Spring Hill, TN homeowners insurance is about $712 to $967, about $59-$80/month. Our in depth guide indicates shoppers can save as much as $336 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Spring Hill, TN | Homeowners Insurance Agency Near Spring Hill, TN | Address |
|---|---|---|
| Travelers | My Team Insurance Services Llc | 1507 MEMORIAL BLVD, MURFREESBORO, TN, 37129 |
| State Farm | Bethany Harbin | 631 Old Hickory Blvd, Nashville, TN, 37209-5124 |
| Travelers | Bodiford Insurance Llc | 2624 N MOUNT JULIET RD, MOUNT JULIET, TN, 37122 |
| Erie | J M Insurance Agency Inc. | 401 W Main Street Suite 206, Lebanon, TN, 37087 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Thompson's Station town, Tennessee | $112 | $149 | $224 |
| Williamson County, Tennessee | $114 | $151 | $227 |
| Columbia city, Tennessee | $100 | $133 | $199 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Spring Hill, TN | 4.6% | 20.4% |
| Thompson's Station | 4.14% | 18.04% |
| Williamson County | 3.86% | 15.21% |
| Columbia | 6.15% | 17.78% |
| Spring Hill Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 27 | 1.0% | $786 |
| $300 to $499 | 145 | 8.0% | $1236 |
| $500 to $749 | 124 | 7.0% | $1911 |
| $750 to $999 | 470 | 26.0% | $2661 |
| $1,000 to $1,499 | 709 | 40.0% | $3786 |
| $1,500 or more | 275 | 15.0% | $5436 |
| Streets in Spring Hill Area | Homeowners Insurance Cost |
|---|---|
| Ivy Ct, Alice Dr, Bearden Rd, Denning Rd, Turnberry Rd, Golden Ct, Sam Johnson Rd, Countess Ln, Ash Hill Rd, Norman Way | $826 |
| Golf View Way, Gravel Hill Rd, Dowell Branch Rd, Winding Creek, Beverly Rd, Cynthia Ln, Doctor Robertson Rd, Oak Trail Dr, Hughes St, Deer Creek Blvd | $831 |
| New Castle Rd, Grants Ln, Lookout Dr, Locke Ave, Imperial Dr, Monoco Dr, Port Royal Rd, Joe Peay Cemetery Rd, Chippendale Cir, State Rte 99 | $826 |
| Helene Pl, Caroline Ct, Raven Ct, Lily Ln, State Rte 247, Canary Ct, Fairway Fields Ln, Bluebird Ct, Mason Ln, Alexander Blvd | $815 |
| Blue Ridge Dr, Tobe Robertson Rd, Belmont Ln, Lasea Ct, Lancaster Dr, Maury Hill St, Oak Leaf Dr, Talon Dr, Belle Meade Pl, Old Kedron Rd | $832 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Spring Hill | $125 to $128 |
| Thompson's Station | $134 |
| Williamson County | $136 |
| Columbia | $119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $2,500 |
| Yearly Spring Hill Homeowner Insurance Premium Example | $1,900 | $1,500 |
| Out of Pocket Expense During Claim | $500 | $2,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $13,800 | $13,000 |
| Net Savings to Spring Hill Home Owner from High Deductible Plan | $800 | |
| Scenario | Spring Hill, TN Home Replacement Value MORE than Home Value | Spring Hill, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $192,000 | $123,000 |
| Insurance Premium based on Replacement Value | $1,075 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $41,000 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $225/year |
| Insurance Company | Liberty Mutual | Farmers Insurance | GEICO Insurance |
| Monthly Premium | 67 | 77 | 91 |
| Year Built | 2009 | 2013 | 2011 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | > $10,000 Deductible |