Spanish Springs Insurance Rates:

Spanish Springs, NV homeowners insurance is approximately $559 to $762, about $46-$63/month. Our in depth analysis reveals consumers can save upto $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Family Insurance
They are always there to help, calls to check on my needs, offers discounts and they understand my late payments.
State Farm
I will recommend the company due to its quick processing, the policy claim is the main thing that we have to note.

Spanish Springs, NV Homeowners Insurance By Home Value

Spanish Springs, NV Home Value Total Homes % of Total Average Spanish Springs, NV Homeowners Insurance
Less than $50,000 44 1.0% $66
$100,000 to $124,999 182 4.0% $290
$125,000 to $149,999 200 4.0% $363
$150,000 to $174,999 502 12.0% $429
$175,000 to $199,999 423 10.0% $495
$200,000 to $249,999 935 23.0% $594
$250,000 to $299,999 784 19.0% $726
$300,000 to $399,999 910 22.0% $924

Top Home Insurance Agents Near Spanish Springs, NV

Home Insurance Company Near Spanish Springs, NV Homeowners Insurance Agency Near Spanish Springs, NV Address
NA Ais Incorporated 5400 Mill St, Reno, NV, 89502
State Farm John Scott 1476 Highway 395 North, Gardnerville, NV, 89410
Allstate Mitch Harrigan 500 W Plumb Ln Ste B, Reno, NV, 89509
Allstate Richied & Associate 10425 DOUBLE R BLVD, RENO, NV, 89521
State Farm Roxanne Duffield 10775 Pioneer Trl Ste 211C, Truckee, CA, 96161-0234

Cost Of Homeowners Insurance By Street Near Spanish Springs, NV

Streets in Spanish Springs Area Homeowners Insurance Cost
Jennifer Lee Ln, la Posada Dr, Orange Plains Dr, Gosling Ct, S Tropicana Cir, Rioja Ct, Monumental Cir, Haistar Ct, Sky Canyon Ct, Valle de Sol Ct$662
Rogers Ranch Rd, Ringneck Ct, Pilot Dr, Contrail St, Spanish Trail Dr, Erin Dr, Pilot Ct, Adobe Springs Ct, Sticklebract Dr, Anthem Dr$659
Webfoot Ct, Lindberg Ln, Chara Ln, Golden Plover Ct, Emanuel Ct, Bareback Ct, Savant Ct, Hubble Ct, Sunset Vista Ct, Spoonbill Dr$658
Cherry Springs Ct, Pelican Ct, S Largo Dr, Carefree Dr, Miller Springs Ct, Bloomfield Ln, Linterna Ln, Piedras Dr, Sanderling Ct, Skyfire Ct$650
Sunlit Ct, Krug Dr, Patrina Way, Virgo Ct, N Gobi Cir, Desertscape Ct, Draco Dr, Ogden Trail Dr, Bella Oaks Dr, Sagerdahl Ct$663

Spanish Springs, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spanish Springs$98 to $101
Warm Springs-Truckee Canyon$99
Sparks$96
Sun Valley$91

Spanish Springs, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warm Springs-Truckee Canyon CCD, Washoe County, Nevada $99 $132 $198
Sparks city, Nevada $96 $128 $192
Sun Valley CCD, Washoe County, Nevada $92 $122 $183

Spanish Springs, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spanish Springs, NV2.9%10.1%
Warm Springs-Truckee Canyon2.81%10.2%
Sparks3.12%12.63%
Sun Valley4.04%11.72%

Spanish Springs Renters Insurance as a Percentage of Rent

Spanish Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 11 1.0% $1231
$1,000 to $1,499 367 47.0% $3781
$1,500 or more 393 50.0% $5431

Spanish Springs, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Spanish Springs Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,000$13,800
Net Savings to Spanish Springs Home Owner from High Deductible Plan $1,200

Spanish Springs, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spanish Springs, NV Home Replacement Value MORE than Home Value Spanish Springs, NV Home Replacement Value LESS than Home Value
Replacement Value $362,500 $248,500
Insurance Premium based on Replacement Value $1,550 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $77,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $150/year

Example Spanish Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceFarmers Insurance
Monthly Premium 80206201
Year Built 200819972012
Home Details 4 Beds, 3 Baths5 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$500000-$600000$500000-$600000
Deductible $500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Spanish Springs, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 655,000 Asphalt Shingles Roof 4,510 5 $1000-$2500 Deductible 2750 10 Stone Siding No
2001 650,000 Asphalt Shingles Roof 4,270 5 $500 Deductible 1540 5 Vinyl siding No
2011 235,000 Metal Roof 1,500 5 $500- $1000 Deductible 680 9 Vinyl siding yes
2014 625,000 Asphalt Shingles Roof 4,650 5 $2500-$5000 Deductible 580 3 Stone Siding yes
2010 360,000 Shingles Roof 2,960 4 $1000-$2500 Deductible 510 4 Brick siding yes
2007 730,000 Membrane Roof 4,600 5 $500- $1000 Deductible 580 2 Stone Siding No
2006 455,000 Metal Roof 4,250 5 > $10,000 Deductible 1380 12 Stucco siding No
2008 645,000 Metal Roof 4,160 5 > $10,000 Deductible 1080 8 Stucco siding yes
2009 355,000 Shingles Roof 3,170 5 $1000-$2500 Deductible 1180 8 Fiber-Cement Siding yes
2012 295,000 Composition Roof 2,330 4 $500 Deductible 390 3 Wood siding No
2010 355,000 Composition Roof 2,260 4 $500 Deductible 530 3 Wood siding yes
2012 350,000 Composition Roof 2,580 5 $2500-$5000 Deductible 960 7 Wood siding No
1999 480,000 Membrane Roof 3,260 4 $500 Deductible 1650 10 Stucco siding yes
2000 535,000 Membrane Roof 4,060 5 > $10,000 Deductible 650 5 Wood siding yes
2007 440,000 Tile Roof 3,430 5 > $10,000 Deductible 550 6 Vinyl siding yes
2011 280,000 Shingles Roof 2,590 4 $1000-$2500 Deductible 500 7 Fiber-Cement Siding yes
2010 280,000 Shingles Roof 2,610 5 $2500-$5000 Deductible 90 1 Fiber-Cement Siding yes
1997 200,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 440 6 Brick siding yes
2002 690,000 Slate Shingles Roof 4,610 5 > $10,000 Deductible 870 5 Vinyl siding yes
2013 195,000 Membrane Roof 1,820 5 $2500-$5000 Deductible 560 12 Wood siding No
2012 335,000 Composition Roof 2,330 4 $1000-$2500 Deductible 130 1 Wood siding yes
2003 515,000 Slate Shingles Roof 3,210 4 $5000 to $10,000 Deductible 1600 9 Vinyl siding No
2007 715,000 Shingles Roof 4,890 5 $500 Deductible 910 4 Stucco siding yes
2014 275,000 Asphalt Shingles Roof 1,780 4 $1000-$2500 Deductible 270 3 Stone Siding yes
2002 315,000 Tile Roof 2,230 4 > $10,000 Deductible 670 9 Stone Siding No
2004 305,000 Metal Roof 2,250 5 > $10,000 Deductible 230 3 Stucco siding yes
2004 350,000 Wood Shake Roof 2,270 5 > $10,000 Deductible 460 8 Wood siding No
1996 495,000 Tile Roof 3,340 4 $1000-$2500 Deductible 1050 7 Brick siding yes
2008 535,000 Membrane Roof 4,280 5 $1000-$2500 Deductible 380 3 Vinyl siding No
2005 510,000 Membrane Roof 3,500 5 $500- $1000 Deductible 1380 8 Stucco siding yes
2004 360,000 Metal Roof 3,360 5 $500- $1000 Deductible 1020 5 Wood siding No
2014 520,000 Tile Roof 3,980 5 $2500-$5000 Deductible 2170 12 Vinyl siding No
1999 425,000 Composition Roof 3,620 5 > $10,000 Deductible 640 8 Stone Siding yes
2010 675,000 Slate Shingles Roof 4,280 5 $500 Deductible 1050 3 Stucco siding yes