South Williamson Insurance Rates:

South Williamson, KY homeowners insurance is nearly $621 to $849, about $51-$70/month. Our comprehensive guide reveals consumers can save as much as $294 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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South Williamson, KY Homeowners Insurance By Home Value

South Williamson, KY Home Value Total Homes % of Total Average South Williamson, KY Homeowners Insurance
Less than $50,000 865 40.0% $279
$50,000 to $59,999 139 6.0% $588
$60,000 to $69,999 163 7.0% $727
$70,000 to $79,999 132 6.0% $845
$80,000 to $89,999 133 6.0% $955
$90,000 to $99,999 81 3.0% $1065
$100,000 to $124,999 217 10.0% $1234
$125,000 to $149,999 174 8.0% $1550
$150,000 to $174,999 76 3.0% $1830
$175,000 to $199,999 65 3.0% $2116
$200,000 to $249,999 27 1.0% $2543
$250,000 to $299,999 36 1.0% $3109

Top Home Insurance Agents Near South Williamson, KY

Home Insurance Company Near South Williamson, KY Homeowners Insurance Agency Near South Williamson, KY Address
Travelers C C Belcher Insurance Agency Inc 503 MAIN ST, HAYSI, VA, 24256
Nationwide Donnie Counts Insurance Agency Inc. 301 E.Main St, Wise, VA, 24293
Travelers Insurance Ctr Of Honaker 608 MAIN STREET, HONAKER, VA, 24260
Nationwide Jody Cook Insurance Agency Inc. 2135 Appalachian Highway, Pineville, WV, 24874-0839
Allstate The Elite Agency Inc 450 S Mayo Trl Ste 1, Paintsville, KY, 41240

Cost Of Homeowners Insurance By Street Near South Williamson, KY

Streets in South Williamson Area Homeowners Insurance Cost
Eastern St, Barney Hollow, Floyd Blackburn Rd, Coburn Hollow Rd, Little Mudlick Br, Hillcrest Ave, Wassell Rd, Ance Hatfield Rd, Varney Rd, Old Hwy 119$737
Left Turkey Toe Br, State Hwy 199, 4th St, Lockard St, Plummer St, Norman St, Pecco Hollow, Right Fork of Pecco Holw, Runyons Branch, Coeburn Hollow Rd$732
Sukey Fork, Ball Branch Rd, Octavia Loop, Left Turkey Toe Branch, Perry Stanley Rd, E Big Creek Rd, Compton Rd, Smith St, Thomas H Furley Brg, Trout Camp Ln$732
Maynard Hill, Straight Hollow Rd, E Big Creek Rd, Allison Hts, Wildwood Ln, Church of Christ Rd, Jerry Bottom Rd, Salem Hill, Narrows Branch Rd, Long Branch Rd$728
Clifton Scott Hollow, Wilson Loop, Forest Hills Rd, Cow Branch, Wilson Ct, Goody Rd, Trout Town Ln, Loggins Rd, 3rd St, Lower Camp$738

South Williamson, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Williamson$109 to $111
McCarr$110
Williamson$133
Sidney$111

South Williamson, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McCarr CCD, Pike County, Kentucky $92 $122 $183
Williamson district, Mingo County, West Virginia $112 $149 $223
Sidney CCD, Pike County, Kentucky $93 $123 $185

South Williamson, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Williamson, KY7.2%22.7%
McCarr7.28%19.17%
Williamson8.31%21.7%
Sidney7.19%23.27%

South Williamson Renters Insurance as a Percentage of Rent

South Williamson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 6.0% $361
$200 to $299 25 4.0% $811
$300 to $499 136 24.0% $1261
$500 to $749 252 44.0% $1936
$750 to $999 65 11.0% $2686
$1,000 to $1,499 49 8.0% $3811

Average Cost Of Home Insurance By Company In Areas Nearby South Williamson For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
125,000 Frame 29 years American Insurance Company (The) 1,801
150,000 Brick Veneer 19 years Ohio Casualty Insurance Company 1,283
125,000 Frame 29 years Secura Supreme Insurance Company 823
250,000 Masonry 9 years Stillwater Insurance Company 1,234
250,000 Masonry 9 years Usaa Casualty Insurance Company 680
250,000 Masonry 9 years Vigilant Insurance Company 1,873
250,000 Masonry 9 years Associated Indemnity Corporation 1,694
125,000 Frame 29 years Csaa Fire & Casualty Insurance Company 1,652
250,000 Masonry 9 years Owners Insurance Company 3,075
125,000 Frame 29 years Secura Insurance A Mutual Company 1,143

South Williamson, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly South Williamson Homeowner Insurance Premium Example $1,700$1,100
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,500$12,300
Net Savings to South Williamson Home Owner from High Deductible Plan $1,200

South Williamson, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Williamson, KY Home Replacement Value MORE than Home Value South Williamson, KY Home Replacement Value LESS than Home Value
Replacement Value $89,500 $51,500
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example South Williamson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualNationwide Insurance
Monthly Premium 283055
Year Built 195719432000
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$75000-$100000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for South Williamson, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 105,000 Metal Roof 1,670 4 $1000-$2500 Deductible 90 2 Fiber-Cement Siding No
1956 175,000 Asphalt Shingles Roof 2,740 4 $1000-$2500 Deductible 180 3 Wood siding No
1955 105,000 Composition Roof 2,190 3 $1000-$2500 Deductible 280 9 Stucco siding yes
2000 195,000 Metal Roof 3,120 5 $1000-$2500 Deductible 570 9 Stucco siding yes
1959 115,000 Membrane Roof 1,960 3 $500- $1000 Deductible 40 1 Stone Siding No
1947 110,000 Asphalt Shingles Roof 2,050 3 $1000-$2500 Deductible 470 12 Fiber-Cement Siding yes
1944 75,000 Slate Shingles Roof 1,490 3 $1000-$2500 Deductible 100 4 Fiber-Cement Siding yes
1944 80,000 Shingles Roof 1,620 3 $2500-$5000 Deductible 60 2 Wood siding No
1991 150,000 Slate Shingles Roof 2,540 4 $500 Deductible 490 10 Brick siding No
1953 130,000 Asphalt Shingles Roof 1,970 3 $2500-$5000 Deductible 70 2 Stone Siding No
1953 220,000 Tile Roof 4,190 5 $500 Deductible 160 2 Stucco siding No
1983 120,000 Metal Roof 2,350 3 $1000-$2500 Deductible 100 2 Fiber-Cement Siding yes
1943 265,000 Slate Shingles Roof 4,360 5 $500 Deductible 350 3 Fiber-Cement Siding No
1988 235,000 Asphalt Shingles Roof 3,810 5 $1000-$2500 Deductible 750 10 Fiber-Cement Siding No
1999 185,000 Composition Roof 3,210 5 $500 Deductible 350 4 Brick siding yes
1947 110,000 Wood Shake Roof 1,860 3 $500 Deductible 290 10 Stucco siding No
1996 105,000 Shingles Roof 1,780 3 $500- $1000 Deductible 40 1 Stucco siding yes
2009 265,000 Composition Roof 4,320 5 $1000-$2500 Deductible 80 1 Wood siding yes
1987 250,000 Wood Shake Roof 4,400 5 $5000 to $10,000 Deductible 480 7 Vinyl siding yes
1996 105,000 Shingles Roof 2,230 5 $2500-$5000 Deductible 310 9 Stucco siding No
1987 150,000 Asphalt Shingles Roof 3,300 4 $1000-$2500 Deductible 220 4 Brick siding yes
1996 55,000 Tile Roof 1,270 3 $500- $1000 Deductible 100 4 Fiber-Cement Siding yes
1999 135,000 Asphalt Shingles Roof 2,980 4 $1000-$2500 Deductible 610 10 Stone Siding No
2005 55,000 Wood Shake Roof 1,210 3 $500- $1000 Deductible 30 2 Fiber-Cement Siding No
1940 225,000 Membrane Roof 3,620 5 $2500-$5000 Deductible 640 10 Brick siding No
1986 120,000 Metal Roof 1,990 4 $500 Deductible 410 10 Stone Siding No
2006 85,000 Metal Roof 1,710 3 $2500-$5000 Deductible 380 12 Stucco siding No
1954 135,000 Composition Roof 2,190 3 $1000-$2500 Deductible 510 9 Stucco siding No
1999 85,000 Metal Roof 1,690 5 $500- $1000 Deductible 300 8 Fiber-Cement Siding yes
1998 95,000 Tile Roof 1,700 3 $500- $1000 Deductible 370 9 Stucco siding yes
1997 195,000 Shingles Roof 3,370 5 $1000-$2500 Deductible 350 5 Stucco siding yes
1984 95,000 Membrane Roof 1,840 4 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
1943 70,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 20 1 Brick siding yes
1980 130,000 Tile Roof 2,130 4 $1000-$2500 Deductible 340 6 Stone Siding No