How Much Does Springfield, MA Home Insurance Cost?
Springfield, MA Average Homeowners Insurance Cost
$841
Homeowners Insurance Cost - Springfield, MA
$148,600
Median Home Value - Springfield, MA
Springfield, MA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.09 | $830.91 |
| $1000 Deductible | -$89.31 | $751.69 |
| $1500 Deductible | -$133.38 | $707.62 |
| $2000 Deductible | -$198.64 | $642.36 |
| $2500 Deductible | -$237.16 | $603.84 |
Springfield, MA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$235 | $606 |
| 30 year old | +$13 | $854 |
| 40 year old | +$22 | $863 |
| 50 year old | +$32 | $873 |
| Above 50 year old | +$40 | $881 |
Springfield, MA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$109 | $732 |
| Superior | -$76 | $765 |
| Masonry | -$42 | $799 |
| Brick | -$42 | $799 |
| Hail Resistant Roof | -$25 | $816 |
Springfield, MA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$17 | $858 |
| Swimming Pool With A Diving Board | +$42 | $883 |
| Swimming Pool With Slide | +$50 | $891 |
Springfield, MA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $25 | $816 |
| Police Department | $8 | $833 |
Springfield, MA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$353.22 | $1,194 |
| Filing a Second Liability Claim | +$319.58 | $1,161 |
| Filing a Second Theft Claim | +$319.58 | $1,161 |
| Filing a Second Water Claim | +$277.53 | $1,119 |
| Filing a Fire Claim | +$168.2 | $1,009 |
| Filing a Liability Claim | +$159.79 | $1,001 |
| Filing a Theft Claim | +$159.79 | $1,001 |
| Filing a Water Claim | +$134.56 | $976 |
| Filing a Weather Claim | +$134.56 | $976 |