South Kingstown, RI homeowners insurance is roughly $967 to $1,314, about $80-$109/month. Our in depth analysis reveals consumers can save upto $456 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near South Kingstown, RI | Homeowners Insurance Agency Near South Kingstown, RI | Address |
|---|---|---|
| Travelers | Robert W Werstler Insurance Agency Inc | 6 LILJEGREN ROAD, SOUTH WOODSTOCK, CT, 6267 |
| Travelers | Keough Kirby Associates Inc | 68 CUMBERLAND ST PLAZA CENTER, WOONSOCKET, RI, 2895 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Narragansett town, Washington County, Rhode Island | $145 | $193 | $290 |
| Wakefield-Peacedale CDP, Rhode Island | $141 | $187 | $281 |
| Washington County, Rhode Island | $141 | $188 | $282 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| South Kingstown, RI | 4.4% | 12.5% |
| Narragansett | 4.37% | 12.92% |
| Wakefield-Peacedale | 4.72% | 13.23% |
| Washington County | 4.61% | 13.71% |
| South Kingstown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 47 | 1.0% | $324 |
| $200 to $299 | 240 | 9.0% | $774 |
| $300 to $499 | 170 | 7.0% | $1224 |
| $500 to $749 | 187 | 7.0% | $1899 |
| $750 to $999 | 469 | 19.0% | $2649 |
| $1,000 to $1,499 | 876 | 36.0% | $3774 |
| $1,500 or more | 436 | 17.0% | $5424 |
| Streets in South Kingstown Area | Homeowners Insurance Cost |
|---|---|
| Allen Ave, Matunuck Beach Rd, Tuckertown Rd, Faculty Cir, Ash St, George Schaeffer St, Mellbridge Dr, Peckham Ave, Hill Rd, Bayfield Dr | $1,184 |
| Hemlock Rd, White Oak Ct, Timber Meadow Ln, Gale Dr, Castlerea Way, Weathervane Rd, Mallard Rd N, 1st St E, Larkin St, Kersey St | $1,187 |
| Gregory St, Caswell St, Juniper Rd, Steven Cir, Torrey Rd, Cormorant Rd, Big Water Rd, Wendy Ln, Quarry Rd, Jennifer Dr | $1,170 |
| Table Rock Rd, Gooseberry Rd, Flagg Rd, Quagnut Dr, Austin St, Grandeville Court, Lupine Ct, Indian Run Trl, Sand Trail Rd, Carpenters Beach Rd | $1,188 |
| Moraine Ct, Karee Ct, John Briggs Way, Old North Rd, Sand Plains Trl, Green Hill Ave, Dixon, Lab Hill Dr, Old Garden Way, Saugatucket Rd | $1,124 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| South Kingstown | $170 to $173 |
| Narragansett | $174 |
| Wakefield-Peacedale | $169 |
| Narragansett Pier | $177 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly South Kingstown Homeowner Insurance Premium Example | $3,900 | $3,400 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $25,200 | $24,200 |
| Net Savings to South Kingstown Home Owner from High Deductible Plan | $1,000 | |
| Scenario | South Kingstown, RI Home Replacement Value MORE than Home Value | South Kingstown, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $414,000 | $328,000 |
| Insurance Premium based on Replacement Value | $4,400 | $3,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $45,000 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $450/year | Insurance costlier by $475/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 316 | 451 | 97 |
| Year Built | 2010 | 1940 | 1994 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $600000-$700000 | $500000-$600000 | $175000-$200000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |