Spring Arbor Insurance Rates:

Spring Arbor, MI homeowners insurance is approximately $642 to $881, about $53-$73/month. Our all inclusive research shows customers can save upto $304 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Spring Arbor, MI Homeowners Insurance By Home Value

Spring Arbor, MI Home Value Total Homes % of Total Average Spring Arbor, MI Homeowners Insurance
Less than $50,000 282 14.0% $121
$50,000 to $59,999 76 3.0% $266
$60,000 to $69,999 74 3.0% $327
$70,000 to $79,999 52 2.0% $381
$80,000 to $89,999 32 1.0% $434
$90,000 to $99,999 116 5.0% $480
$100,000 to $124,999 185 9.0% $556
$125,000 to $149,999 270 13.0% $701
$150,000 to $174,999 344 17.0% $830
$175,000 to $199,999 236 11.0% $960
$200,000 to $249,999 190 9.0% $1150
$250,000 to $299,999 99 4.0% $1409
$300,000 to $399,999 50 2.0% $1790

Top Home Insurance Agents Near Spring Arbor, MI

Home Insurance Company Near Spring Arbor, MI Homeowners Insurance Agency Near Spring Arbor, MI Address
NA Lighthouse Insurance Group Inc 203 South Michigan Avenue, Hastings, MI, 49058
NA Decker & Sons Insurance Agency Inc 12830 E Chicago Rd Center, Somerset, MI, 49282
State Farm Chris Birk 3003 Washtenaw Ave Ste 5, Ann Arbor, MI, 48104-5107
Allstate Joseph Dunn 248 E Saginaw St Ste 1, East Lansing, MI, 48823
State Farm Mike Gage 5735 S Cedar St Ste C, Lansing, MI, 48911-5154

Cost Of Homeowners Insurance By Street Near Spring Arbor, MI

Streets in Spring Arbor Area Homeowners Insurance Cost
Ivan Dr, Horst Ct, Engelhardt Strasse, Van Wert Rd, Earl Dr, Lockerbie Dr, Mulberry Cir, Parsons Rd, Paddock St, Moscow Rd$744
W Arbor View Dr, Elwood Blvd, King Rd, Baldwin, Carter Rd, Schultz Rd, Roundtree Rd, Cross Rd, Scotch Blue Dr, J Dr$744
French Rd, Faith Dr, Little Dr, Albion Rd, S Sandstone Rd, W Gordon Dr, Star Rd, Liberty St, Reiniche Rd, Weeks Rd$756
Stonehaven Dr, Farwell Lake, Noble St, Noble Rd, Preston Rd, Rimers Dr, W Court St, Chapel Rd, Warriner Rd, Tripp Rd$758
E Court St, S Harrington Rd, Litle Rd, Obrien Rd, Swains Lake Dr, Renfrew Blvd, Stonecreek Dr, Weir Rd, River St, Village Green Ln$749

Spring Arbor, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spring Arbor$113 to $115
Summit$111
Concord$113
Sandstone$112

Spring Arbor, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Summit township, Jackson County, Michigan $111 $148 $222
Concord township, Jackson County, Michigan $113 $151 $227
Sandstone township, Jackson County, Michigan $113 $150 $225

Spring Arbor, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spring Arbor, MI4.6%15.7%
Summit5.1%14.52%
Concord5.15%14.95%
Sandstone5.07%16.49%

Spring Arbor Renters Insurance as a Percentage of Rent

Spring Arbor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 3.0% $337
$200 to $299 26 5.0% $787
$300 to $499 15 3.0% $1237
$500 to $749 181 40.0% $1912
$750 to $999 41 9.0% $2662
$1,000 to $1,499 127 28.0% $3787
$1,500 or more 36 8.0% $5437

Spring Arbor, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Spring Arbor Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,000$6,000
Net Savings to Spring Arbor Home Owner from High Deductible Plan $1,000

Spring Arbor, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spring Arbor, MI Home Replacement Value MORE than Home Value Spring Arbor, MI Home Replacement Value LESS than Home Value
Replacement Value $139,500 $108,000
Insurance Premium based on Replacement Value $775 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Spring Arbor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 897854
Year Built 201219821976
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Spring Arbor, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 390,000 Tile Roof 4,550 5 $2500-$5000 Deductible 1600 12 Vinyl siding yes
2008 150,000 Tile Roof 1,660 3 $1000-$2500 Deductible 90 2 Stucco siding yes
2000 235,000 Shingles Roof 2,420 4 $500 Deductible 1370 10 Brick siding yes
2008 225,000 Membrane Roof 2,210 5 $1000-$2500 Deductible 600 7 Stone Siding yes
1988 205,000 Shingles Roof 1,940 3 $500- $1000 Deductible 820 12 Wood siding No
2006 215,000 Metal Roof 2,030 3 $5000 to $10,000 Deductible 510 10 Stone Siding No
1967 115,000 Composition Roof 1,580 5 $500 Deductible 310 6 Brick siding yes
1984 105,000 Asphalt Shingles Roof 1,380 3 $500- $1000 Deductible 290 8 Stucco siding yes
1982 410,000 Wood Shake Roof 4,530 5 $2500-$5000 Deductible 780 7 Vinyl siding yes
1962 160,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 160 2 Fiber-Cement Siding No
2012 345,000 Wood Shake Roof 4,140 5 $2500-$5000 Deductible 610 6 Wood siding yes
1967 190,000 Wood Shake Roof 1,760 3 $500- $1000 Deductible 850 12 Stone Siding yes
2014 160,000 Membrane Roof 1,900 5 $2500-$5000 Deductible 290 5 Brick siding yes
2001 135,000 Membrane Roof 1,750 5 $500 Deductible 320 6 Wood siding yes