Springdale Insurance Rates:

Springdale, AR homeowners insurance is roughly $956 to $1,300, about $79-$108/month. Our complete analysis indicates shoppers can save as much as $451 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend this insurance company. They are comparable regarding coverage and limitations. They have fast payment claims turn around.
Progressive
I have had no trouble with them. It was easy to set it up and they have followed up a few times. That said I have yet needed to use the insurance even though I am paying for it.
Allstate
ALLSTATE WAS THE LOWEST AS FAR AS COST, BUT GAVE BETTER COVERAGE AND A LOWER DEDUCTIBLE. THE POLICY WAS IMMEDIATELY ESTABLISHED WITH NO DELAY.
State Farm
I really like State Farm because they have always been very nice and courteous. Whenever I show up to their office to pay a bill, they make me feel right at home.
State Farm
They rates were half the price of all the others that I contacted for the same, if not better, coverage.
Allstate
What i like about allstate insurance was that they have been in business for many years and have a solid background.
Allstate
I like the price point of my home insurance and the amount of coverage get for the amount of money.
Allstate
As shown by my last answer I really don't have a lot of dislikes to speak of about the company, everything has been smooth and steady so far.
Aaa
I'd like it to be a little lower, but I'm satisfied with the coverage I have considering.
Liberty Mutual
Their online payment service needs some work. It is cumbersome to get around the website and make the payments online. They still charge a service fee even if you do automatic EFT payments.
State Farm
The best part of the State farm app is the easy access to the different sections. When I go to the app to pay my bill you can just open the app and just pay. Know having to go deep into the app to pay.
Geico
I would recommend them because they don't have age restrictions on roofs and the deductibles they offer for my area are lower than average.

Springdale, AR Homeowners Insurance By Home Value

Springdale, AR Home Value Total Homes % of Total Average Springdale, AR Homeowners Insurance
Less than $50,000 741 6.0% $203
$50,000 to $59,999 194 1.0% $429
$60,000 to $69,999 540 4.0% $530
$70,000 to $79,999 648 5.0% $620
$80,000 to $89,999 620 5.0% $699
$90,000 to $99,999 764 6.0% $779
$100,000 to $124,999 1,861 15.0% $903
$125,000 to $149,999 1,663 14.0% $1129
$150,000 to $174,999 1,255 10.0% $1343
$175,000 to $199,999 1,064 9.0% $1546
$200,000 to $249,999 1,210 10.0% $1862
$250,000 to $299,999 624 5.0% $2280
$300,000 to $399,999 582 4.0% $2890

Top Home Insurance Agents Near Springdale, AR

Home Insurance Company Near Springdale, AR Homeowners Insurance Agency Near Springdale, AR Address
Allstate Ambur Davis 3729 N Crossover Rd Ste 105, Fayetteville, AR, 72703
Travelers Armstrong Hailey Ins 3887 N Crossover Rd, Fayetteville, AR, 72703
Allstate Corey Davidson 1803 W Olive St, Rogers, AR, 72756
Travelers Mcnair & Associates 104 N EAST AVE SUITE C, FAYETTEVILLE, AR, 72701
Liberty Mutual Independent Regions Insurance 1465 E JOYCE BLVD STE 205, FAYETTEVILLE, AR, 72703

Springdale, AR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Springdale, AR

Streets in Springdale Area Homeowners Insurance Cost
Barker Pl, Barbara Ave, Lake Point Dr N, Brandy Ln, Cory St, Fair Ln, Murdock Rd, Franklin Way, Chestnut St, Blueberry Ln$1,199
Rylee Ct, Dune St, W Robinson Ave, Clermont Dr, Shores Ave, Walden St, Co Rd 1146, Terry Ln, Emerald St, Schoolhouse Dr$1,161
Spring Creek Rd, Fields Ln, Co Rd 76, Deek Ln, Trail End Ranch Rd, E Apple Blossom Ave, Knight Ln, George Ln, Paige Blvd, Parkwood St$1,143
S 44th St, S Melody St, Ladelle Rd, S Primrose Rd, Cross Creek Blvd, Jefferson St, Jade Dr, S 36th St, Solstice Ave, W Garrett Rd$1,140
Co Rd 618, Stultz Rd, Co Rd 241, Johns Hill Rd, Co Rd 1187, McClure Ave, Puppy Creek Rd, Hickory Creek Rd, Equestrian Ave, Fields Rd$1,120

Springdale, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Springdale$168 to $171
Bethel Heights$169
Johnson$172
Lowell$170

Springdale, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bethel Heights city, Arkansas $142 $189 $283
Johnson township, Washington County, Arkansas $144 $191 $287
Lowell city, Arkansas $142 $189 $284

Springdale, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Springdale, AR8.3%28.1%
Bethel Heights7.85%35.07%
Johnson7.08%25.6%
Lowell8.28%31.56%

Springdale Renters Insurance as a Percentage of Rent

Springdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 144 1.0% $360
$200 to $299 187 1.0% $810
$300 to $499 1,377 13.0% $1260
$500 to $749 4,751 45.0% $1935
$750 to $999 2,513 23.0% $2685
$1,000 to $1,499 1,358 12.0% $3810
$1,500 or more 181 1.0% $5460

Springdale, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Springdale Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,600$10,000
Net Savings to Springdale Home Owner from High Deductible Plan $600

Springdale, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Springdale, AR Home Replacement Value MORE than Home Value Springdale, AR Home Replacement Value LESS than Home Value
Replacement Value $221,000 $141,000
Insurance Premium based on Replacement Value $1,925 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Springdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 93128189
Year Built 201419942005
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Springdale, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 285,000 Metal Roof 2,770 4 $5000 to $10,000 Deductible 430 4 Wood siding yes
2003 125,000 Metal Roof 1,650 4 $500 Deductible 240 3 Stone Siding yes
1983 380,000 Membrane Roof 4,140 5 $1000-$2500 Deductible 1180 6 Stucco siding yes
1987 195,000 Membrane Roof 1,990 4 $500 Deductible 700 4 Stucco siding yes
2006 325,000 Asphalt Shingles Roof 3,130 4 $500 Deductible 3670 12 Wood siding yes
1989 380,000 Asphalt Shingles Roof 3,690 5 $5000 to $10,000 Deductible 790 5 Wood siding No
2009 205,000 Asphalt Shingles Roof 2,460 4 > $10,000 Deductible 300 4 Brick siding yes
1990 185,000 Membrane Roof 2,340 4 $500- $1000 Deductible 1230 10 Stucco siding No
1990 245,000 Composition Roof 3,430 5 $500- $1000 Deductible 490 3 Stucco siding yes
2006 105,000 Tile Roof 1,300 3 $500- $1000 Deductible 150 2 Fiber-Cement Siding No
2003 95,000 Shingles Roof 1,240 3 $2500-$5000 Deductible 50 1 Stucco siding yes
2013 205,000 Metal Roof 2,230 3 $500- $1000 Deductible 250 2 Stucco siding yes
2000 220,000 Asphalt Shingles Roof 2,410 4 $2500-$5000 Deductible 450 3 Fiber-Cement Siding yes
2004 170,000 Shingles Roof 1,790 3 $5000 to $10,000 Deductible 860 9 Wood siding No
1984 210,000 Composition Roof 2,840 5 $500- $1000 Deductible 670 4 Fiber-Cement Siding No
1991 270,000 Membrane Roof 3,090 4 $500- $1000 Deductible 1740 9 Brick siding No
2014 165,000 Wood Shake Roof 1,960 3 $5000 to $10,000 Deductible 1000 12 Vinyl siding No
2014 130,000 Composition Roof 1,710 3 $2500-$5000 Deductible 70 1 Wood siding No
2012 140,000 Slate Shingles Roof 1,730 4 $1000-$2500 Deductible 330 5 Wood siding yes
2012 140,000 Slate Shingles Roof 1,930 3 $500- $1000 Deductible 950 9 Wood siding yes
1983 135,000 Tile Roof 1,820 5 $2500-$5000 Deductible 1120 12 Brick siding No
1983 240,000 Wood Shake Roof 3,120 4 $5000 to $10,000 Deductible 820 8 Stone Siding yes
1996 400,000 Shingles Roof 4,990 5 $1000-$2500 Deductible 930 3 Stone Siding yes
2005 130,000 Membrane Roof 1,920 4 $1000-$2500 Deductible 460 6 Stucco siding yes
1981 190,000 Slate Shingles Roof 1,900 3 $500 Deductible 610 4 Vinyl siding No
1998 190,000 Wood Shake Roof 2,110 3 $500 Deductible 760 4 Stucco siding yes
2007 170,000 Metal Roof 1,810 5 $500 Deductible 1570 12 Wood siding yes
2006 295,000 Shingles Roof 2,930 5 > $10,000 Deductible 600 5 Stone Siding No
2009 130,000 Composition Roof 1,540 3 $2500-$5000 Deductible 480 6 Brick siding yes
1991 240,000 Membrane Roof 2,650 4 $5000 to $10,000 Deductible 900 8 Stucco siding No
2011 180,000 Asphalt Shingles Roof 2,240 4 $5000 to $10,000 Deductible 690 6 Brick siding No
2006 180,000 Tile Roof 2,350 3 $2500-$5000 Deductible 360 3 Stucco siding No
2014 160,000 Shingles Roof 1,900 4 $500- $1000 Deductible 1020 10 Fiber-Cement Siding No
2010 160,000 Asphalt Shingles Roof 2,140 3 $500 Deductible 650 6 Stucco siding yes

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