Spanish Fork Insurance Rates:

Spanish Fork, UT homeowners insurance is approximately $419 to $567, about $34-$47/month. Our exhaustive analysis shows customers can save as much as $197 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
In 2010 i had a great experience with allstate when my parked car was the victim of a hit and run. i take comfort knowing that they will serve me well if i do have to file a claim.
Farm Bureau
I like that my agents and adjusters are local and easy to get in touch with. i like that, i can file a claim online and be called back quickly by an adjuster. my local agent is very helpful and has my best interest at heart.
American Insurance
The american family insurance is a good duel, my family has 3 cars and 1 house, the insurance is cover all, it is save my money.
Farm Bureau
I have not found any reason at all to dislike this company so far. I have only made a claim when I struck a deer though.
American Insurance
may be a little bit of worry always anything on that life, beyond the structure the system ok
Horace Mann Educators Corporation
I have not had any issues or problems to communicate with my insurance company. So nothing to dislike about my service.
Farmer's Insurance
The premium is ok, it could always be lower. I've had success in lowering it for being a loyal customer.

Spanish Fork, UT Homeowners Insurance By Home Value

Spanish Fork, UT Home Value Total Homes % of Total Average Spanish Fork, UT Homeowners Insurance
Less than $50,000 97 1.0% $59
$100,000 to $124,999 361 5.0% $271
$125,000 to $149,999 772 11.0% $335
$150,000 to $174,999 1,152 16.0% $399
$175,000 to $199,999 1,158 17.0% $463
$200,000 to $249,999 1,758 25.0% $557
$250,000 to $299,999 737 10.0% $680
$300,000 to $399,999 689 10.0% $862

Top Home Insurance Agents Near Spanish Fork, UT

Home Insurance Company Near Spanish Fork, UT Homeowners Insurance Agency Near Spanish Fork, UT Address
Travelers Hub International Insurance Services Inc 6440 S. Wasatch Blvd. #235A Salt Lake City, Holladay, UT, 84121
Travelers Insure First Ins Agency 405 E 12450 S STE J, DRAPER, UT, 84020
Allstate Joe Evans 947 S Orem Blvd, Orem, UT, 84058
Allstate Ken Garff Insurance Agency 4175 W 3500 S, West Valley City, UT, 84120
Liberty Mutual Independent Universal Business Ins Inc 9980 S 300 W STE 320, SANDY, UT, 84070

Cost Of Homeowners Insurance By Street Near Spanish Fork, UT

Streets in Spanish Fork Area Homeowners Insurance Cost
E 1480 S, Greens Ln, Eldorado Dr, E 1330 South St, S 4800 West St, S 2650 West Rd, S 2410 E, W Salem Hills Dr, N Powell Rd, W 8800 S$516
165 N, W 12240 S, E 1640 S, W 10000 S, S 1750 W, W 5300 South Rd, N 880 East St, S 2380 E, S 3200 West St, S 1480 E$504
E Blackhorse Dr, S 1550 W, E 1380 S, 400 N, S 1100 East Rd, W 4600 S, S 2400 West Rd, S 2000 East St, W 7800 South St, E Alpine Dr$518
S 1060 East St, W Monta Vista Dr, S 3310 West Rd, E Deer Trail Dr, S 5200 W, Slant Rd, S 1290 E, E 4800 S, S 3300 W, Sunset Ave$520
W 10400 South St, S 5350 W, N 1160 East St, E Canyon Crest Dr, Temkin Way, W 8400 South St, W Hudson Ln, W 710 North St, S 980 East St, W 6800 S$516
W River Side Ln, W 260 N, N Black Horse Loop, S Payson Station Rd, S 4800 West St, N 1900 E, S 4500 W, E 7650 S, 3120 E, Homestead Dr$526
E Ocampo Ln, S 1450 East St, S 2800 E, S 1250 East St, Lookout Ridge Dr, W 5950 S, W 12800 S, 465 S, Wolverine Creek, Depot Rd$518
N 1800 E, W High Sierra Dr, Sterling Cir, Mapleton Slant Rd, S 2800 West Rd, Burnell Rd, W Maple Dr, 450E, S 2990 E, River View Dr$520
E 7200 South St, Maple Canyon Rd, W 5950 South St, 625 E, State Hwy 141, W 9200 S, S Woodland Hills Dr, Oak Ridge Cir, S 1450 West Rd, E 1740 S$516
W 6800 South St, Aspen Dr, S 1880 East St, Arrowhead Trail Rd, S 2050 East St, S Payson Canyon Rd, W Loafer Dr, E 1440 South St, S Spanish Ridge Rd, S 580 E$502

Spanish Fork, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Spanish Fork$73 to $76
Utah County$74
Mapleton$78
Springville$73

Spanish Fork, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Utah County, Utah $62 $83 $124
Mapleton city, Utah $65 $87 $130
Springville city, Utah $62 $82 $123

Spanish Fork, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Spanish Fork, UT2.8%12.4%
Utah County2.68%10.77%
Mapleton2.02%8.03%
Springville2.9%10.56%

Spanish Fork Renters Insurance as a Percentage of Rent

Spanish Fork Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 20 1.0% $787
$300 to $499 66 3.0% $1237
$500 to $749 456 23.0% $1912
$750 to $999 574 29.0% $2662
$1,000 to $1,499 551 27.0% $3787
$1,500 or more 307 15.0% $5437

Spanish Fork, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Spanish Fork Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to Spanish Fork Home Owner from High Deductible Plan $600

Spanish Fork, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Spanish Fork, UT Home Replacement Value MORE than Home Value Spanish Fork, UT Home Replacement Value LESS than Home Value
Replacement Value $762,500 $468,500
Insurance Premium based on Replacement Value $2,675 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $132,000 Risk Exposure from Under Insuring Coverage is $162,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $450/year

Example Spanish Fork Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmerican Family Insurance
Monthly Premium 225367
Year Built 200920131980
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$250000-$300000$300000-$350000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Spanish Fork, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 205,000 Membrane Roof 1,840 3 > $10,000 Deductible 210 10 Wood siding yes
2011 220,000 Shingles Roof 1,930 3 $5000 to $10,000 Deductible 90 3 Wood siding yes
2009 245,000 Wood Shake Roof 2,010 4 > $10,000 Deductible 380 12 Fiber-Cement Siding yes
2011 230,000 Metal Roof 2,020 3 > $10,000 Deductible 50 2 Brick siding yes
2012 175,000 Membrane Roof 1,840 4 $2500-$5000 Deductible 80 3 Stone Siding No
2003 400,000 Composition Roof 3,000 4 $2500-$5000 Deductible 190 4 Stone Siding No
2001 170,000 Asphalt Shingles Roof 1,260 3 $1000-$2500 Deductible 340 12 Fiber-Cement Siding No
2014 555,000 Slate Shingles Roof 4,640 5 $500- $1000 Deductible 1350 9 Fiber-Cement Siding yes
2012 255,000 Tile Roof 2,090 4 $1000-$2500 Deductible 260 4 Vinyl siding No
2014 310,000 Membrane Roof 2,340 3 $500 Deductible 70 1 Vinyl siding No
2012 305,000 Metal Roof 3,340 5 $5000 to $10,000 Deductible 60 1 Stone Siding No
2011 220,000 Asphalt Shingles Roof 1,850 3 > $10,000 Deductible 40 2 Wood siding No
1982 215,000 Shingles Roof 1,940 3 $500 Deductible 340 6 Stucco siding yes
1987 325,000 Tile Roof 3,370 4 $500 Deductible 450 5 Stucco siding No
1989 290,000 Slate Shingles Roof 3,040 5 $500- $1000 Deductible 180 2 Stone Siding yes
1988 275,000 Shingles Roof 2,190 3 $5000 to $10,000 Deductible 50 1 Stucco siding yes
2013 215,000 Composition Roof 1,780 5 $1000-$2500 Deductible 130 4 Stone Siding No
2009 155,000 Slate Shingles Roof 1,540 5 $500- $1000 Deductible 280 7 Stucco siding yes
1981 185,000 Composition Roof 1,660 3 $2500-$5000 Deductible 30 1 Vinyl siding yes
2009 295,000 Wood Shake Roof 3,020 5 > $10,000 Deductible 420 9 Vinyl siding yes
1980 230,000 Asphalt Shingles Roof 2,170 5 > $10,000 Deductible 270 10 Stone Siding yes
2000 205,000 Wood Shake Roof 1,830 3 $500- $1000 Deductible 80 2 Stone Siding No