Spanish Springs, NV homeowners insurance is approximately $559 to $762, about $46-$63/month. Our in depth analysis reveals consumers can save upto $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Spanish Springs, NV | Homeowners Insurance Agency Near Spanish Springs, NV | Address |
|---|---|---|
| State Farm | John Scott | 1476 Highway 395 North, Gardnerville, NV, 89410 |
| Allstate | Mitch Harrigan | 500 W Plumb Ln Ste B, Reno, NV, 89509 |
| Allstate | Richied & Associate | 10425 DOUBLE R BLVD, RENO, NV, 89521 |
| State Farm | Roxanne Duffield | 10775 Pioneer Trl Ste 211C, Truckee, CA, 96161-0234 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Warm Springs-Truckee Canyon CCD, Washoe County, Nevada | $99 | $132 | $198 |
| Sparks city, Nevada | $96 | $128 | $192 |
| Sun Valley CCD, Washoe County, Nevada | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Spanish Springs, NV | 2.9% | 10.1% |
| Warm Springs-Truckee Canyon | 2.81% | 10.2% |
| Sparks | 3.12% | 12.63% |
| Sun Valley | 4.04% | 11.72% |
| Spanish Springs Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 11 | 1.0% | $1231 |
| $1,000 to $1,499 | 367 | 47.0% | $3781 |
| $1,500 or more | 393 | 50.0% | $5431 |
| Streets in Spanish Springs Area | Homeowners Insurance Cost |
|---|---|
| Jennifer Lee Ln, la Posada Dr, Orange Plains Dr, Gosling Ct, S Tropicana Cir, Rioja Ct, Monumental Cir, Haistar Ct, Sky Canyon Ct, Valle de Sol Ct | $662 |
| Rogers Ranch Rd, Ringneck Ct, Pilot Dr, Contrail St, Spanish Trail Dr, Erin Dr, Pilot Ct, Adobe Springs Ct, Sticklebract Dr, Anthem Dr | $659 |
| Webfoot Ct, Lindberg Ln, Chara Ln, Golden Plover Ct, Emanuel Ct, Bareback Ct, Savant Ct, Hubble Ct, Sunset Vista Ct, Spoonbill Dr | $658 |
| Cherry Springs Ct, Pelican Ct, S Largo Dr, Carefree Dr, Miller Springs Ct, Bloomfield Ln, Linterna Ln, Piedras Dr, Sanderling Ct, Skyfire Ct | $650 |
| Sunlit Ct, Krug Dr, Patrina Way, Virgo Ct, N Gobi Cir, Desertscape Ct, Draco Dr, Ogden Trail Dr, Bella Oaks Dr, Sagerdahl Ct | $663 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Spanish Springs | $98 to $101 |
| Warm Springs-Truckee Canyon | $99 |
| Sparks | $96 |
| Sun Valley | $91 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Spanish Springs Homeowner Insurance Premium Example | $1,800 | $1,400 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $15,000 | $13,800 |
| Net Savings to Spanish Springs Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Spanish Springs, NV Home Replacement Value MORE than Home Value | Spanish Springs, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $362,500 | $248,500 |
| Insurance Premium based on Replacement Value | $1,550 | $1,075 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,000 | Risk Exposure from Under Insuring Coverage is $77,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $150/year |
| Insurance Company | Nationwide Insurance | American Family Insurance | Farmers Insurance |
| Monthly Premium | 80 | 206 | 201 |
| Year Built | 2008 | 1997 | 2012 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $500000-$600000 | $500000-$600000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500 Deductible |