How Much Does Southampton, NY Home Insurance Cost?

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Southampton, NY Average Homeowners Insurance Cost

$1,188.444

Homeowners Insurance Cost - Southampton, NY

$626,400

Median Home Value - Southampton, NY


Southampton, NY Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$14.264 $1,174.18
$1000 Deductible -$126.214 $1,062.23
$1500 Deductible -$188.484 $999.96
$2000 Deductible -$280.714 $907.73
$2500 Deductible -$335.144 $853.3

Southampton, NY Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$321 $868
30 year old +$18 $1,206
40 year old +$31 $1,219
50 year old +$45 $1,234
Above 50 year old +$57 $1,245

Southampton, NY Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$166 $1,022
Superior -$119 $1,070
Masonry -$59 $1,129
Brick -$59 $1,129
Hail Resistant Roof -$24 $1,165


Southampton, NY Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$24 $1,212
Swimming Pool With A Diving Board +$59 $1,248
Swimming Pool With Slide +$71 $1,260

Southampton, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $36 $1,153
Police Department $12 $1,177

Southampton, NY Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$499.14648 $1,688
Filing a Second Liability Claim +$451.60872 $1,640
Filing a Second Theft Claim +$451.60872 $1,640
Filing a Second Water Claim +$392.18652 $1,581
Filing a Fire Claim +$237.6888 $1,426
Filing a Liability Claim +$225.80436 $1,414
Filing a Theft Claim +$225.80436 $1,414
Filing a Water Claim +$190.15104 $1,379
Filing a Weather Claim +$190.15104 $1,379

Southampton, NY Home Insurance - Analysis On Quotes, Rates & Agents

Southampton, NY Home Insurance Agents for Top Companies

Visual Guide for Southampton, NY Home Insurance Buyers on Insurance Companies and Rates