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Springfield, MA Home Values & Insurance Rates

Springfield, MA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,015 3.0% $159
$60,000 to $69,999 281 1.0% $417
$70,000 to $79,999 508 1.0% $487
$80,000 to $89,999 770 2.0% $546
$90,000 to $99,999 907 3.0% $616
$100,000 to $124,999 4,038 14.0% $715
$125,000 to $149,999 5,581 20.0% $894
$150,000 to $174,999 6,143 22.0% $1053
$175,000 to $199,999 3,596 13.0% $1212
$200,000 to $249,999 2,810 10.0% $1461
$250,000 to $299,999 807 2.0% $1789
$300,000 to $399,999 679 2.0% $2276

Top Home Insurance Agents Near Springfield, MA

Home Insurance Company Near Springfield, MA Homeowners Insurance Agency Near Springfield, MA Address
Travelers Mccrillis & Keep Insurance Agcy, Inc. 44 AUBURN ST, AUBURN, MA, 1501
Travelers Mcgrath Insurance Group Inc 258 MAIN ST, STURBRIDGE, MA, 1566
NA Mirick Insurance Agency 28 Bridge Street , Shelburne Falls, MA, 1370
NA Assurance Group Inc 45 Lyman Street Suite 25, Westborough, MA, 1581
Liberty Mutual Amy Varza 751 Straits Turnpike Ste 1000, Middlebury, CT, 6762

Estimated Home Insurance By Street Area Near Springfield, MA

Springfield Area Estimated House Insurance
Sachem St, Grenada Ter, Arbutus St, Mill Ln, Cornell St, Bunker Cir, Forest Hills Rd, Fern St, Buick St, Spencer St$994
Old Lane Rd, Lawton St, Sara Lynn Dr, Haskin St, Rita St, Dorchester St, Rockland Ter, Princess Rd, Genesee St, Harkness Ave$997
Arion Pl, Telbar St, Lumae St, Tiffany St, Joseph St, Lynwood Ter, Commonwealth Ave, Edgemere Rd, Wing St, Hamilton St$984
Gillette Cir, Spencer Ct, Greenacre Sq, Breckwood Blvd, Norman St, Ivan St, 4th St, David St, Normandy Rd, Lancashire Rd$984
Sherwood Rd, Pinecrest Dr, Savoy Ave, Baltimore Ave, Puritan Rd, Gilbert Ave, Maura St, Waltham Ave, Drumlin Rd, Ramah St$988
Summerfield St, Driftwood Rd, Rosewell St, Burt Rd, Tufts St, Rapalus St, Emeline Ct, Geneva St, Elliot St, Hebron St$998
Silas St, Sheridan Ln, Gerrish Ct, Prince St, Frank St, 2nd St, Margerie St, Veterans Way, Bartels St, Corey Rd$1,004
Hawthorne St, Garibaldi St, Dawes St, Cherryvale Ave, Lenox St, Breck Pl, Magaziner Pl, Monmouth St, Itendale St, Harbour Rd$1,007
E Court St, E Park St, Delano Dr, Magnolia Ter, Squirrel Rd, Texel Dr, Claremont St, Rosemary Dr, Navajo Rd, Castlegate Dr$1,008
Noel St, Yorktown Dr, Fairbank Pl, Bowles St, Wentworth St, Turner St, Lois St, Shepherd Dr, Turnbull St, Frank B Murray St$998

Savings on home insurance for senior occupied homes

PlaceSavings
Springfield$148 to $151
East Longmeadow$154
Chicopee$150
Longmeadow$158

Springfield, MA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springfield, MA5.8%15.3%
East Longmeadow4.34%12.75%
Chicopee5.92%15.77%
Longmeadow3.72%9.79%

Springfield Renters Insurance as a Percentage of Rent

Springfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,396 5.0% $378
$200 to $299 2,880 10.0% $828
$300 to $499 3,340 12.0% $1278
$500 to $749 5,166 19.0% $1953
$750 to $999 7,368 27.0% $2703
$1,000 to $1,499 5,859 21.0% $3828
$1,500 or more 1,083 3.0% $5478

Springfield, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Springfield Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,600$16,600
Net Savings to Springfield Home Owner from High Deductible Plan $1,000

Springfield, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springfield, MA Home Replacement Value MORE than Home Value Springfield, MA Home Replacement Value LESS than Home Value
Replacement Value $161,000 $111,000
Insurance Premium based on Replacement Value $1,400 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Springfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 15210868
Year Built 195419681984
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$125000-$150000$100000-$125000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Springfield, MA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
East Longmeadow town, Hampden County, Massachusetts $129 $171 $257
Chicopee city, Massachusetts $125 $167 $250
Longmeadow CDP, Massachusetts $132 $175 $263

Sample Home Insurance Rates for Springfield, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 325,000 Wood Shake Roof 4,090 5 $1000-$2500 Deductible 360 2 Vinyl siding No
1953 170,000 Membrane Roof 1,710 5 $2500-$5000 Deductible 480 7 Brick siding yes
1966 180,000 Wood Shake Roof 1,840 3 $500- $1000 Deductible 430 4 Stone Siding No
1985 145,000 Tile Roof 1,710 2 $2500-$5000 Deductible 170 3 Stone Siding yes
1964 310,000 Composition Roof 3,500 5 > $10,000 Deductible 550 6 Stone Siding No
1986 100,000 Metal Roof 1,060 2 $2500-$5000 Deductible 460 12 Stucco siding No
1959 340,000 Slate Shingles Roof 3,880 5 $5000 to $10,000 Deductible 1360 10 Fiber-Cement Siding yes
1958 140,000 Asphalt Shingles Roof 1,640 3 $2500-$5000 Deductible 150 3 Stone Siding No
1942 60,000 Wood Shake Roof 1,027 2 $2500-$5000 Deductible 160 3 Fiber-Cement Siding yes