Spring Grove Insurance Rates:

Spring Grove, IL homeowners insurance is nearly $703 to $973, about $58-$81/month. Our extensive research indicates shoppers can save upto $335 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Spring Grove, IL Homeowners Insurance By Home Value

Spring Grove, IL Home Value Total Homes % of Total Average Spring Grove, IL Homeowners Insurance
Less than $50,000 42 3.0% $58
$50,000 to $59,999 18 1.0% $134
$175,000 to $199,999 128 10.0% $486
$200,000 to $249,999 234 18.0% $586
$250,000 to $299,999 276 21.0% $712
$300,000 to $399,999 579 45.0% $905

Top Home Insurance Agents Near Spring Grove, IL

Home Insurance Company Near Spring Grove, IL Homeowners Insurance Agency Near Spring Grove, IL Address
Nationwide Abe Gt & Associates Inc 1718 Sherman STE 201, Evanston, IL, 60201-5610
State Farm Gary Behrends 435 N Michigan Ave, Chicago, IL, 60611
Travelers Iaa-All-Star Insurance Services 17500 W LIBERTY LN, NEW BERLIN, WI, 53146
Liberty Mutual Independent Isu Northwest Insurance Serv 1350 Remington Road Suite C, Schaumburg, IL, 60173
Liberty Mutual Independent M2 Insurance Agency Ltd 1220 IROQUOIS AVE S 205F, NAPERVILLE, IL, 60563

Cost Of Homeowners Insurance By Street Near Spring Grove, IL

Streets in Spring Grove Area Homeowners Insurance Cost
Ray St, Bonnie Brae Rd, Bradley Ct, Heritage Path, Macwood Dr, May Ave, N Pillow Hill Rd, Coventry Ave, Saint Albans St, Co Hwy 36$798
Oak Hill Dr, Oeffling Ct, Vineyard Ln, State Park Rd, George St, E Solon Rd, Sarah Dr, Giant Oaks Rd, Sunrise St, Partridge Ct$804
William Ln, Springdale Dr, Ami Dr, Sabath Rd, N Riverdale Dr, Co Hwy 27, Industrial Ct, Okeson Rd, North Ln, Glacier Ridge$795
Clark Rd, Lookout Trl, Melbourne Pl, Woodrow Ave, Gray St, Taft St, W Broadway St, Coachlite Ln, N Stafford Dr, Gregory St$766
St Moritz Dr, Cedar Ln, Winn Rd, Highview St, Maiden Ln, Burr Ave, Ember Ln, N Burlington Rd, Woods Ln, River Dr$796

Spring Grove, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spring Grove$124 to $127
Burton$124
Richmond$121
Fox Lake$115

Spring Grove, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burton township, McHenry County, Illinois $104 $138 $207
Richmond township, McHenry County, Illinois $101 $135 $202
Fox Lake village, Illinois $96 $128 $192

Spring Grove, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spring Grove, IL2.7%9.2%
Burton3.0%9.54%
Richmond2.95%9.32%
Fox Lake3.79%9.93%

Spring Grove Renters Insurance as a Percentage of Rent

Spring Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 26 29.0% $2623
$1,000 to $1,499 16 17.0% $3748
$1,500 or more 47 52.0% $5398

Spring Grove, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Spring Grove Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,200$8,700
Net Savings to Spring Grove Home Owner from High Deductible Plan $1,500

Spring Grove, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spring Grove, IL Home Replacement Value MORE than Home Value Spring Grove, IL Home Replacement Value LESS than Home Value
Replacement Value $395,500 $263,500
Insurance Premium based on Replacement Value $2,250 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $89,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $250/year

Example Spring Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 104178144
Year Built 200419952014
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$350000-$400000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Spring Grove, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 730,000 Tile Roof 4,930 5 $5000 to $10,000 Deductible 1190 7 Brick siding yes
2007 520,000 Metal Roof 2,860 4 $5000 to $10,000 Deductible 990 8 Wood siding No
1993 625,000 Tile Roof 3,730 5 $5000 to $10,000 Deductible 920 5 Brick siding No
2000 575,000 Shingles Roof 3,080 5 > $10,000 Deductible 1630 10 Stucco siding yes
1995 845,000 Asphalt Shingles Roof 4,300 5 $500 Deductible 320 1 Vinyl siding No
2012 430,000 Asphalt Shingles Roof 3,020 5 $500- $1000 Deductible 2390 10 Vinyl siding No
2012 415,000 Tile Roof 2,320 4 > $10,000 Deductible 760 9 Vinyl siding No
2012 545,000 Membrane Roof 2,770 4 > $10,000 Deductible 570 5 Brick siding yes
2008 500,000 Wood Shake Roof 3,000 5 $2500-$5000 Deductible 1180 10 Brick siding yes
1990 590,000 Tile Roof 3,130 4 $1000-$2500 Deductible 570 3 Stone Siding No
2010 310,000 Slate Shingles Roof 2,380 5 > $10,000 Deductible 150 2 Wood siding yes
2010 500,000 Shingles Roof 2,650 5 $1000-$2500 Deductible 710 4 Vinyl siding yes
2014 415,000 Tile Roof 3,170 4 $5000 to $10,000 Deductible 220 3 Stucco siding yes
1996 615,000 Composition Roof 4,690 5 $500 Deductible 760 3 Stucco siding yes
2006 385,000 Tile Roof 2,310 5 $5000 to $10,000 Deductible 830 6 Vinyl siding yes
2000 370,000 Asphalt Shingles Roof 1,980 4 $1000-$2500 Deductible 500 3 Stucco siding yes
2011 590,000 Tile Roof 3,010 4 $2500-$5000 Deductible 170 1 Brick siding No
2013 245,000 Asphalt Shingles Roof 1,750 5 > $10,000 Deductible 230 4 Wood siding yes
2005 460,000 Shingles Roof 2,420 5 $500 Deductible 270 1 Stucco siding yes
1997 305,000 Slate Shingles Roof 1,810 5 $500 Deductible 1590 10 Fiber-Cement Siding yes
2001 700,000 Shingles Roof 4,650 5 $5000 to $10,000 Deductible 820 6 Vinyl siding yes
2014 375,000 Wood Shake Roof 1,950 5 $2500-$5000 Deductible 460 4 Vinyl siding No
1997 300,000 Shingles Roof 2,260 4 > $10,000 Deductible 690 9 Fiber-Cement Siding No
1993 410,000 Metal Roof 2,360 5 > $10,000 Deductible 570 6 Brick siding No
1999 320,000 Shingles Roof 1,990 5 $500 Deductible 1630 9 Fiber-Cement Siding yes
2012 485,000 Membrane Roof 3,270 4 $5000 to $10,000 Deductible 1350 9 Stucco siding No
2003 495,000 Slate Shingles Roof 2,730 5 $500 Deductible 2020 9 Fiber-Cement Siding No
1997 685,000 Composition Roof 3,570 5 $5000 to $10,000 Deductible 410 3 Stone Siding No
2006 550,000 Metal Roof 3,050 4 $500- $1000 Deductible 1020 4 Vinyl siding yes
2010 925,000 Metal Roof 4,910 5 $1000-$2500 Deductible 1450 5 Stone Siding No
1992 410,000 Asphalt Shingles Roof 2,370 4 $1000-$2500 Deductible 880 7 Vinyl siding yes
2012 405,000 Asphalt Shingles Roof 2,910 4 $500 Deductible 990 6 Vinyl siding No
1995 345,000 Metal Roof 1,950 5 $2500-$5000 Deductible 880 7 Wood siding yes
1999 505,000 Metal Roof 2,760 4 $2500-$5000 Deductible 1570 12 Stone Siding yes