Southlake Insurance Rates:

Southlake, TX homeowners insurance is approximately $1,049 to $1,440, about $87-$120/month. Our extensive guide shows customers can save as much as $497 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
One thing that has the potential to be both positive and negative about liberty mutual home insurance was that they base your costs on your credit rating. if you go through a rough time you could see increase in costs. on the other hand, my husband and i were able to get a fantastic rate, which felt like a reward for a good credit rating.
State Farm
I think that insurance plans should go alone with cheaper prices. it doesn't matter what insurance package. the prices are still too high.
Alfa Insurance
They usually do not undercut us. if we do have to make a claim they usually pay us for what it is worth.
Progressive
Since living in my home, I have had to make two insurance claims for trees falling into my neighbor's property. The customer service was amazing and they fixed the issues quickly.
State Auto
Simple, easy, inexpensive, are the words to best describe my insurance company. They have a no-frills way of handling insurance and make sure that I know how I'm covered.
State Farm
We have only had our insurance with State Farm since we purchased the home so I am not able to compare premiums. However, I feel the amount we are paying is reasonable for the amount of coverage extended.
Liberty Mutual
The coverage is just what I need plus I was discounted for bundling with an auto policy. The portal is very convenient as well as the help line.
Allstate
I don't really dislike anything, to be honest. They aren't that bad of a company and are very upfront about everything. They explain things very well and leave you with little questions.
Allstate
I had Allstate before and it cost less, but I was very unsatisfied with the claims process and their attitude. Farm Bureau costs more, but so far I am happy with the service and willing to pay more for it.

Southlake, TX Homeowners Insurance By Home Value

Southlake, TX Home Value Total Homes % of Total Average Southlake, TX Homeowners Insurance
Less than $50,000 57 2.0% $62
$50,000 to $59,999 48 2.0% $124
$70,000 to $79,999 24 1.0% $186
$80,000 to $89,999 71 3.0% $211
$100,000 to $124,999 97 4.0% $273
$150,000 to $174,999 29 1.0% $398
$175,000 to $199,999 110 5.0% $460
$200,000 to $249,999 308 14.0% $559
$250,000 to $299,999 403 19.0% $684
$300,000 to $399,999 921 43.0% $870

Top Home Insurance Agents Near Southlake, TX

Home Insurance Company Near Southlake, TX Homeowners Insurance Agency Near Southlake, TX Address
NA Business Insurance Guild 210 S Greenville Ave 210 S Greenville Ave, Richardson, TX, 75081
NA Twfg Insurance Services 3131 Mckinney Ave Ste 600, Dallas, TX, 75204
NA Precept Insurance Services Llc 2605 Sagebrush Dr. 2605 Sagebrush Dr. , Flower Mound, TX, 75028
Allstate Grandview Insurance 207 E Criner St PO Box 260, Grandview, TX, 76050
State Farm Shalyn Clark Lutcf, Chfc 2000 Precinct Line Road, Hurst, TX, 76054-3185

Southlake, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westlake town, Texas $229 $305 $458
Trophy Club town, Texas $167 $223 $335
Colleyville city, Texas $179 $238 $357

Southlake, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Southlake, TX2.8%10.4%
Westlake3.18%12.71%
Trophy Club4.08%12.59%
Colleyville3.1%9.92%

Southlake Renters Insurance as a Percentage of Rent

Southlake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 84 19.0% $1176
$500 to $749 36 8.0% $1851
$750 to $999 97 22.0% $2601
$1,000 to $1,499 9 2.0% $3726
$1,500 or more 201 47.0% $5376

Southlake, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$6,800
Yearly Southlake Homeowner Insurance Premium Example $4,200$3,200
Out of Pocket Expense During Claim$1,800$6,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $27,000$26,000
Net Savings to Southlake Home Owner from High Deductible Plan $1,000

Southlake, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Southlake, TX Home Replacement Value MORE than Home Value Southlake, TX Home Replacement Value LESS than Home Value
Replacement Value $340,000 $250,000
Insurance Premium based on Replacement Value $2,675 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $49,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $325/year

Example Southlake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceState Farm
Monthly Premium 201532476
Year Built 200319902011
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$900000-$1000000$600000-$700000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Southlake, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 685,000 Shingles Roof 2,400 4 $1000-$2500 Deductible 1590 3 Brick siding No
1994 755,000 Asphalt Shingles Roof 3,380 4 $1000-$2500 Deductible 1790 3 Vinyl siding yes
2007 970,000 Membrane Roof 4,280 5 > $10,000 Deductible 4160 12 Stone Siding yes
1994 540,000 Slate Shingles Roof 2,680 4 $500 Deductible 1060 3 Stone Siding yes
2013 575,000 Membrane Roof 2,760 4 > $10,000 Deductible 2840 12 Wood siding yes
2004 465,000 Membrane Roof 1,850 4 $500- $1000 Deductible 3450 10 Stone Siding yes
1992 630,000 Metal Roof 2,710 5 > $10,000 Deductible 260 1 Brick siding No
2003 725,000 Tile Roof 3,010 4 $500- $1000 Deductible 2420 4 Stone Siding No
1997 610,000 Slate Shingles Roof 2,380 4 > $10,000 Deductible 240 1 Vinyl siding No
2013 540,000 Metal Roof 2,610 4 $500 Deductible 1080 3 Stucco siding No
2004 900,000 Shingles Roof 3,220 4 $500- $1000 Deductible 2360 3 Stucco siding yes
2002 300,000 Tile Roof 1,540 5 $1000-$2500 Deductible 340 2 Brick siding yes
2014 670,000 Composition Roof 3,240 4 $2500-$5000 Deductible 3940 12 Vinyl siding yes
2011 825,000 Metal Roof 2,900 4 $1000-$2500 Deductible 3670 6 Wood siding yes
2014 870,000 Membrane Roof 3,230 4 $2500-$5000 Deductible 3070 6 Stone Siding No
1997 380,000 Metal Roof 1,630 4 $500 Deductible 570 2 Stone Siding No
2005 1,010,000 Composition Roof 3,830 5 $5000 to $10,000 Deductible 940 2 Fiber-Cement Siding No
1996 400,000 Asphalt Shingles Roof 2,050 4 $500 Deductible 2920 10 Brick siding yes
2004 865,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 5180 12 Fiber-Cement Siding No
1990 520,000 Shingles Roof 2,360 5 > $10,000 Deductible 1510 10 Vinyl siding No
2014 810,000 Metal Roof 3,530 5 $500 Deductible 770 1 Stucco siding yes
1997 395,000 Composition Roof 1,970 4 > $10,000 Deductible 1910 10 Brick siding No
2013 580,000 Wood Shake Roof 2,050 4 $500 Deductible 3260 9 Stucco siding No
2009 700,000 Shingles Roof 3,100 5 $500- $1000 Deductible 1570 4 Brick siding yes
2009 530,000 Composition Roof 1,840 4 $5000 to $10,000 Deductible 4100 12 Stone Siding yes
2000 685,000 Shingles Roof 2,770 4 $2500-$5000 Deductible 2000 4 Vinyl siding No
2005 950,000 Metal Roof 4,060 5 $5000 to $10,000 Deductible 450 1 Stucco siding No
2003 470,000 Composition Roof 1,690 5 $1000-$2500 Deductible 620 2 Stone Siding No
1999 825,000 Metal Roof 2,970 5 > $10,000 Deductible 2260 8 Stucco siding yes
2012 475,000 Shingles Roof 2,170 4 $500- $1000 Deductible 2960 8 Stone Siding yes
2013 445,000 Asphalt Shingles Roof 2,080 4 $2500-$5000 Deductible 260 1 Stucco siding yes
1995 535,000 Asphalt Shingles Roof 2,580 4 $500- $1000 Deductible 1140 3 Fiber-Cement Siding yes
2009 880,000 Asphalt Shingles Roof 4,500 5 $5000 to $10,000 Deductible 4450 12 Vinyl siding yes
2012 890,000 Membrane Roof 3,280 4 $1000-$2500 Deductible 4180 8 Stone Siding yes