South Plainfield Insurance Rates:

South Plainfield, NJ homeowners insurance is approximately $728 to $989, about $60-$82/month. Our thorough research shows customers can save upto $343 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
What i like about my insurance company is that they have very creative tv commercials. i love them so much
State Farm
I needed to get in touch with someone from state farm insurance about a semi-urgent matter but i could not get in touch with anyone.
Aaa
It can be difficult at times to sift through my policy to see if something is actually covered. i don't always want to call an agent to check specifics.
Allstate
The coverage we are really satisfied with when compared to other companies. The price we think is very fair and adjustable so we love that as well.
Liberty Mutual
premium compared to the other insurance company is good. good premium coverage with this insurance company
Aaa
Customer service is very easy to get ahold of and very friendly. I've had to change some aspects of our policy and they've been very accommodating.
Esurance
The company is financially sound so I do not have to worry about coverage if I do need to follow a claim.

South Plainfield, NJ Homeowners Insurance By Home Value

South Plainfield, NJ Home Value Total Homes % of Total Average South Plainfield, NJ Homeowners Insurance
Less than $50,000 61 1.0% $60
$175,000 to $199,999 134 2.0% $480
$200,000 to $249,999 662 12.0% $574
$250,000 to $299,999 1,497 29.0% $703
$300,000 to $399,999 2,636 51.0% $892

Top Home Insurance Agents Near South Plainfield, NJ

Home Insurance Company Near South Plainfield, NJ Homeowners Insurance Agency Near South Plainfield, NJ Address
Travelers Coverage Administrators Inc 9 East 37Th Street Fl 5 New York, NYC, NY, 10016
State Farm Daryl Laglia 145 Main St, Hackensack, NJ, 07601-8107
Allstate Fouad Moutrane 310 Northern Blvd Ste F4, Great Neck, NY, 11021
Allstate James J. Sheppard 515 Madison Ave Rm 1901, New York, NY, 10022
Travelers Metro Bucks Insurance Agency 10 S CLINTON ST STE 100, DOYLESTOWN, PA, 18901

Cost Of Homeowners Insurance By Street Near South Plainfield, NJ

Streets in South Plainfield Area Homeowners Insurance Cost
Saint Nicholas Ave, Trista's Way, Fairlamb Ave, Metuchen Rd, Tooz Pl, Randolph Ave, E Golf Ave, Sage St, E Elmwood Dr, Schillaci Ln$868
Ward Pl, Sims Pl, Rand Rd, Maple Pl, Bobing Ct, Ralph Ave, Hollywood Ave, Skyline Dr, Reiffel Ave, Banta Rd$844
Houston St, Co Rd 602 I, N Madison Dr, Clark Ln, Clinton Pl, Odonohue Ave, New Market Ave, Redding Ave, Beverly Rd, Ball Pl$852
S Madison Dr, Spisso Ct, Tyler Pl, Irving St, Norway Ln Exd, Zwolak Ct, Garibaldi Ave, Steven Ter, Meadow Ter, Century Rd$847
E Hendricks Blvd, Coppola Ct, S Central Ave, Bushwick St, Holly Ave, Delmore Ave, Bleecker St, W Fairview Ave, Gubernat Dr, Elliott Pl$852

South Plainfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Plainfield$128 to $131
Plainfield$126
Piscataway$129
Metuchen$131

South Plainfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plainfield city, New Jersey $105 $140 $210
Dunellen borough, New Jersey $106 $141 $211
Piscataway township, Middlesex County, New Jersey $108 $143 $215

South Plainfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Plainfield, NJ3.0%8.5%
Plainfield2.86%7.01%
Dunellen3.04%7.03%
Piscataway2.88%7.61%

South Plainfield Renters Insurance as a Percentage of Rent

South Plainfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 16 1.0% $1229
$500 to $749 17 1.0% $1904
$750 to $999 105 9.0% $2654
$1,000 to $1,499 400 35.0% $3779
$1,500 or more 582 51.0% $5429

South Plainfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly South Plainfield Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$14,700
Net Savings to South Plainfield Home Owner from High Deductible Plan $1,200

South Plainfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Plainfield, NJ Home Replacement Value MORE than Home Value South Plainfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $365,500 $278,000
Insurance Premium based on Replacement Value $1,800 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example South Plainfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateChubb Group of Insurance
Monthly Premium 69113162
Year Built 198119601977
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$400000-$500000$600000-$700000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for South Plainfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 325,000 Tile Roof 1,800 4 $500- $1000 Deductible 1260 10 Fiber-Cement Siding No
1974 235,000 Shingles Roof 1,470 3 $2500-$5000 Deductible 580 10 Stone Siding No
1970 245,000 Composition Roof 1,670 3 $500- $1000 Deductible 1140 12 Brick siding No
2012 745,000 Tile Roof 3,870 5 > $10,000 Deductible 400 2 Fiber-Cement Siding No
2013 480,000 Tile Roof 3,500 5 $1000-$2500 Deductible 290 2 Fiber-Cement Siding No
1966 445,000 Metal Roof 2,510 4 > $10,000 Deductible 440 4 Vinyl siding No
2012 485,000 Slate Shingles Roof 3,240 4 > $10,000 Deductible 570 5 Vinyl siding yes
2013 330,000 Wood Shake Roof 2,280 3 $5000 to $10,000 Deductible 90 1 Vinyl siding No
1983 305,000 Shingles Roof 2,260 4 $500- $1000 Deductible 580 6 Vinyl siding yes
1982 545,000 Metal Roof 3,160 4 $2500-$5000 Deductible 720 4 Vinyl siding No
1983 290,000 Tile Roof 1,590 3 $500 Deductible 340 3 Wood siding yes
1971 385,000 Metal Roof 2,400 4 $500- $1000 Deductible 800 4 Wood siding No
1961 350,000 Metal Roof 1,960 5 $500 Deductible 440 3 Wood siding No
1981 460,000 Asphalt Shingles Roof 2,810 4 $5000 to $10,000 Deductible 1560 12 Stucco siding No
1982 295,000 Slate Shingles Roof 2,170 4 $2500-$5000 Deductible 80 1 Brick siding yes
1980 785,000 Metal Roof 3,970 5 $500 Deductible 2740 8 Brick siding No
1967 355,000 Asphalt Shingles Roof 2,250 4 > $10,000 Deductible 640 9 Stone Siding yes
2014 450,000 Shingles Roof 3,250 5 $500 Deductible 1450 9 Stucco siding yes
2010 660,000 Metal Roof 3,280 5 $2500-$5000 Deductible 360 2 Wood siding yes
1971 200,000 Asphalt Shingles Roof 1,410 3 > $10,000 Deductible 70 2 Stucco siding yes
1969 235,000 Composition Roof 1,400 3 $5000 to $10,000 Deductible 560 9 Stucco siding No
1974 350,000 Tile Roof 2,160 4 > $10,000 Deductible 680 7 Vinyl siding No