How Much Does Springfield, MA Home Insurance Cost?

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Springfield, MA Average Homeowners Insurance Cost

$841

Homeowners Insurance Cost - Springfield, MA

$148,600

Median Home Value - Springfield, MA


Springfield, MA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$10.09 $830.91
$1000 Deductible -$89.31 $751.69
$1500 Deductible -$133.38 $707.62
$2000 Deductible -$198.64 $642.36
$2500 Deductible -$237.16 $603.84

Springfield, MA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$235 $606
30 year old +$13 $854
40 year old +$22 $863
50 year old +$32 $873
Above 50 year old +$40 $881

Springfield, MA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$109 $732
Superior -$76 $765
Masonry -$42 $799
Brick -$42 $799
Hail Resistant Roof -$25 $816


Springfield, MA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$17 $858
Swimming Pool With A Diving Board +$42 $883
Swimming Pool With Slide +$50 $891

Springfield, MA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $25 $816
Police Department $8 $833

Springfield, MA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$353.22 $1,194
Filing a Second Liability Claim +$319.58 $1,161
Filing a Second Theft Claim +$319.58 $1,161
Filing a Second Water Claim +$277.53 $1,119
Filing a Fire Claim +$168.2 $1,009
Filing a Liability Claim +$159.79 $1,001
Filing a Theft Claim +$159.79 $1,001
Filing a Water Claim +$134.56 $976
Filing a Weather Claim +$134.56 $976

Springfield, MA Home Insurance - Analysis On Quotes, Rates & Agents

Springfield, MA Home Insurance Agents for Top Companies

Visual Guide for Springfield, MA Home Insurance Buyers on Insurance Companies and Rates