Sparks Insurance Rates:

Sparks, NV homeowners insurance is about $546 to $742, about $45-$61/month. Our all inclusive research reveals consumers can save upto $257 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Pekin Insurance
Pekin insurance was initially brought to my family and me by our local insurance agent and since i have trust on this local insurance agent, i trusted that pekin insurance is a good home insurance company.
State Farm
Stopping or changing a payment method is not possible with this company especially if you are set up on the auto pay program.
American Family Insurance
I like that there are multiple ways to get a hold of someone within the company. you can call, email, or even chat online with an agent if need.

Sparks, NV Homeowners Insurance By Home Value

Sparks, NV Home Value Total Homes % of Total Average Sparks, NV Homeowners Insurance
Less than $50,000 882 4.0% $77
$60,000 to $69,999 267 1.0% $206
$70,000 to $79,999 331 1.0% $238
$80,000 to $89,999 305 1.0% $270
$90,000 to $99,999 452 2.0% $302
$100,000 to $124,999 1,748 9.0% $354
$125,000 to $149,999 1,624 8.0% $444
$150,000 to $174,999 2,345 12.0% $521
$175,000 to $199,999 1,828 9.0% $605
$200,000 to $249,999 3,535 19.0% $727
$250,000 to $299,999 2,463 13.0% $888
$300,000 to $399,999 2,322 12.0% $1133

Top Home Insurance Agents Near Sparks, NV

Home Insurance Company Near Sparks, NV Homeowners Insurance Agency Near Sparks, NV Address
NA James D. Ellett Insurance Agency 10425 Double R Blvd, Reno, NV, 89521
Liberty Mutual Independent Alpine Insurance Associates 6160 Plumas, Suite 100, Reno, NV, 89519
Travelers Greater Sierra Ins Services 1233 SKI RUN BLVD STE 1, SOUTH LAKE TAHOE, CA, 96150
State Farm Janet Staub 1007 S Carson St, Carson City, NV, 89701-5209
State Farm Nancy Jones 565 California Ave, Reno, NV, 89509-1449

Cost Of Homeowners Insurance By Street Near Sparks, NV

Streets in Sparks Area Homeowners Insurance Cost
Santa Rosa Ct, 16th St, Omar Way, Bonita Vista Dr, Los Amigos Dr, Shepherd Cir, Sharrock Rd, la Cresta Ct, 1st St, White Oak Ln$634
Brisa Ct, S Florentine Dr, Cibola Ct, Montello St, Dry Ct, Matterhorn, Grand Cypress Ct, Summit View Dr, Martinez Dr, Penny Way$661
la Posada Ct, Pascus Pl, Astronomer Way, Wilcox Ranch Rd, Teresa Pl, Cactus Cir, Caldera Dr, Skyridge Ln, Twin Springs Rd, 14th St$673
Shaber Ave, Heaven Dr, Whirlaway Pl, Renoir Ct, Wild Island Ct, Village Knoll Dr, Roundstone Dr, Ironstone Cir, Almazan Ct, Sage View Ct$612
Desert Mirage Ct, Hurst Park Rd, Kendal Ct, General Thatcher Dr, Purina Way, Kiskadee Dr, S Stanford Way, Canyon View Dr, Corral Dr, Moorpark Ct$659
Steneri Way, F St, F St, Bluehills Dr, Adobe Springs Ct, Antella Ct, Ten Mile Dr, Tanburg Cir, Big Dipper Ct, Panama Ct$642
Malapi Way, Verite Ct, Nowlin Ln, Hillhouse Ct, Point View Way, Railborne Dr, E 7th St, Napoli Dr, Terrace Knoll Ct, Crazy Horse Rd$612
Bach Ct, Canoga Ct, Stillmeadow Ct, Caboose Ct, Quail Canyon Rd, Garzoni Dr, Starhill Way, Tankersley Ct, Ian Ct, W Golden Valley Rd$644
Spandrell Ln, Bayhill Way, Percheron Dr, Fernwood Ct, Torobie Cir, Dancing Moon Way, Washoe Belle Dr, Carville Dr, Cola Ct, O'Malley Dr$635
Antelope Valley Rd, Shriver Blvd, Rama Ct, S Drexel Dr, Highline Ct, S Cottage Dr, Orinda Dr, Cosimo Ct, Mount Bachelor Dr, Westhill Ct$617

Sparks, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sparks$96 to $98
Sun Valley$91
Spanish Springs$99
Reno$97

Sparks, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sun Valley CCD, Washoe County, Nevada $92 $122 $183
Spanish Springs CDP, Nevada $99 $132 $198
Golden Valley CDP, Nevada $99 $132 $198

Sparks, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sparks, NV3.1%12.6%
Sun Valley4.04%11.72%
Spanish Springs2.88%10.09%
Golden Valley2.62%10.25%

Sparks Renters Insurance as a Percentage of Rent

Sparks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 397 2.0% $1243
$500 to $749 2,792 20.0% $1918
$750 to $999 3,917 29.0% $2668
$1,000 to $1,499 4,333 32.0% $3793
$1,500 or more 1,773 13.0% $5443

Sparks, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Sparks Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$8,600
Net Savings to Sparks Home Owner from High Deductible Plan $800

Sparks, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sparks, NV Home Replacement Value MORE than Home Value Sparks, NV Home Replacement Value LESS than Home Value
Replacement Value $134,500 $86,500
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Sparks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceAllstate
Monthly Premium 1075944
Year Built 199720132004
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Sparks, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 290,000 Slate Shingles Roof 2,210 3 $500 Deductible 1060 7 Stone Siding No
2014 295,000 Tile Roof 2,970 5 $1000-$2500 Deductible 870 7 Vinyl siding yes
2000 155,000 Shingles Roof 1,220 2 $2500-$5000 Deductible 60 1 Wood siding yes
2009 105,000 Tile Roof 1,000 2 $1000-$2500 Deductible 230 5 Wood siding yes
2010 335,000 Wood Shake Roof 3,260 4 > $10,000 Deductible 420 8 Wood siding No
2014 290,000 Metal Roof 2,380 3 $500- $1000 Deductible 710 8 Vinyl siding yes
1988 430,000 Membrane Roof 3,270 5 > $10,000 Deductible 1090 10 Vinyl siding No
2013 205,000 Composition Roof 1,820 3 > $10,000 Deductible 200 5 Wood siding No
1992 175,000 Wood Shake Roof 1,940 3 $500- $1000 Deductible 70 1 Vinyl siding No
2011 430,000 Wood Shake Roof 4,260 5 > $10,000 Deductible 670 8 Brick siding yes
1993 165,000 Wood Shake Roof 1,810 4 $5000 to $10,000 Deductible 320 8 Brick siding No
1994 170,000 Tile Roof 1,860 4 $500- $1000 Deductible 740 12 Wood siding No
1990 495,000 Composition Roof 4,510 5 $1000-$2500 Deductible 180 1 Fiber-Cement Siding No
1978 345,000 Asphalt Shingles Roof 3,117 4 > $10,000 Deductible 1220 6 Stone Siding No