How Much Does Springfield, MO Home Insurance Cost?
Springfield, MO Average Homeowners Insurance Cost
$985
Homeowners Insurance Cost - Springfield, MO
$111,600
Median Home Value - Springfield, MO
Springfield, MO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.82 | $973.18 |
| $1000 Deductible | -$104.61 | $880.39 |
| $1500 Deductible | -$156.22 | $828.78 |
| $2000 Deductible | -$232.66 | $752.34 |
| $2500 Deductible | -$277.77 | $707.23 |
Springfield, MO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$217 | $768 |
| 30 year old | +$15 | $1,000 |
| 40 year old | +$26 | $1,011 |
| 50 year old | +$37 | $1,022 |
| Above 50 year old | +$47 | $1,032 |
Springfield, MO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$138 | $847 |
| Superior | -$99 | $887 |
| Masonry | -$49 | $936 |
| Brick | -$49 | $936 |
| Hail Resistant Roof | -$30 | $955 |
Springfield, MO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $1,005 |
| Swimming Pool With A Diving Board | +$49 | $1,034 |
| Swimming Pool With Slide | +$59 | $1,044 |
Springfield, MO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $30 | $955 |
| Police Department | $10 | $975 |
Springfield, MO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$413.7 | $1,399 |
| Filing a Second Liability Claim | +$374.3 | $1,359 |
| Filing a Second Theft Claim | +$374.3 | $1,359 |
| Filing a Second Water Claim | +$325.05 | $1,310 |
| Filing a Fire Claim | +$197.0 | $1,182 |
| Filing a Liability Claim | +$187.15 | $1,172 |
| Filing a Theft Claim | +$187.15 | $1,172 |
| Filing a Water Claim | +$157.6 | $1,143 |
| Filing a Weather Claim | +$157.6 | $1,143 |