Gate, CA homeowners insurance is approximately $522 to $709, about $43-$59/month. Our comprehensive analysis shows customers can save as much as $246 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Gate, CA | Homeowners Insurance Agency Near Gate, CA | Address |
|---|---|---|
| State Farm | Don Rucker | 305 Orange Ave Ste E, Huntingtn Bch, CA, 92648-8128 |
| State Farm | Jim Olson | 5449 Hollywood Blvd Ste D, Los Angeles, CA, 90027-3454 |
| Liberty Mutual | Josh Model | 21300 Victory Blvd. Suite 800, Woodland Hills, CA, 91367 |
| Liberty Mutual Independent | S Sanders Company | 150 N SANTA ANITA AVE STE 130, ARCADIA, CA, 91006 |
| State Farm | Wayne Bettis | 350 W 5th St Ste 205, San Pedro, CA, 90731-2752 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lynwood city, California | $92 | $122 | $183 |
| Cudahy city, California | $90 | $120 | $180 |
| Walnut Park CDP, California | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Gate, CA | 2.7% | 16.0% |
| Lynwood | 2.68% | 13.68% |
| Cudahy | 2.71% | 12.32% |
| Walnut Park | 2.82% | 15.09% |
| Gate Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 355 | 2.0% | $791 |
| $300 to $499 | 202 | 1.0% | $1241 |
| $500 to $749 | 1,708 | 13.0% | $1916 |
| $750 to $999 | 4,586 | 36.0% | $2666 |
| $1,000 to $1,499 | 4,313 | 33.0% | $3791 |
| $1,500 or more | 1,530 | 12.0% | $5441 |
| Streets in Gate Area | Homeowners Insurance Cost |
|---|---|
| Adella Ave, Tecumseh Ave, Poplar Pl, Mason St, Rayo Ave, Cherokee Ave, Sale Pl, Mason St, Ardine St, Cortland Ave | $619 |
| Duane Way, Firestone Pl, Tecumseh Ave, Commercial Pl, Cherokee Ave, Southgate Ave, Calden Ave, Katella Rd, Pinehurst Ave, Mallison Ave | $613 |
| Library Pl, Tope Ave, Duane Way, Garden View Ave, Montara Ave, Rheem Ave, Seminole Ave, Wright Pl, Cecelia St, Renoa Ave | $609 |
| Lee Ln, Burntwood St, Willow Pl, Orchard Pl, Vulcan St, Garwick Pl, Utah Ave, Patata St, Ruther Ave, Monroe Ave | $614 |
| Amery Ave, W Frontage Rd, Dr Glenn T Seaborg Way, Abbott Rd, Duncan Way, Garden View Ave, Industrial Ave, Truba Ave, Firestone Plz, Meadow Rd | $610 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Gate | $92 to $94 |
| Lynwood | $92 |
| Cudahy | $90 |
| Bell Gardens | $91 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 250000 | 1000 | New | Hartford (Sentinel) | 478 |
| 250000 | 500 | New | Integon/National | 783 |
| 250000 | 500 | New | Stillwater Ins Co | 423 |
| 300000 | 500 | New | Hartford (Sentinel) | 590 |
| 300000 | 500 | New | Travelers | 512 |
| 400000 | 1000 | New | Integon/National | 862 |
| 150000 | 250 | 1-3 Years | First American Ins | 487 |
| 150000 | 500 | 1-3 Years | Nationwide | 424 |
| 200000 | 500 | 1-3 Years | Encompass | 683 |
| 250000 | 1000 | 1-3 Years | Stillwater Prop & Cas Co | 531 |
| 400000 | 1000 | 1-3 Years | Encompass | 1096 |
| 500000 | 2500 | 1-3 Years | General Ins | 479 |
| 750000 | 2500 | 1-3 Years | Privilege Underwriters Exch | 2775 |
| 200000 | 500 | 4-6 Years | Integon/National | 873 |
| 200000 | 500 | 4-6 Years | Metropolitan Direct | 493 |
| 300000 | 500 | 4-6 Years | Homesite | 820 |
| 300000 | 500 | 4-6 Years | Horace Mann | 840 |
| 300000 | 500 | 4-6 Years | Horace Mann P & C | 920 |
| 400000 | 1000 | 4-6 Years | Amco | 895 |
| 400000 | 1000 | 4-6 Years | Homesite | 915 |
| 400000 | 1000 | 4-6 Years | Mercury Ins Group | 545 |
| 150000 | 250 | 7-15 Years | American Security | 498 |
| 150000 | 500 | 7-15 Years | Foremost Insurance | 755 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Gate Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,500 | $5,900 |
| Net Savings to Gate Home Owner from High Deductible Plan | $600 | |
| Scenario | Gate, CA Home Replacement Value MORE than Home Value | Gate, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $359,000 | $235,500 |
| Insurance Premium based on Replacement Value | $1,225 | $800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,500 | Risk Exposure from Under Insuring Coverage is $72,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $175/year |
| Insurance Company | Chubb Group of Insurance | Allstate | GEICO Insurance |
| Monthly Premium | 35 | 86 | 47 |
| Year Built | 1969 | 1950 | 1940 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |