Spartanburg, SC - Data on Home Insurance Quotes, Rates & Agents
Spartanburg, SC Home Values & Insurance Rates
| Spartanburg, SC Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 3,142 | 12.0% | $168 |
| $50,000 to $59,999 | 1,226 | 4.0% | $360 |
| $60,000 to $69,999 | 1,216 | 4.0% | $449 |
| $70,000 to $79,999 | 1,317 | 5.0% | $513 |
| $80,000 to $89,999 | 2,079 | 8.0% | $585 |
| $90,000 to $99,999 | 1,657 | 6.0% | $657 |
| $100,000 to $124,999 | 4,101 | 16.0% | $753 |
| $125,000 to $149,999 | 3,252 | 12.0% | $946 |
| $150,000 to $174,999 | 2,316 | 9.0% | $1122 |
| $175,000 to $199,999 | 1,384 | 5.0% | $1291 |
| $200,000 to $249,999 | 1,488 | 5.0% | $1555 |
| $250,000 to $299,999 | 1,002 | 3.0% | $1900 |
| $300,000 to $399,999 | 1,102 | 4.0% | $2422 |
Top Home Insurance Agents Near Spartanburg, SC
| Home Insurance Company Near Spartanburg, SC | Homeowners Insurance Agency Near Spartanburg, SC | Address |
|---|---|---|
| Nationwide | John E Reitz Jr | 1601 Cedar Lane Rd 10 Centre West Plaza, Greenville, SC, 29617-2338 |
| Liberty Mutual Independent | Lindey Insurance Agency Inc | 123 E MAIN ST, DUNCAN, SC, 29334 |
| Liberty Mutual Independent | Peoples Choice Ins & Financial Services | 403 W CHEROKEE ST, BLACKSBURG, SC, 29702 |
| State Farm | Sandra Gladden | 139 Bridges Rd, Mauldin, SC, 29662-1604 |
| State Farm | Terry White | 237 Chesnee Hwy, Gaffney, SC, 29341-2706 |
Estimated Home Insurance By Street Area Near Spartanburg, SC
| Spartanburg Area | Estimated House Insurance |
|---|---|
| Watkins St, S Gray Beaver Ct, Laurel Bluff, S 687, S 824, Harley Dr, Brisack Rd, S 787, Gerow Ave, Hidden Springs Rd | $788 |
| South Carolina Ave, Sawgrass Ct, Henderson St, Foxcross Rd, Pine Ridge Ct, Leah Dr, Pebblebrook Ct, Bradford Dr, Lucille Ct, S 1767 | $784 |
| Sloans Grove Rd, Longleaf Rd, Usher Ct, E Park Ave, State Rd S-42-4297, State Rd S-42-2275, West St, Keswick Farm Rd, Soft Breezes Ln, State Rd S-42-9740 | $835 |
| W Lee St, Caulder Ave, Winsmith Ave, Tyler Ct, Splawn Town, Rambling Ridge Dr, Inglewood Ave, Rocking Horse Ln, Frontage Rd, Wells St | $794 |
| Vermillian Dr, Woodley Rd, Dewey Ave, Springwood Dr, Caulder Cir, Alpine Trl, W Blackstock Rd, Rip Rap Dr, Strange Ct, Berry Rd | $794 |
| Jeff Davis Dr, Danbury Ct, Lynn Rd, Wheeling Cir, Julia St, Mary Ella Dr, Camp St, Edgebrook Ct, S Liberty St, Culdass Ct | $800 |
| Brown Rd, Dr O C Kirkland Ter, Alice St, Friar Tuck Rd, Franklin Ave, Parkdale Dr, Blanche Cir, Countryside Cir, Farragut Dr, Woodwind Dr | $786 |
| Driftway Pl, Folsom St, Stonecrest Dr, Winsmith Ave, Marrivale Ln, Grant Cir, Mailbu Dr, Exxon Rd, Kearse Ct, French St | $786 |
| Hannon Ct, Hale St, Graham Rd, Brandermill Rd, Serpentine Dr, Watson Rd, N Town Dr, S 686, Anderson Dr Exd, Walker St | $785 |
| Silverton St, S Summit Crest Ct, Chasander St, Cloverleaf Ln, Loche Adele Dr E, Manning St, N Thompson St, Charlevoix St, S 906, S 88 | $788 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Spartanburg | $120 to $122 |
| Saxon | $115 |
| Arcadia | $116 |
| Spartanburg County | $120 |
Spartanburg, SC Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Spartanburg, SC | 6.1% | 21.2% |
| Saxon | 8.42% | 21.01% |
| Arcadia | 9.6% | 29.45% |
| Spartanburg County | 5.97% | 22.61% |
Spartanburg Renters Insurance as a Percentage of Rent
| Spartanburg Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 636 | 3.0% | $350 |
| $200 to $299 | 893 | 5.0% | $800 |
| $300 to $499 | 2,355 | 13.0% | $1250 |
| $500 to $749 | 6,496 | 38.0% | $1925 |
| $750 to $999 | 4,279 | 25.0% | $2675 |
| $1,000 to $1,499 | 1,929 | 11.0% | $3800 |
| $1,500 or more | 471 | 2.0% | $5450 |
Spartanburg, SC Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Spartanburg Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,500 | $8,900 |
| Net Savings to Spartanburg Home Owner from High Deductible Plan | $600 | |
Spartanburg, SC Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Spartanburg, SC Home Replacement Value MORE than Home Value | Spartanburg, SC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $60,000 | $42,000 |
| Insurance Premium based on Replacement Value | $400 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $5,500 | Risk Exposure from Under Insuring Coverage is $12,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $25/year |
Example Spartanburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Allstate | Chubb Group of Insurance | Travelers |
| Monthly Premium | 51 | 95 | 88 |
| Year Built | 2008 | 1991 | 2010 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $100000-$125000 | $125000-$150000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500 Deductible |
Spartanburg, SC Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Saxon CDP, South Carolina | $115 | $153 | $230 |
| Arcadia CDP, South Carolina | $116 | $154 | $231 |
| Spartanburg County, South Carolina | $120 | $160 | $240 |
Sample Home Insurance Rates for Spartanburg, SC from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1977 | 105,000 | Membrane Roof | 1,550 | 3 | $500 Deductible | 500 | 6 | Brick siding | No |
| 2013 | 240,000 | Slate Shingles Roof | 3,660 | 5 | $2500-$5000 Deductible | 310 | 2 | Brick siding | yes |
| 1990 | 155,000 | Membrane Roof | 2,050 | 4 | $2500-$5000 Deductible | 170 | 2 | Brick siding | No |
| 1977 | 190,000 | Metal Roof | 2,480 | 5 | $500 Deductible | 180 | 2 | Vinyl siding | No |
| 1986 | 85,000 | Shingles Roof | 1,370 | 3 | $1000-$2500 Deductible | 90 | 2 | Brick siding | yes |
| 1965 | 125,000 | Asphalt Shingles Roof | 1,990 | 4 | $2500-$5000 Deductible | 170 | 3 | Vinyl siding | No |
| 2002 | 135,000 | Wood Shake Roof | 1,870 | 4 | $500- $1000 Deductible | 650 | 8 | Brick siding | No |
| 1971 | 100,000 | Metal Roof | 1,360 | 3 | $500 Deductible | 620 | 9 | Vinyl siding | No |
| 1999 | 110,000 | Composition Roof | 3,520 | 4 | $2500-$5000 Deductible | 760 | 6 | Stucco siding | No |