South Pasadena Insurance Rates:

South Pasadena, CA homeowners insurance is roughly $592 to $810, about $49-$67/month. Our all inclusive research shows customers can save as much as $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in South Pasadena, CA: Customer-Reviewed Options

Top Home Insurance Agents Near South Pasadena, CA

Home Insurance Company Near South Pasadena, CA Homeowners Insurance Agency Near South Pasadena, CA Address
Farmers Cameron Watson 30162 Tomas Ste 205, Rancho Santa Margari, CA, 92688
Liberty Mutual Independent Don Dixon & Associates 8141 2ND ST STE 630, DOWNEY, CA, 90241
State Farm George Rakowski 1782 E La Ave, Simi Valley, CA, 93065-2022
State Farm Kevin Knapp 2120 N Glenoaks Blvd, Burbank, CA, 91504-2827


South Pasadena, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Alhambra city, California $81 $107 $161
San Marino city, California $91 $121 $181
San Gabriel city, California $82 $109 $163


South Pasadena, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Pasadena, CA1.8%9.9%
San Marino1.51%6.05%
San Gabriel2.3%13.68%

South Pasadena Renters Insurance as a Percentage of Rent

South Pasadena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 574 10.0% $2620
$1,000 to $1,499 2,640 49.0% $3745
$1,500 or more 2,072 39.0% $5395

Average Cost Of Home Insurance By Company In Areas Nearby South Pasadena For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsAmerican Modern680
1500005007-15 YearsCentury National561
15000050016-25 YearsIDS Property Casualty597
2000005001-3 YearsUniversal North America379
2000005004-6 YearsGrange592
2000005004-6 YearsKemper744
2000005004-6 YearsMercury Ins Group374
2000005004-6 YearsWawanesa502
20000050041-70 YearsUSAA545
20000050041-70 YearsWawanesa538
2500001000NewUniversal North America313
25000010007-15 YearsAmco785
25000010007-15 YearsAmerican Reliable946
250000100041-70 YearsState Farm1133
2500005004-6 YearsChubb/Federal1914
2500005004-6 YearsSafeco679
2500005004-6 YearsStillwater Ins Co663
25000050016-25 YearsAmerican Security1042
25000050016-25 YearsUniversal North America729
300000500NewBankers Standard2297
300000500NewHorace Mann546


South Pasadena, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly South Pasadena Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,800$22,300
Net Savings to South Pasadena Home Owner from High Deductible Plan $500


South Pasadena, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Pasadena, CA Home Replacement Value MORE than Home Value South Pasadena, CA Home Replacement Value LESS than Home Value
Replacement Value $960,000 $660,000
Insurance Premium based on Replacement Value $3,450 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $210,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $325/year


Example South Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceTravelers
Monthly Premium 16284161
Year Built 198519441952
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $700000-$800000$400000-$500000$800000-$900000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible