Southington, CT homeowners insurance is nearly $733 to $995, about $61-$82/month. Our thorough guide reveals consumers can save as much as $345 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Southington, CT | Homeowners Insurance Agency Near Southington, CT | Address |
|---|---|---|
| Liberty Mutual Independent | James J Dowd & Sons Ins Inc | 14 BOBALA RD, HOLYOKE, MA, 1040 |
| Travelers | Marc R Necatera | 42 FILLOW ST, NORWALK, CT, 6850 |
| Travelers | Shimkus Murphy & Lemkuil Inc | 380 New Britain Avenue, Hartford, CT, 6106 |
| Nationwide | Detullio And Taylor Agency | 1217 Chapel Street, New Haven, CT, 06511-4701 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wolcott town, New Haven County, Connecticut | $128 | $171 | $257 |
| Plainville town, Hartford County, Connecticut | $126 | $168 | $252 |
| Berlin town, Hartford County, Connecticut | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Southington, CT | 3.6% | 10.0% |
| Wolcott | 3.7% | 9.78% |
| Plainville | 3.99% | 10.21% |
| Berlin | 3.43% | 9.56% |
| Southington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 90 | 3.0% | $786 |
| $300 to $499 | 256 | 10.0% | $1236 |
| $500 to $749 | 387 | 15.0% | $1911 |
| $750 to $999 | 486 | 19.0% | $2661 |
| $1,000 to $1,499 | 1,031 | 40.0% | $3786 |
| $1,500 or more | 281 | 11.0% | $5436 |
| Streets in Southington Area | Homeowners Insurance Cost |
|---|---|
| February Dr, Vicki Ln, Macarthur Dr, Belleview Ave, Cowles Ave, Scarano Rd, Executive Blvd S, Burning Tree Dr, Susan Ln, Woodruff St | $867 |
| Aircraft Rd, Masthay Cir, Paul Hts, Marcy Dr, W Queen St, Castleman Dr, Caretaker Rd, Rustic Oak Dr, Farmingberry Dr, Lynwood Dr | $864 |
| Luciano Dr, Pepperidge Dr, Vermont Ave, Nunzio Dr, Deerbrooke Cir, Rockwood Ct, Lincoln Dr, Sandra Ln, Jeanette Ct, Winter Wood Rd | $862 |
| Lowery Dr, Marguerite St, Hearthstone Ct, Hubeny Dr, Graham Pl, Bruce Ave, White Oak Dr, Blossom Way, Turnberry Ct, Long Bottom Rd | $893 |
| Malcein Dr, White Deer Path, Berkley Ave, Jude Ln, Ladyslipper Ln, Trotters Ln, Jude Ln, Deacon Cir, S Farms Ct, Blue Hills Dr | $868 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Southington | $129 to $131 |
| Wolcott | $128 |
| Plainville | $126 |
| Berlin | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $4,500 |
| Yearly Southington Homeowner Insurance Premium Example | $1,700 | $1,100 |
| Out of Pocket Expense During Claim | $1,500 | $4,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $15,100 | $13,300 |
| Net Savings to Southington Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Southington, CT Home Replacement Value MORE than Home Value | Southington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $440,500 | $265,000 |
| Insurance Premium based on Replacement Value | $4,350 | $2,625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $93,000 | Risk Exposure from Under Insuring Coverage is $82,500 |
| Premium Impact | Insurance cheaper by $800/year | Insurance costlier by $925/year |
| Insurance Company | State Farm | Chubb Group of Insurance | Hartford Insurance Group |
| Monthly Premium | 166 | 142 | 262 |
| Year Built | 1969 | 2012 | 1985 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $400000-$500000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |