Southborough Insurance Rates:

Southborough, MA homeowners insurance is about $929 to $1,277, about $77-$106/month. Our all inclusive guide shows customers can save upto $441 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Southborough, MA Homeowners Insurance By Home Value

Southborough, MA Home Value Total Homes % of Total Average Southborough, MA Homeowners Insurance
Less than $50,000 42 3.0% $55
$60,000 to $69,999 15 1.0% $143
$125,000 to $149,999 13 1.0% $297
$150,000 to $174,999 21 1.0% $352
$200,000 to $249,999 37 3.0% $496
$250,000 to $299,999 230 20.0% $606
$300,000 to $399,999 731 66.0% $772

Top Home Insurance Agents Near Southborough, MA

Home Insurance Company Near Southborough, MA Homeowners Insurance Agency Near Southborough, MA Address
NA Volunteer Insurance Agency 222 Great Road , Littleton, MA, 1460
Allstate Diana Grinshtat 1500 Soldiers Field Rd, Brighton, MA, 2135
Liberty Mutual Mark T. Lovuolo Cpcu Lutcf 690 Canton Street Ste 300, Westwood, MA, 2090
Travelers Pompeo & Sons Insurance Agency Inc 464 HIGH ST, MEDFORD, MA, 2155
Travelers Telamon Insurance & Financial Network Llc 150 Wells Avenue, Newton, MA, 2459

Cost Of Homeowners Insurance By Street Near Southborough, MA

Streets in Southborough Area Homeowners Insurance Cost
Mount Vickery Rd, Moulton Rd, Bryden Rd, Vale Ter, Carriage Hill Cir, Ledge Hill Rd, Southwood Ln, Strawberry Hill Rd, Darlene Dr, General Henry Knox Rd$1,124
Mooney Ln, Kallander Dr, Hubley Ln, Graystone Way, Parkerville Rd, Foxhill Dr, Harris Dr, Sarsenstone Way, Blackthorn Dr, Carolyn Ter$1,114
Aspenwood Ln, Whistler Ln, View Hill Rd, Fay Ct, Macneill Dr, Prentiss St, Hickory Rd, John Matthews Rd, Clifford St, Walnut Dr$1,122
Sears Rd, Marlboro Rd, Richards Rd, Hidden Meadow Ln, Watkins Ln, Fairview Dr, Summit Rd, Powdermill Ln, Kidder Ln, Charles Ct$1,131
Marlboro Rd, Nathan Stone Ln, Beechwood Ln, Joslin Ln, Banfill Ln, Ted Ln, Peggy Dr, Granvaile Rd, Metacomet Ln, Upland Rd$1,098

Southborough, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Southborough$163 to $167
Cordaville$162
Marlborough$157
Ashland$158

Southborough, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cordaville CDP, Massachusetts $136 $181 $271
Marlborough city, Massachusetts $131 $174 $261
Ashland town, Middlesex County, Massachusetts $132 $176 $264

Southborough, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Southborough, MA3.3%9.2%
Cordaville3.54%10.44%
Marlborough4.06%12.32%
Ashland3.68%10.52%

Southborough Renters Insurance as a Percentage of Rent

Southborough Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 41 15.0% $325
$200 to $299 8 2.0% $775
$300 to $499 19 7.0% $1225
$750 to $999 13 4.0% $2650
$1,000 to $1,499 113 42.0% $3775
$1,500 or more 73 27.0% $5425

Southborough, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$9,800
Yearly Southborough Homeowner Insurance Premium Example $4,600$3,100
Out of Pocket Expense During Claim$800$9,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $33,000$31,500
Net Savings to Southborough Home Owner from High Deductible Plan $1,500

Southborough, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Southborough, MA Home Replacement Value MORE than Home Value Southborough, MA Home Replacement Value LESS than Home Value
Replacement Value $649,000 $389,500
Insurance Premium based on Replacement Value $4,475 $2,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $151,500 Risk Exposure from Under Insuring Coverage is $108,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $1,050/year

Example Southborough Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateState Farm
Monthly Premium 227128644
Year Built 200619981947
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$350000-$400000$800000-$900000
Deductible $500- $1000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Southborough, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 385,000 Slate Shingles Roof 1,710 5 $500- $1000 Deductible 3170 12 Brick siding No
1994 540,000 Metal Roof 2,020 5 $1000-$2500 Deductible 2610 9 Brick siding yes
1990 435,000 Composition Roof 1,830 3 $5000 to $10,000 Deductible 1260 7 Fiber-Cement Siding yes
1966 580,000 Asphalt Shingles Roof 2,910 4 $500- $1000 Deductible 3550 12 Stucco siding No
1947 675,000 Composition Roof 3,060 5 $1000-$2500 Deductible 4240 12 Stone Siding No
1941 720,000 Tile Roof 3,140 5 $1000-$2500 Deductible 3180 10 Fiber-Cement Siding yes
1976 1,085,000 Shingles Roof 4,820 5 > $10,000 Deductible 1120 3 Stone Siding yes
1945 325,000 Slate Shingles Roof 1,520 3 > $10,000 Deductible 320 2 Wood siding No
1960 475,000 Metal Roof 2,150 5 $5000 to $10,000 Deductible 580 3 Wood siding yes
1987 465,000 Membrane Roof 1,900 4 > $10,000 Deductible 240 2 Stone Siding yes
1940 345,000 Wood Shake Roof 1,420 3 $1000-$2500 Deductible 1560 8 Stone Siding No
1973 585,000 Asphalt Shingles Roof 3,070 4 $5000 to $10,000 Deductible 1140 4 Stone Siding No
1983 520,000 Metal Roof 2,210 3 $1000-$2500 Deductible 4000 10 Wood siding yes
1998 680,000 Asphalt Shingles Roof 3,100 4 > $10,000 Deductible 630 2 Brick siding yes
1996 435,000 Asphalt Shingles Roof 1,570 5 $2500-$5000 Deductible 1630 10 Stone Siding yes
2003 385,000 Membrane Roof 1,430 3 > $10,000 Deductible 2050 12 Brick siding yes
1997 565,000 Tile Roof 2,070 4 $5000 to $10,000 Deductible 1060 4 Stucco siding No
1993 480,000 Shingles Roof 1,710 4 $500 Deductible 2970 9 Stucco siding yes
1966 470,000 Shingles Roof 1,970 3 $1000-$2500 Deductible 650 3 Wood siding yes
2000 420,000 Metal Roof 2,080 4 > $10,000 Deductible 740 6 Brick siding No
1979 1,130,000 Composition Roof 4,820 5 $1000-$2500 Deductible 3260 5 Fiber-Cement Siding No
1971 860,000 Asphalt Shingles Roof 3,290 4 $1000-$2500 Deductible 4400 12 Stucco siding No
1999 300,000 Tile Roof 1,410 3 $500- $1000 Deductible 400 2 Vinyl siding yes
1963 1,065,000 Wood Shake Roof 4,750 5 $500 Deductible 6160 10 Stone Siding No
1983 930,000 Shingles Roof 3,370 4 $2500-$5000 Deductible 3450 7 Stone Siding yes
1972 655,000 Wood Shake Roof 3,070 4 $500- $1000 Deductible 4690 12 Stone Siding yes
1992 400,000 Composition Roof 1,820 5 $500- $1000 Deductible 1760 7 Vinyl siding No
1977 400,000 Shingles Roof 1,730 4 $1000-$2500 Deductible 540 2 Vinyl siding No
1968 585,000 Wood Shake Roof 2,370 3 $1000-$2500 Deductible 1260 4 Stone Siding yes
2004 405,000 Slate Shingles Roof 1,630 3 $5000 to $10,000 Deductible 2090 10 Stone Siding No
1990 475,000 Shingles Roof 2,280 5 $1000-$2500 Deductible 1230 5 Wood siding yes
1978 930,000 Metal Roof 3,280 4 $5000 to $10,000 Deductible 1480 3 Wood siding yes
1942 685,000 Asphalt Shingles Roof 3,230 4 > $10,000 Deductible 260 1 Wood siding yes
1943 430,000 Wood Shake Roof 1,580 3 > $10,000 Deductible 1530 7 Stucco siding No