Southington Insurance Rates:

Southington, CT homeowners insurance is nearly $733 to $995, about $61-$82/month. Our thorough guide reveals consumers can save as much as $345 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I am fine with the premium and deductibles, I like the prices, they seem reasonable, and haven't had any problems with that.
Progressive
i would highly recommend because i had a very good experience with these people at the time of some very high damages
Progressive
My home/renters policy offerings are great and I'm very satisfied with them. I have plenty of personal property and liability coverage for my home.
State Farm
I feel that the premium for my home-owner's policy is very reasonable. We have full coverage on our home in addition to mortgage insurance. Our premium has only gone up once since we have had the coverage.
State Farm
State farm is very responsive to inquiries, claims, and issues. they take matters seriously, and it is easy to get in touch with people. due to their number of local offices, there is always someone close by who can help me. -their prices are reasonable for the market.
Travelers
The traveler's website is far less intuitive and informative for a customer compared to other insurers that i have worked with.
Allstate
Allstate covers my home for up to $250k in the event of a total loss. signing up for the policy was simple and easy. i have been a long time customer so i trust them and i have had many positive experiences with the company.
State Farm
INTERACTION BETWEEN CUSTOMER AND COMPANY IS GOOD AT ALL THE TIME. SO I LIKE THAT COMPANY.
Travelers
I looked at estimates for other companies, including the company I bundle my car insurance with. This price is lower and is very competitive.
Progressive
I like the ease of use, as it is very straightforward and user-friendly. Navigation is easy and clear because the layout of the website is simple and easy to follow. I also like that you can make changes to your policy on the website, and access all documents pertaining to the policy.
Progressive
I HAVE NOT HAD MUCH COMMUNICATION WITH MY CARRIER SINCE I HAVE NOT HAD A CLAIM. I THINK I HAVE MAYBE EMAILED AND ASKED QUESTIONS RIGHT AT THE BEGINNING WHEN GETTING THE POLICY AND THEY SEEMED HELPFUL.
State Farm
I would definitely recommend State Farm.I feel you should not go cheap on insurance and should have someone who is there for you and provides real coverage.

Southington, CT Homeowners Insurance By Home Value

Southington, CT Home Value Total Homes % of Total Average Southington, CT Homeowners Insurance
Less than $50,000 404 3.0% $77
$60,000 to $69,999 124 1.0% $207
$90,000 to $99,999 122 1.0% $302
$100,000 to $124,999 333 2.0% $345
$125,000 to $149,999 453 3.0% $432
$150,000 to $174,999 686 5.0% $518
$175,000 to $199,999 1,010 8.0% $596
$200,000 to $249,999 2,900 24.0% $717
$250,000 to $299,999 2,345 19.0% $872
$300,000 to $399,999 3,499 29.0% $1114

Top Home Insurance Agents Near Southington, CT

Home Insurance Company Near Southington, CT Homeowners Insurance Agency Near Southington, CT Address
NA Usi Insurance Services, Llc 33 Riverside Ave, Westport, CT, 6880
Nationwide Detullio And Taylor Agency 1217 Chapel Street, New Haven, CT, 06511-4701
Liberty Mutual Independent James J Dowd & Sons Ins Inc 14 BOBALA RD, HOLYOKE, MA, 1040
Travelers Marc R Necatera 42 FILLOW ST, NORWALK, CT, 6850
Travelers Shimkus Murphy & Lemkuil Inc 380 New Britain Avenue, Hartford, CT, 6106

Southington, CT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Southington, CT

Streets in Southington Area Homeowners Insurance Cost
February Dr, Vicki Ln, Macarthur Dr, Belleview Ave, Cowles Ave, Scarano Rd, Executive Blvd S, Burning Tree Dr, Susan Ln, Woodruff St$867
Aircraft Rd, Masthay Cir, Paul Hts, Marcy Dr, W Queen St, Castleman Dr, Caretaker Rd, Rustic Oak Dr, Farmingberry Dr, Lynwood Dr$864
Luciano Dr, Pepperidge Dr, Vermont Ave, Nunzio Dr, Deerbrooke Cir, Rockwood Ct, Lincoln Dr, Sandra Ln, Jeanette Ct, Winter Wood Rd$862
Lowery Dr, Marguerite St, Hearthstone Ct, Hubeny Dr, Graham Pl, Bruce Ave, White Oak Dr, Blossom Way, Turnberry Ct, Long Bottom Rd$893
Malcein Dr, White Deer Path, Berkley Ave, Jude Ln, Ladyslipper Ln, Trotters Ln, Jude Ln, Deacon Cir, S Farms Ct, Blue Hills Dr$868

Southington, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Southington$129 to $131
Wolcott$128
Plainville$126
Berlin$130

Southington, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wolcott town, New Haven County, Connecticut $128 $171 $257
Plainville town, Hartford County, Connecticut $126 $168 $252
Berlin town, Hartford County, Connecticut $131 $174 $261

Southington, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Southington, CT3.6%10.0%
Wolcott3.7%9.78%
Plainville3.99%10.21%
Berlin3.43%9.56%

Southington Renters Insurance as a Percentage of Rent

Southington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 90 3.0% $786
$300 to $499 256 10.0% $1236
$500 to $749 387 15.0% $1911
$750 to $999 486 19.0% $2661
$1,000 to $1,499 1,031 40.0% $3786
$1,500 or more 281 11.0% $5436

Southington, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Southington Homeowner Insurance Premium Example $1,700$1,100
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,100$13,300
Net Savings to Southington Home Owner from High Deductible Plan $1,800

Southington, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Southington, CT Home Replacement Value MORE than Home Value Southington, CT Home Replacement Value LESS than Home Value
Replacement Value $440,500 $265,000
Insurance Premium based on Replacement Value $4,350 $2,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,000 Risk Exposure from Under Insuring Coverage is $82,500
Premium Impact Insurance cheaper by $800/year Insurance costlier by $925/year

Example Southington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceHartford Insurance Group
Monthly Premium 166142262
Year Built 196920121985
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Southington, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 285,000 Slate Shingles Roof 2,030 3 $500 Deductible 2770 12 Stone Siding yes
2013 500,000 Asphalt Shingles Roof 3,010 4 $1000-$2500 Deductible 2050 6 Stucco siding yes
2010 325,000 Metal Roof 2,220 3 > $10,000 Deductible 1060 8 Vinyl siding yes
1986 450,000 Wood Shake Roof 3,400 5 > $10,000 Deductible 750 5 Stucco siding No
1966 225,000 Tile Roof 1,400 3 $1000-$2500 Deductible 2060 12 Vinyl siding yes
1977 465,000 Wood Shake Roof 3,050 5 $2500-$5000 Deductible 3280 10 Stone Siding yes
1993 565,000 Composition Roof 3,780 5 $5000 to $10,000 Deductible 1980 8 Stone Siding No
2006 230,000 Composition Roof 1,890 3 > $10,000 Deductible 280 3 Brick siding No
2006 425,000 Wood Shake Roof 3,410 5 $1000-$2500 Deductible 1820 8 Brick siding No
1979 230,000 Tile Roof 1,870 3 $1000-$2500 Deductible 770 6 Stucco siding No
2006 350,000 Shingles Roof 2,470 4 $500 Deductible 1160 4 Brick siding No
1947 285,000 Composition Roof 1,900 4 $1000-$2500 Deductible 1080 5 Brick siding yes
1996 210,000 Wood Shake Roof 1,360 3 > $10,000 Deductible 420 5 Wood siding No
1942 485,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 2120 8 Wood siding No
1943 255,000 Slate Shingles Roof 1,980 5 $2500-$5000 Deductible 1230 7 Stone Siding No
1977 185,000 Membrane Roof 1,520 3 $5000 to $10,000 Deductible 200 2 Vinyl siding No
1988 470,000 Asphalt Shingles Roof 3,220 4 > $10,000 Deductible 1610 6 Fiber-Cement Siding No
1983 365,000 Membrane Roof 2,770 5 $500- $1000 Deductible 1160 5 Stone Siding yes
1964 280,000 Slate Shingles Roof 2,300 3 $500 Deductible 1890 9 Fiber-Cement Siding yes
1940 245,000 Shingles Roof 1,670 4 $500- $1000 Deductible 2320 10 Stucco siding yes
1976 235,000 Membrane Roof 1,960 5 $5000 to $10,000 Deductible 1030 9 Stone Siding No
1945 250,000 Wood Shake Roof 1,860 5 $5000 to $10,000 Deductible 660 5 Stone Siding yes
1985 775,000 Slate Shingles Roof 4,880 5 $5000 to $10,000 Deductible 380 1 Vinyl siding yes
1988 350,000 Tile Roof 2,460 4 $500- $1000 Deductible 2110 8 Wood siding yes
1949 385,000 Asphalt Shingles Roof 2,300 5 > $10,000 Deductible 1300 8 Stucco siding yes
1971 290,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 930 5 Stucco siding yes
1948 360,000 Membrane Roof 3,060 4 $500- $1000 Deductible 3340 10 Stucco siding No
1971 195,000 Metal Roof 1,690 3 $1000-$2500 Deductible 920 6 Wood siding No
2009 370,000 Tile Roof 3,180 4 $500 Deductible 330 1 Stucco siding No
2012 540,000 Shingles Roof 4,080 5 $500- $1000 Deductible 3590 10 Vinyl siding yes
1996 450,000 Wood Shake Roof 3,110 4 $500 Deductible 3380 8 Wood siding yes
1999 235,000 Asphalt Shingles Roof 1,960 3 $500 Deductible 1730 7 Stone Siding yes
1978 340,000 Wood Shake Roof 2,010 4 $1000-$2500 Deductible 1420 8 Brick siding No
1943 260,000 Metal Roof 1,790 4 > $10,000 Deductible 840 8 Vinyl siding yes

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