South Holland Insurance Rates:
South Holland, IL homeowners insurance is nearly $649 to $881, about $54-$73/month. Our detailed research indicates shoppers can save as much as $306 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Latest Home Insurance Reviews
Farmer's Insurance
This premium is the best I could find and the others ones were not as beneficial to me. This one was definitely worth it.
State Farm
They are a very busy office but they always take the time to answer my questions right on the spot. they never shift the responsibility by saying, "oh, so and so is not in the office right now. she handles those questions can i have her call you back?" that never happens. maybe, once.
Metlife
I really like the ease of doing business with them. they automatically take out my insurance payment every paycheck i get so i don't have to pay any bill. i can just forget about the bill. the customer service is always on point.
Aaa
We had a water back up in our home that caused considerable flooding. i called the insurance company first thing in the morning. i was given a case number immediately. i was told that an agent would contact me to set up a case and assess the damage. it was less than 2 hours that i had an agent assigned to our claim and he called to set up an appointment to meet at our house.
Farmer's Insurance
I really don't have any things that I dislike about the company at this time. But who knows what might develop over time as I develop a relationship with the company. I don't foresee any problems but you never know what may come.
Grange Insurance
I have never really encountered any issues with the company so I don't have much to dislike about them. I am happy with the customer service, the premium, the fact that there is an app, the discounts I receive.
Erie Insurance
Erie has been great for us; although the rates are a tad higher than other companies, the company has treated us well and covered our property for anything we have needed.
Aaa
It's a better price than other companies, probably because of the length of time that we have been with AAA. We also use AAA for auto insurance, so the bundle makes the price competitive.
Country Financial
I like that they are quick to call you back when you have a question. I also like that they really try to help you find a solution to whatever problem or questions that you have.
South Holland, IL Homeowners Insurance By Home Value
| South Holland, IL Home Value |
Total Homes |
% of Total |
Average South Holland, IL Homeowners Insurance |
|---|
| Less than $50,000 |
181 |
2.0% |
$107 |
| $50,000 to $59,999 |
93 |
1.0% |
$237 |
| $60,000 to $69,999 |
70 |
1.0% |
$290 |
| $70,000 to $79,999 |
98 |
1.0% |
$336 |
| $80,000 to $89,999 |
171 |
2.0% |
$382 |
| $90,000 to $99,999 |
288 |
4.0% |
$428 |
| $100,000 to $124,999 |
407 |
6.0% |
$497 |
| $125,000 to $149,999 |
852 |
13.0% |
$619 |
| $150,000 to $174,999 |
1,424 |
22.0% |
$734 |
| $175,000 to $199,999 |
970 |
15.0% |
$841 |
| $200,000 to $249,999 |
1,197 |
18.0% |
$1017 |
| $250,000 to $299,999 |
509 |
7.0% |
$1239 |
| $300,000 to $399,999 |
197 |
3.0% |
$1575 |
Top Home Insurance Agents Near South Holland, IL
| Home Insurance Company Near South Holland, IL |
Homeowners Insurance Agency Near South Holland, IL |
Address |
| Liberty Mutual Independent |
Buttrey-Wulff-Mamminga Agcy Inc |
355 First St, Batavia, IL, 60510 |
| Travelers |
Jackson Insurance Group Inc |
106 W Wilson St. Ste 4, Batavia, IL, 60510 |
| Farmers |
Joseph Bertram Lutcf |
175 Olde Half Day Rd Ste 294, Lincolnshire, IL, 60069 |
| Allstate |
Mason-Patek Agency |
22 N Barrington Rd, Streamwood, IL, 60107 |
| Farmers |
Sean Murphy |
11414 S Harlem Ave, Worth, IL, 60482 |
Cost Of Homeowners Insurance By Street Near South Holland, IL
| Streets in South Holland Area |
Homeowners Insurance Cost |
|---|
| E 168th Pl, Louis Ave, E 169th Pl, Woodland, Holland Ave, E 164th St, Rose Dr, Orchid Dr, E 160th St, E 155th Ct | $728 |
| Muskegon Ave, E End St, I- 294, E 153rd Pl, Cregier Ave, E 167th St, Carse Ave, Claire Ln, E 173rd Pl, E 161st St | $762 |
| Woodbridge Ave, Marie Dr, Perry Ave, Willigan Rd, E 171st St, Betty Ln, E 161st Pl, E 163rd St, Kenwood Dr, Cunningham Dr | $764 |
| King Ave, Mutual Ter, Louis Ave, Vandustrial Ln, E Miller Pl, W Armory Dr, Chippewa Dr, Queens Ln, E 171st Pl, Westview Ave | $749 |
| 151st Pl, Tollview Dr, E 164th Pl, Belle Ct, E Belle Ct, E 165th St, E 156th Pl, Van Dam Rd, E 165th St, W Juliette St | $731 |
South Holland, IL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
| South Holland | $114 to $117 |
| Thornton | $111 |
| Phoenix | $109 |
| East Hazel Crest | $112 |
South Holland, IL Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Thornton township, Cook County, Illinois |
$93 |
$124 |
$186 |
| Phoenix village, Illinois |
$91 |
$121 |
$181 |
| Dolton village, Illinois |
$93 |
$124 |
$186 |
South Holland, IL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| South Holland, IL | 3.5% | 11.1% |
| Thornton | 4.18% | 11.89% |
| Phoenix | 4.42% | 12.84% |
| Dolton | 4.19% | 11.12% |
South Holland Renters Insurance as a Percentage of Rent
| South Holland Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| $300 to $499 |
20 |
2.0% |
$1236 |
| $500 to $749 |
17 |
2.0% |
$1911 |
| $750 to $999 |
32 |
4.0% |
$2661 |
| $1,000 to $1,499 |
309 |
41.0% |
$3786 |
| $1,500 or more |
371 |
49.0% |
$5436 |
South Holland, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $900 | $2,900 |
| Yearly South Holland Homeowner Insurance Premium Example | $2,200 | $1,700 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim |
$16,300 | $14,800 |
| Net Savings to South Holland Home Owner from High Deductible Plan |
$1,500 |
South Holland, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
South Holland, IL Home Replacement Value MORE than Home Value |
South Holland, IL Home Replacement Value LESS than Home Value |
| Replacement Value |
$156,000 |
$110,000 |
| Insurance Premium based on Replacement Value |
$800 |
$575 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $21,000 |
Risk Exposure from Under Insuring Coverage is $25,000 |
| Premium Impact |
Insurance cheaper by $125/year |
Insurance costlier by $100/year |
Example South Holland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
State Farm | Farmers Insurance | Travelers |
| Monthly Premium |
56 | 113 | 157 |
| Year Built |
1969 | 1979 | 1984 |
| Home Details |
4 Beds, 1 Baths | 5 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount |
$200000-$250000 | $400000-$500000 | $300000-$350000 |
| Deductible |
$5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |
Sample Home Insurance Rates for South Holland, IL from Consumer Reviews & Surveys
| Year Built |
Home Value |
Roof Type |
Sqft |
Number of Bedrooms |
Deductible |
Premium |
Premium Months |
Siding Type |
Smoker/Non Smoker |
| 1986 |
300,000 |
Slate Shingles Roof |
2,760 |
4 |
> $10,000 Deductible |
350 |
5 |
Fiber-Cement Siding |
yes |
| 1982 |
195,000 |
Shingles Roof |
1,820 |
4 |
$500- $1000 Deductible |
90 |
1 |
Stucco siding |
No |
| 1964 |
320,000 |
Slate Shingles Roof |
3,290 |
5 |
$2500-$5000 Deductible |
110 |
1 |
Stone Siding |
No |
| 1986 |
485,000 |
Composition Roof |
4,890 |
5 |
$1000-$2500 Deductible |
460 |
3 |
Fiber-Cement Siding |
yes |
| 1961 |
185,000 |
Asphalt Shingles Roof |
1,760 |
5 |
$500 Deductible |
370 |
6 |
Fiber-Cement Siding |
No |
| 1968 |
380,000 |
Composition Roof |
3,350 |
5 |
> $10,000 Deductible |
400 |
3 |
Wood siding |
No |
| 1988 |
305,000 |
Wood Shake Roof |
3,370 |
5 |
> $10,000 Deductible |
710 |
10 |
Stucco siding |
yes |
| 1972 |
235,000 |
Metal Roof |
2,670 |
5 |
$500 Deductible |
880 |
8 |
Vinyl siding |
yes |
| 1970 |
195,000 |
Tile Roof |
1,750 |
5 |
$2500-$5000 Deductible |
480 |
9 |
Stucco siding |
No |
| 1988 |
270,000 |
Shingles Roof |
2,480 |
4 |
$2500-$5000 Deductible |
490 |
6 |
Fiber-Cement Siding |
yes |
| 1966 |
380,000 |
Shingles Roof |
3,370 |
4 |
$500- $1000 Deductible |
170 |
1 |
Stone Siding |
No |
| 1964 |
535,000 |
Membrane Roof |
4,490 |
5 |
$5000 to $10,000 Deductible |
410 |
3 |
Vinyl siding |
No |
| 1974 |
245,000 |
Wood Shake Roof |
2,520 |
4 |
> $10,000 Deductible |
710 |
10 |
Vinyl siding |
No |
| 1976 |
330,000 |
Metal Roof |
3,220 |
4 |
> $10,000 Deductible |
320 |
4 |
Stone Siding |
No |
| 1965 |
305,000 |
Metal Roof |
2,890 |
5 |
> $10,000 Deductible |
60 |
1 |
Stone Siding |
yes |
| 1984 |
275,000 |
Composition Roof |
2,770 |
4 |
$2500-$5000 Deductible |
1020 |
9 |
Stucco siding |
yes |
| 1966 |
380,000 |
Membrane Roof |
4,510 |
5 |
$5000 to $10,000 Deductible |
850 |
8 |
Stone Siding |
No |
| 1965 |
240,000 |
Metal Roof |
2,850 |
4 |
$2500-$5000 Deductible |
150 |
2 |
Vinyl siding |
yes |
| 1980 |
235,000 |
Membrane Roof |
2,470 |
5 |
$500 Deductible |
740 |
7 |
Brick siding |
No |
| 1965 |
255,000 |
Slate Shingles Roof |
2,630 |
4 |
> $10,000 Deductible |
110 |
2 |
Vinyl siding |
yes |
| 1984 |
280,000 |
Asphalt Shingles Roof |
2,590 |
4 |
$500 Deductible |
990 |
8 |
Stucco siding |
No |
| 1988 |
245,000 |
Membrane Roof |
3,020 |
4 |
$500 Deductible |
330 |
3 |
Fiber-Cement Siding |
yes |
| 1970 |
145,000 |
Composition Roof |
1,600 |
4 |
$500 Deductible |
170 |
3 |
Wood siding |
No |
| 1960 |
225,000 |
Asphalt Shingles Roof |
1,950 |
5 |
$5000 to $10,000 Deductible |
600 |
10 |
Stone Siding |
yes |
| 1988 |
290,000 |
Tile Roof |
3,060 |
4 |
> $10,000 Deductible |
430 |
6 |
Fiber-Cement Siding |
yes |
| 1960 |
445,000 |
Composition Roof |
4,680 |
5 |
$500- $1000 Deductible |
280 |
2 |
Fiber-Cement Siding |
yes |
| 1964 |
215,000 |
Shingles Roof |
1,960 |
5 |
$500- $1000 Deductible |
330 |
4 |
Brick siding |
No |
| 1980 |
445,000 |
Composition Roof |
4,950 |
5 |
> $10,000 Deductible |
310 |
3 |
Wood siding |
yes |