South Pasadena Insurance Rates:

South Pasadena, CA homeowners insurance is roughly $592 to $810, about $49-$67/month. Our all inclusive research shows customers can save as much as $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that even though i mostly use the website for my insurance needs, they also send me paper copies of my policy in the mail.
Geico
I don't like all the emails i get from them. it seems like they have so many newsletters that they send out to their customers. it includes things that i don't need and i am always having to delete emails from them. they send out a lot of paper mailings too and i feel as if this is a waste of money and resources. perhaps my premium would be lower if they didn't spend so much money on these things.
State Farm
The state farm insurance company has wonderful service for us anytime, the customer representative listens to what i need in patience, i feel like as my family.
State Farm
Even though they are hard to get in touch with sometimes, State Farm seems to have most of my things covered for a pretty good price for my area.
Progressive
I have always been pleased with Progressive's interaction with me. When I have a question they answer it quickly and explain all the details including what is or is not covered and the extra cost associated with adding additional coverage.
Allstate
I think that Allstate so far has exceeded what I expected of an insurance company I think they are not taking advantage of me so that is a great plus

South Pasadena, CA Homeowners Insurance By Home Value

South Pasadena, CA Home Value Total Homes % of Total Average South Pasadena, CA Homeowners Insurance
Less than $50,000 12 2.0% $14
$50,000 to $59,999 18 4.0% $42
$60,000 to $69,999 9 2.0% $49
$70,000 to $79,999 20 4.0% $56
$100,000 to $124,999 16 3.0% $91
$150,000 to $174,999 31 7.0% $133
$200,000 to $249,999 26 6.0% $182
$250,000 to $299,999 61 14.0% $224
$300,000 to $399,999 233 54.0% $287

Top Home Insurance Agents Near South Pasadena, CA

Home Insurance Company Near South Pasadena, CA Homeowners Insurance Agency Near South Pasadena, CA Address
NA United Agencies J. O. Yungfleisch Insurance 100 N 1St St #301, Burbank, CA, 91502
Farmers Cameron Watson 30162 Tomas Ste 205, Rancho Santa Margari, CA, 92688
Liberty Mutual Independent Don Dixon & Associates 8141 2ND ST STE 630, DOWNEY, CA, 90241
State Farm George Rakowski 1782 E La Ave, Simi Valley, CA, 93065-2022
State Farm Kevin Knapp 2120 N Glenoaks Blvd, Burbank, CA, 91504-2827

South Pasadena, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Alhambra city, California $81 $107 $161
San Marino city, California $91 $121 $181
San Gabriel city, California $82 $109 $163

South Pasadena, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Pasadena, CA1.8%9.9%
Alhambra2.42%13.42%
San Marino1.51%6.05%
San Gabriel2.3%13.68%

South Pasadena Renters Insurance as a Percentage of Rent

South Pasadena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 574 10.0% $2620
$1,000 to $1,499 2,640 49.0% $3745
$1,500 or more 2,072 39.0% $5395

Average Cost Of Home Insurance By Company In Areas Nearby South Pasadena For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsAmerican Modern680
1500005007-15 YearsCentury National561
15000050016-25 YearsIDS Property Casualty597
200000500NewKemper585
2000005001-3 YearsUniversal North America379
2000005004-6 YearsGrange592
2000005004-6 YearsKemper744
2000005004-6 YearsMercury Ins Group374
2000005004-6 YearsWawanesa502
20000050041-70 YearsUSAA545
20000050041-70 YearsWawanesa538
2500001000NewUniversal North America313
25000010007-15 YearsAmco785
25000010007-15 YearsAmerican Reliable946
250000100041-70 YearsState Farm1133
2500005004-6 YearsChubb/Federal1914
2500005004-6 YearsSafeco679
2500005004-6 YearsStillwater Ins Co663
25000050016-25 YearsAmerican Security1042
25000050016-25 YearsUniversal North America729
300000500NewBankers Standard2297
300000500NewHorace Mann546

South Pasadena, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly South Pasadena Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,800$22,300
Net Savings to South Pasadena Home Owner from High Deductible Plan $500

South Pasadena, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Pasadena, CA Home Replacement Value MORE than Home Value South Pasadena, CA Home Replacement Value LESS than Home Value
Replacement Value $960,000 $660,000
Insurance Premium based on Replacement Value $3,450 $2,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $210,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $325/year

Example South Pasadena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceTravelers
Monthly Premium 16284161
Year Built 198519441952
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $700000-$800000$400000-$500000$800000-$900000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for South Pasadena, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1956 630,000 Slate Shingles Roof 1,530 2 $500- $1000 Deductible 1290 7 Stone Siding yes
1965 400,000 Slate Shingles Roof 1,230 3 $2500-$5000 Deductible 500 5 Fiber-Cement Siding No
1988 1,050,000 Slate Shingles Roof 3,340 4 $500 Deductible 1230 6 Brick siding yes
1972 635,000 Asphalt Shingles Roof 1,750 2 $500- $1000 Deductible 360 2 Stucco siding No
1951 840,000 Composition Roof 2,140 5 $500- $1000 Deductible 630 4 Fiber-Cement Siding yes
1968 1,230,000 Metal Roof 3,530 5 $2500-$5000 Deductible 1750 12 Fiber-Cement Siding yes
1968 980,000 Composition Roof 2,160 5 $5000 to $10,000 Deductible 1180 7 Wood siding yes
1953 1,145,000 Slate Shingles Roof 3,060 4 $5000 to $10,000 Deductible 650 4 Fiber-Cement Siding yes
1958 930,000 Membrane Roof 2,070 3 $500 Deductible 1470 6 Wood siding yes
1974 320,000 Wood Shake Roof 900 2 $500- $1000 Deductible 550 6 Brick siding yes
1987 640,000 Metal Roof 1,500 2 $1000-$2500 Deductible 530 5 Brick siding yes
1986 325,000 Shingles Roof 910 2 $1000-$2500 Deductible 110 2 Stucco siding yes
1983 1,930,000 Shingles Roof 4,990 5 $500- $1000 Deductible 440 2 Fiber-Cement Siding No
1960 1,105,000 Asphalt Shingles Roof 3,270 4 $2500-$5000 Deductible 2320 12 Stucco siding No
1968 605,000 Asphalt Shingles Roof 1,550 2 $1000-$2500 Deductible 1670 12 Brick siding No
1952 740,000 Wood Shake Roof 2,000 4 $5000 to $10,000 Deductible 690 8 Wood siding yes
1955 1,140,000 Tile Roof 2,990 4 $2500-$5000 Deductible 1020 6 Fiber-Cement Siding No
1944 720,000 Shingles Roof 2,020 3 $500 Deductible 700 3 Wood siding yes
1943 770,000 Slate Shingles Roof 1,720 5 $1000-$2500 Deductible 2200 12 Stucco siding No
1962 645,000 Tile Roof 1,470 2 > $10,000 Deductible 390 5 Vinyl siding yes
1942 1,010,000 Wood Shake Roof 2,670 4 > $10,000 Deductible 1920 12 Stucco siding No
1980 1,050,000 Composition Roof 2,380 3 $1000-$2500 Deductible 730 4 Brick siding yes
1983 1,265,000 Membrane Roof 3,370 4 $1000-$2500 Deductible 2260 12 Fiber-Cement Siding No
1980 495,000 Tile Roof 1,240 2 > $10,000 Deductible 650 9 Vinyl siding No
1986 1,605,000 Tile Roof 4,700 5 $2500-$5000 Deductible 1280 8 Stone Siding No
1953 610,000 Composition Roof 1,690 3 $5000 to $10,000 Deductible 390 5 Brick siding No
1980 665,000 Asphalt Shingles Roof 2,010 3 > $10,000 Deductible 580 7 Brick siding No
1944 1,165,000 Metal Roof 3,150 4 $1000-$2500 Deductible 1820 8 Wood siding No
1970 1,470,000 Metal Roof 4,020 5 $2500-$5000 Deductible 490 3 Wood siding yes
1967 715,000 Slate Shingles Roof 1,570 2 > $10,000 Deductible 190 2 Stucco siding yes
1974 1,355,000 Composition Roof 3,320 4 > $10,000 Deductible 1370 8 Fiber-Cement Siding No
1956 925,000 Tile Roof 2,060 5 $1000-$2500 Deductible 1410 7 Stucco siding yes
1984 805,000 Wood Shake Roof 2,070 4 $5000 to $10,000 Deductible 1100 8 Stucco siding yes
1954 335,000 Membrane Roof 1,040 2 $500- $1000 Deductible 730 12 Stone Siding No