Spring Hill Insurance Rates:

Spring Hill, TN homeowners insurance is about $712 to $967, about $59-$80/month. Our in depth guide indicates shoppers can save as much as $336 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm is a wonderful company with a grace period. this company give you some time to pay your bill.
State Farm
My insurance company changes the rates on our homeowner's insurance at least four times a year. this also includes vehicles that we own.
State Farm
Our agent is always available to discuss changes to our current policies and will offer the best rate that they have available.
Erie Insurance
I think Ameriprise was the perfect company for my homeowner's insurance. Their rates are incredibly competitive and they are there for me when I need them. The fact that they are also a partner company with my auto insurance provider makes their company even more appealing to me.
State Farm
I do not really have anything to say about disliking the company. I do think that a quick courtesy call every year might be a good addition to their service, but beyond that everything seems great.
State Farm
My agent is very friendly and helpful when I need her assistance.
Allstate
I do wish it was easier to get someone on the phone. Especially when you're assigned a specific representative and can only get their voicemail and they only tend to return your calls while you're at work.

Spring Hill, TN Homeowners Insurance By Home Value

Spring Hill, TN Home Value Total Homes % of Total Average Spring Hill, TN Homeowners Insurance
Less than $50,000 98 1.0% $100
$90,000 to $99,999 90 1.0% $403
$100,000 to $124,999 252 3.0% $462
$125,000 to $149,999 563 7.0% $579
$150,000 to $174,999 1,356 18.0% $688
$175,000 to $199,999 1,618 22.0% $789
$200,000 to $249,999 1,864 25.0% $957
$250,000 to $299,999 579 8.0% $1167
$300,000 to $399,999 700 9.0% $1486

Top Home Insurance Agents Near Spring Hill, TN

Home Insurance Company Near Spring Hill, TN Homeowners Insurance Agency Near Spring Hill, TN Address
NA Bush Insurance Agency 110 W Fort St, Manchester, TN, 37355
State Farm Bethany Harbin 631 Old Hickory Blvd, Nashville, TN, 37209-5124
Travelers Bodiford Insurance Llc 2624 N MOUNT JULIET RD, MOUNT JULIET, TN, 37122
Erie J M Insurance Agency Inc. 401 W Main Street Suite 206, Lebanon, TN, 37087
Travelers My Team Insurance Services Llc 1507 MEMORIAL BLVD, MURFREESBORO, TN, 37129

Cost Of Homeowners Insurance By Street Near Spring Hill, TN

Streets in Spring Hill Area Homeowners Insurance Cost
Ivy Ct, Alice Dr, Bearden Rd, Denning Rd, Turnberry Rd, Golden Ct, Sam Johnson Rd, Countess Ln, Ash Hill Rd, Norman Way$826
Golf View Way, Gravel Hill Rd, Dowell Branch Rd, Winding Creek, Beverly Rd, Cynthia Ln, Doctor Robertson Rd, Oak Trail Dr, Hughes St, Deer Creek Blvd$831
New Castle Rd, Grants Ln, Lookout Dr, Locke Ave, Imperial Dr, Monoco Dr, Port Royal Rd, Joe Peay Cemetery Rd, Chippendale Cir, State Rte 99$826
Helene Pl, Caroline Ct, Raven Ct, Lily Ln, State Rte 247, Canary Ct, Fairway Fields Ln, Bluebird Ct, Mason Ln, Alexander Blvd$815
Blue Ridge Dr, Tobe Robertson Rd, Belmont Ln, Lasea Ct, Lancaster Dr, Maury Hill St, Oak Leaf Dr, Talon Dr, Belle Meade Pl, Old Kedron Rd$832

Spring Hill, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spring Hill$125 to $128
Thompson's Station$134
Williamson County$136
Columbia$119

Spring Hill, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thompson's Station town, Tennessee $112 $149 $224
Williamson County, Tennessee $114 $151 $227
Columbia city, Tennessee $100 $133 $199

Spring Hill, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spring Hill, TN4.6%20.4%
Thompson's Station4.14%18.04%
Williamson County3.86%15.21%
Columbia6.15%17.78%

Spring Hill Renters Insurance as a Percentage of Rent

Spring Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 27 1.0% $786
$300 to $499 145 8.0% $1236
$500 to $749 124 7.0% $1911
$750 to $999 470 26.0% $2661
$1,000 to $1,499 709 40.0% $3786
$1,500 or more 275 15.0% $5436

Spring Hill, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Spring Hill Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,800$13,000
Net Savings to Spring Hill Home Owner from High Deductible Plan $800

Spring Hill, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spring Hill, TN Home Replacement Value MORE than Home Value Spring Hill, TN Home Replacement Value LESS than Home Value
Replacement Value $192,000 $123,000
Insurance Premium based on Replacement Value $1,075 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year

Example Spring Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceGEICO Insurance
Monthly Premium 677791
Year Built 200920132011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Spring Hill, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 395,000 Membrane Roof 4,420 5 $5000 to $10,000 Deductible 190 2 Fiber-Cement Siding yes
2013 430,000 Membrane Roof 3,280 4 $2500-$5000 Deductible 950 7 Vinyl siding yes
2002 235,000 Slate Shingles Roof 1,820 5 $500 Deductible 1240 12 Stone Siding yes
2012 240,000 Wood Shake Roof 2,250 3 > $10,000 Deductible 490 9 Fiber-Cement Siding No
2006 345,000 Composition Roof 2,620 4 $5000 to $10,000 Deductible 890 10 Stone Siding yes
2009 335,000 Shingles Roof 2,770 5 $2500-$5000 Deductible 1560 12 Stone Siding No
2009 185,000 Composition Roof 1,480 3 $2500-$5000 Deductible 270 6 Stucco siding No
2014 575,000 Slate Shingles Roof 4,810 5 $1000-$2500 Deductible 190 1 Stucco siding No
2005 215,000 Metal Roof 2,170 4 $5000 to $10,000 Deductible 510 10 Wood siding No
2013 330,000 Composition Roof 2,960 4 $2500-$5000 Deductible 990 10 Brick siding No
2009 205,000 Tile Roof 1,710 3 $5000 to $10,000 Deductible 470 9 Vinyl siding yes
2010 295,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 180 3 Vinyl siding yes
2014 260,000 Asphalt Shingles Roof 2,260 3 $5000 to $10,000 Deductible 690 9 Wood siding yes
2005 415,000 Tile Roof 3,400 4 > $10,000 Deductible 160 2 Brick siding yes
2012 195,000 Tile Roof 1,870 4 $500- $1000 Deductible 160 2 Vinyl siding No
2010 645,000 Tile Roof 4,910 5 $2500-$5000 Deductible 2150 12 Wood siding yes
2004 450,000 Composition Roof 4,830 5 > $10,000 Deductible 640 7 Brick siding No
2002 195,000 Membrane Roof 2,130 4 $2500-$5000 Deductible 590 10 Vinyl siding yes
2013 235,000 Tile Roof 2,410 4 $500 Deductible 860 9 Fiber-Cement Siding No
2005 205,000 Composition Roof 1,950 4 $500- $1000 Deductible 360 4 Brick siding No