 45005

Springfield, OH Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Springfield, OH

Streets in Springfield Area Homeowners Insurance Cost
Lilac Dr, Gridley Ct, Dover Rd, E Northern Ave, King Tree Ln, Southfield Ave, Caldwell St, N Vananda Ave, N Tecumseh Rd, Beech Dr$671
Penn St, Red Coach Dr, Robin Hood Ct, 4th Ave, Linn St, Old Selma Rd, Damascus Ave, E National Rd, Fruitland Rd, S Spring St$696
Roberts Ave, E John St, Chatham Pl, Young Ave, Auston St, Sheffield Dr, Monaco Dr, N Race St, Ash Dr, Park Ave$675
Center St, N Florence St, Valley View Dr, Midland Pl, E Cecil St, W Johnson Ave, Aberfelda Ct, Rock Run, E Doctors Ct, Northfield Blvd$710
Carlisle Ave, Argonne Ln S, Goldfinch Bend, Saint Andrews Ct, Rose Aly, Winfield Dr, W Northern Ave, Sunnyland Blvd, Southwest Ct, Cardinal Rd$707
Cypress St, S Foster St, Woodthrush Rd, N Yellow Springs St, Curtis Dr, Lawnview Ave, King St, W Clark St, Dayton Ave, Hillside Ave$657
Covington Dr, Parnell Pl E, N Roosevelt Pl, E Mile Rd, E Johnson Ave, Marbella St, Albermarle Rd, Ebersole Rd, Mitchell Blvd, Westmont Cir$695
Williamson St, Fletcher Chapel Rd, Heard Ave, Fox Hollow Rd, Liberty Ave, Darwin Ave, Dover Rd, Noel Dr, Prospect St, Portage Path$672
Home Pl, Dayton Ave, Emery St, S Linmuth Ct, Ironwood Dr, Stevison Dr, Floral Ave, Nagley St, Mohawk Dr, Erika Dr$672
N Greenmount Ave, Covina Dr, Valley Dr, N Arlington Ave, Roseland Ave E, Northridge Dr, Saint James Ct, N Burnett Rd, Pompano St, N Center St$672

Springfield, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Springfield$101 to $104
Clark County$104
Tremont City$102

Springfield, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clark County, Ohio $104 $138 $207
Moorefield township, Clark County, Ohio $106 $141 $212
Northridge CDP, Ohio $104 $139 $209

Springfield, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springfield, OH5.8%16.1%
Clark County5.15%14.72%

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 438 4.0% $364
$200 to $299 603 5.0% $814
$300 to $499 1,886 17.0% $1264
$500 to $749 4,104 38.0% $1939
$750 to $999 2,316 21.0% $2689
$1,000 to $1,499 954 8.0% $3814
$1,500 or more 359 3.0% $5464

Springfield, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Springfield Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,800$4,200
Net Savings to Springfield Home Owner from High Deductible Plan $600

Springfield, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, OH Home Replacement Value MORE than Home Value Springfield, OH Home Replacement Value LESS than Home Value
Replacement Value $91,500 $53,500
Insurance Premium based on Replacement Value $300 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceFarmers Insurance
Monthly Premium 222562
Year Built 194919801971
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Springfield, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 200,000 Slate Shingles Roof 2,730 4 > $10,000 Deductible 110 3 Stucco siding yes
1988 85,000 Asphalt Shingles Roof 1,230 2 $500- $1000 Deductible 40 2 Brick siding No
1957 130,000 Slate Shingles Roof 1,800 4 $1000-$2500 Deductible 240 10 Wood siding No
1976 230,000 Metal Roof 4,610 5 $2500-$5000 Deductible 180 4 Stucco siding yes
1947 175,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 240 7 Stone Siding No
1954 165,000 Asphalt Shingles Roof 2,210 3 $500 Deductible 520 12 Wood siding yes
1966 80,000 Asphalt Shingles Roof 1,080 2 $1000-$2500 Deductible 90 3 Wood siding yes
1961 115,000 Metal Roof 2,260 3 $1000-$2500 Deductible 130 3 Brick siding No
1947 330,000 Shingles Roof 4,750 5 $1000-$2500 Deductible 270 3 Brick siding No
1945 105,000 Slate Shingles Roof 1,810 5 $1000-$2500 Deductible 20 1 Fiber-Cement Siding yes
1947 55,000 Slate Shingles Roof 960 2 $2500-$5000 Deductible 40 3 Brick siding yes
1942 145,000 Asphalt Shingles Roof 2,350 3 $500- $1000 Deductible 280 7 Wood siding No
1941 140,000 Wood Shake Roof 1,880 4 $1000-$2500 Deductible 340 7 Wood siding yes
1957 200,000 Wood Shake Roof 3,160 4 $2500-$5000 Deductible 220 6 Vinyl siding No
1952 85,000 Slate Shingles Roof 1,260 2 $2500-$5000 Deductible 130 7 Wood siding yes
1977 200,000 Metal Roof 3,410 5 > $10,000 Deductible 40 1 Fiber-Cement Siding No
1966 160,000 Asphalt Shingles Roof 2,640 4 $2500-$5000 Deductible 360 7 Brick siding No
1973 120,000 Slate Shingles Roof 2,110 4 $500- $1000 Deductible 290 7 Brick siding No
1965 105,000 Composition Roof 1,870 4 $500 Deductible 450 10 Wood siding yes
1947 120,000 Wood Shake Roof 2,070 4 $2500-$5000 Deductible 260 8 Vinyl siding No
1947 75,000 Slate Shingles Roof 1,210 3 $2500-$5000 Deductible 200 12 Vinyl siding No
1942 115,000 Shingles Roof 2,270 3 $500 Deductible 20 1 Brick siding No
1944 160,000 Wood Shake Roof 2,680 5 $2500-$5000 Deductible 350 8 Brick siding yes
1958 115,000 Slate Shingles Roof 1,690 2 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
1981 140,000 Tile Roof 2,470 4 $500- $1000 Deductible 70 2 Fiber-Cement Siding yes
1960 70,000 Wood Shake Roof 1,140 2 $2500-$5000 Deductible 20 1 Stucco siding yes
1953 200,000 Membrane Roof 3,460 5 $1000-$2500 Deductible 280 5 Brick siding No
1955 165,000 Metal Roof 3,190 5 $2500-$5000 Deductible 410 9 Brick siding No
1955 105,000 Slate Shingles Roof 2,030 4 $2500-$5000 Deductible 160 5 Stone Siding No
1957 160,000 Slate Shingles Roof 2,450 4 $1000-$2500 Deductible 110 2 Stone Siding yes
1978 150,000 Tile Roof 2,240 3 $2500-$5000 Deductible 130 3 Stucco siding yes
1958 100,000 Shingles Roof 1,950 3 $500 Deductible 270 7 Brick siding No
1951 160,000 Asphalt Shingles Roof 2,320 4 $2500-$5000 Deductible 230 5 Fiber-Cement Siding yes
1944 125,000 Tile Roof 1,940 3 $1000-$2500 Deductible 280 9 Stucco siding No

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