Sparks, NV homeowners insurance is about $546 to $742, about $45-$61/month. Our all inclusive research reveals consumers can save upto $257 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sparks, NV | Homeowners Insurance Agency Near Sparks, NV | Address |
|---|---|---|
| Travelers | Greater Sierra Ins Services | 1233 SKI RUN BLVD STE 1, SOUTH LAKE TAHOE, CA, 96150 |
| State Farm | Janet Staub | 1007 S Carson St, Carson City, NV, 89701-5209 |
| State Farm | Nancy Jones | 565 California Ave, Reno, NV, 89509-1449 |
| Liberty Mutual Independent | Alpine Insurance Associates | 6160 Plumas, Suite 100, Reno, NV, 89519 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Sun Valley CCD, Washoe County, Nevada | $92 | $122 | $183 |
| Spanish Springs CDP, Nevada | $99 | $132 | $198 |
| Golden Valley CDP, Nevada | $99 | $132 | $198 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sparks, NV | 3.1% | 12.6% |
| Sun Valley | 4.04% | 11.72% |
| Spanish Springs | 2.88% | 10.09% |
| Golden Valley | 2.62% | 10.25% |
| Sparks Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 397 | 2.0% | $1243 |
| $500 to $749 | 2,792 | 20.0% | $1918 |
| $750 to $999 | 3,917 | 29.0% | $2668 |
| $1,000 to $1,499 | 4,333 | 32.0% | $3793 |
| $1,500 or more | 1,773 | 13.0% | $5443 |
| Streets in Sparks Area | Homeowners Insurance Cost |
|---|---|
| Santa Rosa Ct, 16th St, Omar Way, Bonita Vista Dr, Los Amigos Dr, Shepherd Cir, Sharrock Rd, la Cresta Ct, 1st St, White Oak Ln | $634 |
| Brisa Ct, S Florentine Dr, Cibola Ct, Montello St, Dry Ct, Matterhorn, Grand Cypress Ct, Summit View Dr, Martinez Dr, Penny Way | $661 |
| la Posada Ct, Pascus Pl, Astronomer Way, Wilcox Ranch Rd, Teresa Pl, Cactus Cir, Caldera Dr, Skyridge Ln, Twin Springs Rd, 14th St | $673 |
| Shaber Ave, Heaven Dr, Whirlaway Pl, Renoir Ct, Wild Island Ct, Village Knoll Dr, Roundstone Dr, Ironstone Cir, Almazan Ct, Sage View Ct | $612 |
| Desert Mirage Ct, Hurst Park Rd, Kendal Ct, General Thatcher Dr, Purina Way, Kiskadee Dr, S Stanford Way, Canyon View Dr, Corral Dr, Moorpark Ct | $659 |
| Steneri Way, F St, F St, Bluehills Dr, Adobe Springs Ct, Antella Ct, Ten Mile Dr, Tanburg Cir, Big Dipper Ct, Panama Ct | $642 |
| Malapi Way, Verite Ct, Nowlin Ln, Hillhouse Ct, Point View Way, Railborne Dr, E 7th St, Napoli Dr, Terrace Knoll Ct, Crazy Horse Rd | $612 |
| Bach Ct, Canoga Ct, Stillmeadow Ct, Caboose Ct, Quail Canyon Rd, Garzoni Dr, Starhill Way, Tankersley Ct, Ian Ct, W Golden Valley Rd | $644 |
| Spandrell Ln, Bayhill Way, Percheron Dr, Fernwood Ct, Torobie Cir, Dancing Moon Way, Washoe Belle Dr, Carville Dr, Cola Ct, O'Malley Dr | $635 |
| Antelope Valley Rd, Shriver Blvd, Rama Ct, S Drexel Dr, Highline Ct, S Cottage Dr, Orinda Dr, Cosimo Ct, Mount Bachelor Dr, Westhill Ct | $617 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sparks | $96 to $98 |
| Sun Valley | $91 |
| Spanish Springs | $99 |
| Reno | $97 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Sparks Homeowner Insurance Premium Example | $1,300 | $1,100 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,200 | $10,600 |
| Net Savings to Sparks Home Owner from High Deductible Plan | $600 | |
| Scenario | Sparks, NV Home Replacement Value MORE than Home Value | Sparks, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $291,500 | $199,500 |
| Insurance Premium based on Replacement Value | $1,725 | $1,175 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $56,000 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $325/year |
| Insurance Company | Travelers | State Farm | Nationwide Insurance |
| Monthly Premium | 45 | 66 | 69 |
| Year Built | 2014 | 2001 | 1989 |
| Home Details | 4 Beds, 3 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $150000-$175000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |