How To Make Your Spokane, WA Home Insurance Cheaper
Spokane, WA, homeowners insurance is about $672. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Spokane, WA Home Insurance Rates with the Spokane County Average
| Place | Spokane County Average: $694.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Spokane, WA | $672.0 | -22.0 | -0.03 | 353,093 | 180,500 |
Cost of Spokane, WA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Four Lakes | 172,300 | 108,418 | $660 |
| Reardan | 136,600 | 22,976 | $922.3 |
| Coeur d'Alene | 224,200 | 9,816 | $686 |
| Worley | 240,000 | 15,195 | $704 |
Homeowners Insurance Comparison for the Cheapest Premiums in Spokane, WA
| Country Financial | Encompass Insurance | Amica Mutual Insurance | |
| Median Home Value ($) | 180,500 | 180,500 | 180,500 |
| Age of Home | Year 40 Old | Year 50 Old | Newly Constructed Home |
| Home Coverage ($) | $1000,000 -$1499,999 | $1000,000 -$1499,999 | $750,000 -$999,999 |
| Total Premium ($) | $3,555.3 | $3,736.0 | $2,161.2 |
Cost of Spokane, WA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Travelers | 1000 | $1500,000-$2000,000 | 3,008.3 |
| Westfield Insurance | 1000 | $300,000-$399,999 | 1,375.7 |
| The Hartford | 2000 | $250,000-$299,999 | 910.7 |
| Safeco Insurance | 2500 | $100,000-$124,999 | 253.9 |
| Country Financial | 500 | $150,000-$174,999 | 517.2 |
| State Farm | 2000 | $1000,000-$1499,999 | 2,470.6 |
| Century National | 1500 | $300,000-$399,999 | 1,301.8 |
| MetLife | 1000 | $250,000-$299,999 | 1,032.8 |
| American National Property and Casualty Company | 2500 | $750,000-$999,999 | 1,969.7 |
| American Family | 2500 | $200,000-$249,999 | 581.7 |