How Much Does Spokane, WA Home Insurance Cost?
Spokane, WA Average Homeowners Insurance Cost
$672
Homeowners Insurance Cost - Spokane, WA
$180,500
Median Home Value - Spokane, WA
Spokane, WA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$8.06 | $663.94 |
| $1000 Deductible | -$71.37 | $600.63 |
| $1500 Deductible | -$106.58 | $565.42 |
| $2000 Deductible | -$158.73 | $513.27 |
| $2500 Deductible | -$189.5 | $482.5 |
Spokane, WA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$141 | $531 |
| 30 year old | +$10 | $682 |
| 40 year old | +$17 | $689 |
| 50 year old | +$26 | $698 |
| Above 50 year old | +$32 | $704 |
Spokane, WA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$67 | $605 |
| Superior | -$60 | $612 |
| Masonry | -$34 | $638 |
| Brick | -$34 | $638 |
| Hail Resistant Roof | -$13 | $659 |
Spokane, WA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$13 | $685 |
| Swimming Pool With A Diving Board | +$34 | $706 |
| Swimming Pool With Slide | +$40 | $712 |
Spokane, WA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $20 | $652 |
| Police Department | $7 | $665 |
Spokane, WA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$282.24 | $954 |
| Filing a Second Liability Claim | +$255.36 | $927 |
| Filing a Second Theft Claim | +$255.36 | $927 |
| Filing a Second Water Claim | +$221.76 | $894 |
| Filing a Fire Claim | +$134.4 | $806 |
| Filing a Liability Claim | +$127.68 | $800 |
| Filing a Theft Claim | +$127.68 | $800 |
| Filing a Water Claim | +$107.52 | $780 |
| Filing a Weather Claim | +$107.52 | $780 |