Spring Valley Insurance Rates:

Spring Valley, IL homeowners insurance is nearly $620 to $847, about $51-$70/month. Our exhaustive guide shows customers can save as much as $293 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Spring Valley, IL Homeowners Insurance By Home Value

Spring Valley, IL Home Value Total Homes % of Total Average Spring Valley, IL Homeowners Insurance
Less than $50,000 170 10.0% $175
$50,000 to $59,999 90 5.0% $373
$60,000 to $69,999 159 9.0% $461
$70,000 to $79,999 186 11.0% $535
$80,000 to $89,999 117 7.0% $601
$90,000 to $99,999 86 5.0% $674
$100,000 to $124,999 321 19.0% $784
$125,000 to $149,999 149 9.0% $982
$150,000 to $174,999 151 9.0% $1158
$175,000 to $199,999 60 3.0% $1334
$200,000 to $249,999 56 3.0% $1612
$250,000 to $299,999 27 1.0% $1964
$300,000 to $399,999 63 3.0% $2499

Top Home Insurance Agents Near Spring Valley, IL

Home Insurance Company Near Spring Valley, IL Homeowners Insurance Agency Near Spring Valley, IL Address
NA Kaufmann Insurance Agency, Llc 2327 4Th Street, Peru, IL, 61354
State Farm Chris Hammitt 815 N Galena Ave, Dixon, IL, 61021-1518
State Farm Gary Presley 221 Crawford Ave, Dixon, IL, 61021-3162
Travelers Hawk Agency Inc 7131 N KNOXVILLE AVE, PEORIA, IL, 61614
Allstate Northern Insurance Group 114 W North St, Morris, IL, 60450

Cost Of Homeowners Insurance By Street Near Spring Valley, IL

Streets in Spring Valley Area Homeowners Insurance Cost
Marquette Rd, Co Rd 3300 E, N Iowa Ave, N Cornelia St, 2850 E St, 2675 East St, 2390 East St, 2825 E St, 3065 E St, S Miller St$725
E St Paul St, E 1st St, W Caroline St, W Illinois St, Old North Rd, la Salle County Rd, Jefferson St, N Power St, Prairie St, N Greenwood St$737
S Hennessey St, Safety St, Chestnut St, Shaft Rd, Cemetery Rd, Vine St, Lucy St, W Chestnut St, 2625 E St, W Pine St$735
3175 East St, 2750 E, Bureau St, 1360 N Ave, Richard A Mautino Dr, N Cornelia St, Arlington Dr, W Elm St, Co Rd 35, Willow St$724
2800 East St, Jay Ave, Coal Miners Rd, Clancy Dr, 2790 East St, Co Rd 26, N First St, 1375 North Ave, N Greenwood St, S Park St$722

Spring Valley, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spring Valley$109 to $112
Dalzell$112
Peru$111
Hall$110

Spring Valley, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dalzell village, Illinois $112 $149 $224
Peru township, LaSalle County, Illinois $111 $148 $222
Hall township, Bureau County, Illinois $110 $147 $221

Spring Valley, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spring Valley, IL5.8%13.5%
Dalzell5.22%12.92%
Peru5.07%14.81%
Hall5.52%13.61%

Spring Valley Renters Insurance as a Percentage of Rent

Spring Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 5.0% $353
$200 to $299 32 5.0% $803
$300 to $499 196 32.0% $1253
$500 to $749 132 21.0% $1928
$750 to $999 96 15.0% $2678
$1,000 to $1,499 124 20.0% $3803

Spring Valley, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Spring Valley Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Spring Valley Home Owner from High Deductible Plan $600

Spring Valley, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spring Valley, IL Home Replacement Value MORE than Home Value Spring Valley, IL Home Replacement Value LESS than Home Value
Replacement Value $112,000 $71,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $150/year

Example Spring Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualErie Insurance
Monthly Premium 2612134
Year Built 194819801972
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $75000-$100000$250000-$300000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Spring Valley, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 115,000 Metal Roof 1,810 3 $500 Deductible 230 5 Fiber-Cement Siding No
1976 160,000 Wood Shake Roof 2,370 4 $5000 to $10,000 Deductible 210 4 Vinyl siding yes
1942 195,000 Composition Roof 2,650 4 $2500-$5000 Deductible 220 3 Brick siding yes
1964 140,000 Shingles Roof 2,330 5 $2500-$5000 Deductible 180 6 Brick siding yes
1968 80,000 Metal Roof 1,000 2 $500- $1000 Deductible 160 5 Stone Siding No
1966 105,000 Slate Shingles Roof 1,680 2 $500- $1000 Deductible 260 6 Brick siding No
1986 170,000 Membrane Roof 2,000 4 $500 Deductible 420 6 Fiber-Cement Siding No
1987 75,000 Asphalt Shingles Roof 1,160 2 $1000-$2500 Deductible 190 7 Stucco siding No
1980 125,000 Slate Shingles Roof 1,740 2 $1000-$2500 Deductible 460 10 Stucco siding No
1972 180,000 Slate Shingles Roof 2,120 3 $2500-$5000 Deductible 120 2 Vinyl siding yes
1984 115,000 Tile Roof 1,860 3 $1000-$2500 Deductible 440 12 Fiber-Cement Siding No
1985 105,000 Composition Roof 1,570 2 $500- $1000 Deductible 270 8 Stone Siding yes
1983 280,000 Tile Roof 4,070 5 $5000 to $10,000 Deductible 120 2 Stone Siding yes
1968 100,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 70 2 Fiber-Cement Siding yes
1967 125,000 Composition Roof 1,760 5 $2500-$5000 Deductible 80 2 Fiber-Cement Siding No
1975 190,000 Metal Roof 2,720 5 $2500-$5000 Deductible 520 10 Stone Siding yes
1982 95,000 Asphalt Shingles Roof 1,140 2 $500- $1000 Deductible 40 1 Vinyl siding yes
1949 110,000 Tile Roof 1,370 2 $500- $1000 Deductible 140 3 Stone Siding No
1989 315,000 Composition Roof 3,970 5 > $10,000 Deductible 780 12 Vinyl siding No
1976 150,000 Shingles Roof 2,000 5 $5000 to $10,000 Deductible 140 4 Fiber-Cement Siding No
1948 350,000 Asphalt Shingles Roof 4,630 5 > $10,000 Deductible 460 5 Wood siding No
1986 165,000 Shingles Roof 2,130 3 $5000 to $10,000 Deductible 260 6 Vinyl siding yes
1960 175,000 Slate Shingles Roof 2,620 4 $500 Deductible 270 3 Wood siding yes
1964 115,000 Shingles Roof 1,560 5 $500 Deductible 180 6 Fiber-Cement Siding No
1942 140,000 Shingles Roof 1,870 3 $1000-$2500 Deductible 320 7 Wood siding yes
1943 80,000 Metal Roof 1,110 2 $500 Deductible 90 3 Vinyl siding No
1964 180,000 Membrane Roof 2,810 5 $500- $1000 Deductible 260 4 Wood siding No
1977 175,000 Tile Roof 2,870 4 $500 Deductible 950 12 Fiber-Cement Siding No
1973 70,000 Tile Roof 1,180 2 $1000-$2500 Deductible 280 12 Stucco siding yes
1962 120,000 Metal Roof 1,500 2 $1000-$2500 Deductible 180 6 Brick siding No