How To Make Your Springfield, MA Home Insurance Cheaper
Springfield, MA, homeowners insurance is about $841. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Springfield, MA Home Insurance Rates with the Hampden County Average
| Place | Hampden County Average: $948.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Springfield, MA | $841.0 | -107.0 | -0.11 | 153,278 | 148,600 |
Cost of Springfield, MA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Longmeadow | 328,000 | 9,567 | $1,314 |
| Simsbury | 375,500 | 33,957 | $1,551 |
| West Hartford | 326,000 | 5,660 | $1,403 |
| Glastonbury Center | 285,400 | 17,939 | $1,293 |
Homeowners Insurance Comparison for the Cheapest Premiums in Springfield, MA
| Horace Mann Educators Corporation | Amica Mutual Insurance | Olympus Insurance | |
| Median Home Value ($) | 148,600 | 148,600 | 148,600 |
| Age of Home | Newly Constructed Home | Year 30 Old | Above Year 50 |
| Home Coverage ($) | $1000,000 -$1499,999 | $400,000 -$499,999 | $400,000 -$499,999 |
| Total Premium ($) | $3,609.7 | $3,027.4 | $3,475.9 |
Cost of Springfield, MA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Amica Mutual Insurance | 1500 | $300,000-$399,999 | 1,907.4 |
| Homesite Insurance | 1000 | $1500,000-$2000,000 | 4,562.2 |
| GEICO | 2500 | $250,000-$299,999 | 1,144.0 |
| American National Property and Casualty Company | 1500 | $175,000-$199,999 | 848.2 |
| Travelers | 2500 | $1500,000-$2000,000 | 3,532.0 |
| Allstate | 2000 | $150,000-$174,999 | 619.1 |
| Nationwide | 2500 | $150,000-$174,999 | 543.6 |
| MetLife | 2000 | $500,000-$749,999 | 2,942.2 |
| Safety Insurance | 1000 | $300,000-$399,999 | 2,015.8 |
| Progressive | 1000 | $200,000-$249,999 | 980.8 |