South Windsor Insurance Rates:

South Windsor, CT homeowners insurance is nearly $734 to $998, about $61-$83/month. Our all inclusive analysis shows customers can save as much as $346 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in South Windsor, CT: Customer-Reviewed Options


Top Home Insurance Agents Near South Windsor, CT

Home Insurance Company Near South Windsor, CT Homeowners Insurance Agency Near South Windsor, CT Address
Allstate Anthony Savio 39 E Cedar St, Newington, CT, 6111
Liberty Mutual Independent Associated Insurance Services 106 W Main St, Plainville, CT, 6062
Travelers Connecticut Insurance Exchange Ltd 112 MARKET SQ, NEWINGTON, CT, 6111
Farmers Pasquale Distasio 1001 Farmington Ave Ste 301, Bristol, CT, 6010

 

South Windsor, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Windsor town, Hartford County, Connecticut $106 $141 $212
Manchester town, Hartford County, Connecticut $105 $140 $210
Broad Brook CDP, Connecticut $108 $143 $215

 


South Windsor, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Windsor, CT3.4%8.5%
East Windsor3.58%10.57%
Manchester3.79%9.47%
Broad Brook3.33%10.6%

South Windsor Renters Insurance as a Percentage of Rent

South Windsor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 54 6.0% $1235
$500 to $749 43 4.0% $1910
$750 to $999 244 27.0% $2660
$1,000 to $1,499 357 39.0% $3785
$1,500 or more 199 22.0% $5435

Cost Of Homeowners Insurance By Street Near South Windsor, CT

Streets in South Windsor Area Homeowners Insurance Cost
Grace Rd, Garden Cir, Heron Nest, Morgan Farms Dr, Pierce Rd, Saddle Back Dr, Shares Ln, Daisy Ln, Commerce Way, Glenwood Rd$868
Spinners Run, Margaret Dr, Burgess Rd, Chapel Rd, Kim Ln, Leah Ln, Rustic Ln, Evans Xing, Concord Rd, Old Parish Dr$890
Judy Ln, Bailey Cir, Trumbull Ln, Wentworth Dr, Jacques Ln, Old Farm Rd, Peachbrooke Dr, Plum Ln, Andmar Ln, Chapman Cir$865
Mark Dr, McGuire Rd, Homestead Dr, Judge Ln, Benedict Dr, Cliffwood Dr, Manor Ln, Paper Chase, Gordon Dr, Ridgefield Dr$865
Brightman Cir, Imperial Dr, Dower Rd, Stevens Rd, Simcka Dr, Summerwind Dr, High Ridge Rd, Collins Ln, Scantic Meadow Rd, Arthur Dr$868

South Windsor, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Windsor$129 to $132
East Windsor$127
Manchester$126
Broad Brook$129

South Windsor, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly South Windsor Homeowner Insurance Premium Example $4,900$4,400
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $35,400$34,900
Net Savings to South Windsor Home Owner from High Deductible Plan $500

 


South Windsor, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Windsor, CT Home Replacement Value MORE than Home Value South Windsor, CT Home Replacement Value LESS than Home Value
Replacement Value $330,000 $247,500
Insurance Premium based on Replacement Value $3,100 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $350/year

 


Example South Windsor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmAllstate
Monthly Premium 181462257
Year Built 197820111961
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$500000-$600000$500000-$600000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible