Southampton Insurance Rates:

Southampton, PA homeowners insurance is roughly $618 to $843, about $51-$70/month. Our extensive guide shows customers can save as much as $292 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Southampton, PA Homeowners Insurance By Home Value

Southampton, PA Home Value Total Homes % of Total Average Southampton, PA Homeowners Insurance
Less than $50,000 179 8.0% $102
$50,000 to $59,999 26 1.0% $219
$60,000 to $69,999 35 1.0% $270
$70,000 to $79,999 37 1.0% $314
$80,000 to $89,999 61 2.0% $358
$90,000 to $99,999 33 1.0% $402
$100,000 to $124,999 157 7.0% $467
$125,000 to $149,999 214 10.0% $584
$150,000 to $174,999 384 18.0% $687
$175,000 to $199,999 315 15.0% $796
$200,000 to $249,999 335 16.0% $957
$250,000 to $299,999 106 5.0% $1169
$300,000 to $399,999 201 9.0% $1491

Top Home Insurance Agents Near Southampton, PA

Home Insurance Company Near Southampton, PA Homeowners Insurance Agency Near Southampton, PA Address
Liberty Mutual Independent Bb&T - Frederick Underwriters 7200 Bank Court, Frederick, MD, 21703
State Farm Chuck Zink 2184 White St, York, PA, 17404-4951
Allstate Doug Steiner 231 Bridge St, New Cumberland, PA, 17070
Allstate Jeffrey L. Bouder Insurance 19 S High St, Newville, PA, 17241
Travelers Mcdole Edge Corporation 2977b Manchester Road, Manchester, MD, 21102

Cost Of Homeowners Insurance By Street Near Southampton, PA

Streets in Southampton Area Homeowners Insurance Cost
Campbell Cir, Lurgan Ave, Cumberland Ave, Country Ln, Ashton Dr, Olde Scotland Rd, Maclays Mill Rd, Pugh Dr, Old Mill Rd, Rowe Run Rd$728
Stillhouse Hollow Rd, Red Maple Dr, Ely Dr, Rowe Run Loop, T300, Morgan Dr, Shale Rd, Mary Ave, Heritage Ave, Pattison Dr$727
Holswart Dr, Ferry Ln, Marco Cir, Cotton Ave, Stony Point Ave, Quentin Cir, Howard Ave, Jamestown Rd, Edison Dr, Oak Ln$730
Mc Creary Rd, Herwen Dr, Prospect Dr, Baldwin Blvd, Wilson Ave, Reading Rd, Crabapple Ln, W Orange St, Municipal Dr, Rice Rd$730
Franklin Heights Ave, Elmont Cir, Eberly Dr, Mount Rock Rd, State Rte 533, N Morris St, Eric Dr, Westover Rd, Mt Ash Ln, Hostetter Ave$726

Southampton, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Southampton$109 to $112
Shippensburg$103
Orrstown$106
Scotland$110

Southampton, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shippensburg township, Cumberland County, Pennsylvania $103 $137 $206
Orrstown borough, Pennsylvania $107 $142 $213
Scotland CDP, Pennsylvania $110 $147 $221

Southampton, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Southampton, PA4.4%14.0%
Shippensburg5.73%11.26%
Orrstown4.71%15.57%
Scotland4.74%10.7%

Southampton Renters Insurance as a Percentage of Rent

Southampton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 25 3.0% $787
$300 to $499 86 12.0% $1237
$500 to $749 232 32.0% $1912
$750 to $999 109 15.0% $2662
$1,000 to $1,499 177 24.0% $3787
$1,500 or more 81 11.0% $5437

Southampton, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Southampton Homeowner Insurance Premium Example $2,000$1,800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,600$17,000
Net Savings to Southampton Home Owner from High Deductible Plan $600

Southampton, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Southampton, PA Home Replacement Value MORE than Home Value Southampton, PA Home Replacement Value LESS than Home Value
Replacement Value $205,500 $145,500
Insurance Premium based on Replacement Value $1,225 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Southampton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersFarmers Insurance
Monthly Premium 528865
Year Built 197220082012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Southampton, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 305,000 Wood Shake Roof 3,220 4 $2500-$5000 Deductible 830 9 Wood siding yes
1982 245,000 Slate Shingles Roof 2,640 5 $500 Deductible 1430 12 Wood siding yes
2008 265,000 Asphalt Shingles Roof 2,700 4 $500- $1000 Deductible 1060 7 Fiber-Cement Siding yes
1989 345,000 Shingles Roof 3,270 4 $5000 to $10,000 Deductible 390 7 Wood siding No
1971 415,000 Membrane Roof 4,080 5 $500 Deductible 2130 10 Fiber-Cement Siding No
2010 175,000 Membrane Roof 1,600 3 $2500-$5000 Deductible 250 5 Stucco siding yes
1975 170,000 Asphalt Shingles Roof 2,100 3 $500- $1000 Deductible 620 8 Wood siding yes
1976 305,000 Asphalt Shingles Roof 3,080 5 > $10,000 Deductible 70 1 Fiber-Cement Siding yes
2009 330,000 Slate Shingles Roof 3,490 5 $500- $1000 Deductible 620 5 Vinyl siding yes
1980 205,000 Slate Shingles Roof 2,140 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding No
1973 230,000 Tile Roof 1,900 3 $5000 to $10,000 Deductible 250 5 Vinyl siding No
2007 200,000 Wood Shake Roof 1,880 4 $5000 to $10,000 Deductible 110 3 Stucco siding yes
1941 155,000 Slate Shingles Roof 1,660 5 $2500-$5000 Deductible 510 9 Stone Siding No
2010 215,000 Composition Roof 1,990 4 > $10,000 Deductible 440 8 Wood siding No
1985 240,000 Membrane Roof 2,050 5 $5000 to $10,000 Deductible 720 12 Wood siding yes
1984 335,000 Slate Shingles Roof 3,490 5 $500- $1000 Deductible 670 4 Vinyl siding yes
1982 255,000 Slate Shingles Roof 2,820 4 > $10,000 Deductible 770 9 Fiber-Cement Siding No
1981 205,000 Composition Roof 1,840 4 $500- $1000 Deductible 880 12 Brick siding No
2012 220,000 Tile Roof 1,880 3 $1000-$2500 Deductible 90 1 Wood siding No
1986 305,000 Membrane Roof 3,340 4 $1000-$2500 Deductible 680 8 Wood siding No
1983 325,000 Slate Shingles Roof 4,040 5 $1000-$2500 Deductible 960 7 Brick siding yes
1944 245,000 Composition Roof 2,170 5 $500- $1000 Deductible 350 5 Vinyl siding yes
2013 210,000 Membrane Roof 2,100 4 $1000-$2500 Deductible 1100 12 Stucco siding No
1942 280,000 Asphalt Shingles Roof 2,410 4 $500- $1000 Deductible 1370 12 Stucco siding yes
2012 290,000 Metal Roof 2,640 4 $2500-$5000 Deductible 520 6 Wood siding yes
2009 170,000 Shingles Roof 2,140 3 $500 Deductible 380 5 Fiber-Cement Siding No
2011 365,000 Slate Shingles Roof 4,070 5 $500- $1000 Deductible 1670 12 Fiber-Cement Siding yes
1940 170,000 Membrane Roof 2,090 3 $5000 to $10,000 Deductible 600 12 Stucco siding No
1981 210,000 Membrane Roof 2,020 3 $500 Deductible 1560 12 Fiber-Cement Siding No
2008 255,000 Membrane Roof 2,160 4 > $10,000 Deductible 590 10 Wood siding No
2011 145,000 Tile Roof 1,840 3 $500 Deductible 540 10 Wood siding yes