Southbury, CT homeowners insurance is approximately $748 to $1,022, about $62-$85/month. Our in depth guide shows customers can save upto $354 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Southbury, CT | Homeowners Insurance Agency Near Southbury, CT | Address |
|---|---|---|
| State Farm | Gene Dicks | 1672 Route 112, Coram, NY, 11727-2211 |
| Liberty Mutual Independent | Ryan Associates Llc | 850 N Main Street Ext Ste 1A, WALLINGFORD, CT, 6492 |
| Allstate | Tara Smith-Vera | 29 Railroad Ave, Ronkonkoma, NY, 11779 |
| State Farm | Zubin Sinor | 141 Halstead Ave, Mamaroneck, NY, 10543-2607 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Heritage Village CDP, Connecticut | $124 | $165 | $248 |
| Oxford town, New Haven County, Connecticut | $135 | $180 | $270 |
| Woodbury Center CDP, Connecticut | $134 | $179 | $269 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Southbury, CT | 3.1% | 7.4% |
| Heritage Village | 3.98% | 6.88% |
| Oxford | 3.13% | 8.68% |
| Woodbury Center | 4.42% | 15.1% |
| Southbury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 68 | 6.0% | $777 |
| $300 to $499 | 47 | 4.0% | $1227 |
| $500 to $749 | 19 | 1.0% | $1902 |
| $750 to $999 | 105 | 9.0% | $2652 |
| $1,000 to $1,499 | 406 | 36.0% | $3777 |
| $1,500 or more | 470 | 41.0% | $5427 |
| Streets in Southbury Area | Homeowners Insurance Cost |
|---|---|
| Eagle Dr, Brown Brook Rd, Cedar Trl, Chain Trl, Patriot Rd, Far View Cmns, Bullet Hill Rd, Old Poverty Rd, Ivy Hills Rd, Lantern Park Ln S | $826 |
| Middle Rd, Heritage Inn Arc, Upper Fish Rock Rd, Peach Orchard Rd, Cedar Cir, Sterling Ridge Rd, Hidden Brook Dr, State Hwy 172, Old Oakwood Dr, Pascoe Dr | $919 |
| Heritage Cir, S Britain Rd, Wood Lot Ln, Pierce Hollow Rd, Poverty Rd, Eagle View Rd, Grasslands Rd, Hillhouse Rd, Plaster House Rd, S Britain Rd | $825 |
| Lower Fish Rock Rd, N Poverty Rd, Dogwood Trl, State Hwy 172, Oak Tree Rd, Sunburst Dr, Roxbury Rd, Hemlock Ridge Rd, Bridle Path Rd, Concord Ct | $830 |
| Rocky Mountain Rd, Purchase Brook Rd, Freedom Cir, Oak Hill Dr, Lennox Dr, W Gilbert Rd, Beacon Hill Dr, Pomperaug Woods, Curt Smith Rd, E Hill Rd | $915 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Southbury | $131 to $133 |
| Heritage Village | $123 |
| Oxford | $135 |
| Woodbury Center | $134 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Southbury Homeowner Insurance Premium Example | $3,900 | $3,300 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $32,100 | $30,300 |
| Net Savings to Southbury Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Southbury, CT Home Replacement Value MORE than Home Value | Southbury, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $579,000 | $325,000 |
| Insurance Premium based on Replacement Value | $5,200 | $2,925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $120,500 | Risk Exposure from Under Insuring Coverage is $133,500 |
| Premium Impact | Insurance cheaper by $1,200/year | Insurance costlier by $1,075/year |
| Insurance Company | Nationwide Insurance | Chubb Group of Insurance | Liberty Mutual |
| Monthly Premium | 517 | 427 | 166 |
| Year Built | 2009 | 1998 | 1986 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 3 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $500000-$600000 | $400000-$500000 | $250000-$300000 |
| Deductible | $500 Deductible | $500 Deductible | $500- $1000 Deductible |