Spotsylvania County Insurance Rates:

Spotsylvania County, VA homeowners insurance is roughly $636 to $863, about $53-$71/month. Our complete analysis reveals consumers can save upto $300 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
After making a claim only two weeks after buying our first house, we were worried that our rates would go up. fortunately, they have remained the same.
Alfa Insurance
Alfa's customer service is responsive, courteous, and helpful when it comes to questions regarding premiums and how to file different types of claims.
Peninsula Insurance
Other then my problems with peninsula and the fact that they increase my rates every year, i would have to say that my experience with them has been overall positive.
State Farm
I like interacting with them because they are kind and reply to me quickly. I have never had an unpleasant experience with them.
Farmer's Insurance
The communication I have with my insurance company is great. When I read about or see and legislation about changes in insurance and coverage, I immediately contact my representative who sold me the insurance to get on this information and see if it is true or not.
State Farm
I get the communication the way I need it most of the time. However, the whole communication automated base is really annoying and would wish they would get rid of that.
State Farm
I don't have anything bad to say about State Farm. They have treated me well and I will be with them for the rest of my life.
I like the app, I do think they can improve a few things. They need to make it more like their website.
I am happy so far with this company but I don't feel as though I have interacted much with them,
There is nothing to report about things to dislike about my insurance company. They provide reasonable coverage at a fair rate and have paid the only claim that I have submitted to them.
I dislike having to pay a premium. I dislike the entity of insurance and the profiteering from fear. we all know insurance companies are making a bit of money.
I like the ease of use, I like the way I am treated anytime I contact them. I like that I can pay my bill online easily.
State Farm
The time frame that they took to get a repairman in was a little longer than i would of liked.
Amica Mutual Insurance
After 60 hours of research and evaluation, State Farm earned my pick for the best homeowners insurance overall. The online quoting tool is the easiest to use, most comprehensive and among the most efficient. The agent finder tool provides the information you need to choose a great local agent to help you get the best coverage possible. In addition, among the providers I’ve reviewed here, State Farm has the third-highest customer satisfaction score from the annual J.D. Power study of homeowners insurance providers
The only complaint I have is that the premium is extremely high in general. For our area it is good, but for national levels it is high.
I am satisfied mainly because I have not had to do much of anything yet in regards to my home insurance. If I had to file a claim I'm sure I would have more to add.
They don't have local agents. When I call I speak to a call center.

Spotsylvania County, VA Homeowners Insurance By Home Value

Spotsylvania County, VA Home Value Total Homes % of Total Average Spotsylvania County, VA Homeowners Insurance
Less than $50,000 1,048 3.0% $67
$80,000 to $89,999 293 1.0% $240
$100,000 to $124,999 792 2.0% $307
$125,000 to $149,999 1,120 4.0% $382
$150,000 to $174,999 2,549 9.0% $457
$175,000 to $199,999 2,691 9.0% $525
$200,000 to $249,999 5,523 20.0% $637
$250,000 to $299,999 5,311 19.0% $780
$300,000 to $399,999 7,405 27.0% $990

Top Home Insurance Agents Near Spotsylvania County, VA

Home Insurance Company Near Spotsylvania County, VA Homeowners Insurance Agency Near Spotsylvania County, VA Address
NA Lindsey Business Group Llc 5870 Trinity Pkwy Ste 300, Centreville, VA, 20120
NA Ins Doctors Of Charlottesville Inc 514 Pantops Shopping Ctr, Charlottesville, VA, 22911
State Farm Anita Sadlack 14540 J Marshall Hwy Ste 211, Gainesville, VA, 20155-1691
Nationwide Hedrick Insurance & Financial 310 Turner Rd STE A, Richmond, VA, 23225
State Farm Steve Dowdy 1011 E Main St Ste 75, Richmond, VA, 23219-3526

Cost Of Homeowners Insurance By Street Near Spotsylvania County, VA

Streets in Spotsylvania County Area Homeowners Insurance Cost
Misty Way, Hunter Cove Dr, Co Rd 622, Co Rd 658, Hoover Ln, Taft Dr, Stonewall Jackson Dr, Partlow Rd, Artillery Ridge Rd, Friendship Way$727
Foxwood Ln, Summerview Ln, Bareford Ct, Rensselaer Ct, Oak Brook Ct, Goldfinch Cir, Timberlake Rd, Eastmont Dr, Mitzi Dr, Trinity Ln$777
Alsop Town Rd, Yarborough Ct, Justice Dr, Holly Dr, Mine Rd, Ashby Dr, Saint Julian Ct, Thomas Ct, Biddle Ct, Trentham Trl$736
Partlow Rd, Hampton Dr, Stone Meadow Dr, Marshall Tract Ct, Wadsworth Ln, Albin Ct, Co Rd 670, Setter Dr, Charles Washington Ave, Larry Ln$734
S Fork Ct, Nicholas Dr, Black Meadow Rd, Coventry Ct, Harry Lee Dr, Antietam Ct, Sarah Ln, Woodward Dr, Military Ct, Winfield Oaks Dr$776
Lee White Ln, Lad Land Dr, Tulip Cir, Greenwood Dr, Leslie Ct, Sterling Dr, Maple Valley Dr, Co Rd 603, Honeysuckle Rd, Len Hart Ln$755
Spotsylvania Ave, Essex Ct, Smiths Bend Rd, Smith Station Ct, N Katie Dr, Pond Cir, Cullin Stone Way, Robin Ln, Kennedy Ln, Carters Grove Rd$758
Mintleaf Ln, Horseshoe Dr, Linden Oaks Ct, Rodgers Ln, Randy Ct, Bullock Rd, Rumsey Ln, Rouse Ln, Sturbridge Ct, Bayonet Point Ct$768
Co Rd 657, State Rte 606, Gunnery Hill Rd, General Wayne Ct, Simpson Ln, Field Cir, Timberland Dr, River Oak Pl, Caledonia Ct, Tulip Poplar Ln$744
Sumac Ct, Hoppe Ln, Chinaberry Dr, T J Wright Ln, George Blvd, Huntington Meadows Ln, Pecan Dr, Shady Grove Ct, Faulconers Ct, Davenport Rd$739

Spotsylvania County, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spotsylvania County$112 to $114
Spotsylvania Courthouse$112

Spotsylvania County, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spotsylvania Courthouse CDP, Virginia $113 $150 $225
Livingston district, Spotsylvania County, Virginia $113 $150 $225
Berkeley district, Spotsylvania County, Virginia $110 $147 $221

Spotsylvania County, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spotsylvania County, VA3.3%15.0%
Spotsylvania Courthouse3.57%11.84%

Spotsylvania County Renters Insurance as a Percentage of Rent

Spotsylvania County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 139 1.0% $781
$300 to $499 319 3.0% $1231
$500 to $749 813 9.0% $1906
$750 to $999 921 10.0% $2656
$1,000 to $1,499 3,701 43.0% $3781
$1,500 or more 2,475 29.0% $5431