Gate Insurance Rates:

Gate, CA homeowners insurance is approximately $522 to $709, about $43-$59/month. Our comprehensive analysis shows customers can save as much as $246 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
My insurance company is very personable and has some of the most knowledgeable agents i have ever encountered, and their coverage is vast.
Progressive
I heard the company is not accredited. sometimes, they are to find when there is an accident. when you call for help, you get to transfer a lot. nobody can help you out.
Allstate
My premiums have never increased during the life of my policy. they have great policies to meet everyone's needs for home or auto insurance

Gate, CA Homeowners Insurance By Home Value

Gate, CA Home Value Total Homes % of Total Average Gate, CA Homeowners Insurance
Less than $50,000 180 2.0% $49
$100,000 to $124,999 99 1.0% $221
$150,000 to $174,999 360 4.0% $326
$175,000 to $199,999 300 3.0% $375
$200,000 to $249,999 1,666 18.0% $455
$250,000 to $299,999 2,580 29.0% $554
$300,000 to $399,999 3,506 39.0% $702

Top Home Insurance Agents Near Gate, CA

Home Insurance Company Near Gate, CA Homeowners Insurance Agency Near Gate, CA Address
State Farm Don Rucker 305 Orange Ave Ste E, Huntingtn Bch, CA, 92648-8128
State Farm Jim Olson 5449 Hollywood Blvd Ste D, Los Angeles, CA, 90027-3454
Liberty Mutual Josh Model 21300 Victory Blvd. Suite 800, Woodland Hills, CA, 91367
Liberty Mutual Independent S Sanders Company 150 N SANTA ANITA AVE STE 130, ARCADIA, CA, 91006
State Farm Wayne Bettis 350 W 5th St Ste 205, San Pedro, CA, 90731-2752

Cost Of Homeowners Insurance By Street Near Gate, CA

Streets in Gate Area Homeowners Insurance Cost
Adella Ave, Tecumseh Ave, Poplar Pl, Mason St, Rayo Ave, Cherokee Ave, Sale Pl, Mason St, Ardine St, Cortland Ave$619
Duane Way, Firestone Pl, Tecumseh Ave, Commercial Pl, Cherokee Ave, Southgate Ave, Calden Ave, Katella Rd, Pinehurst Ave, Mallison Ave$613
Library Pl, Tope Ave, Duane Way, Garden View Ave, Montara Ave, Rheem Ave, Seminole Ave, Wright Pl, Cecelia St, Renoa Ave$609
Lee Ln, Burntwood St, Willow Pl, Orchard Pl, Vulcan St, Garwick Pl, Utah Ave, Patata St, Ruther Ave, Monroe Ave$614
Amery Ave, W Frontage Rd, Dr Glenn T Seaborg Way, Abbott Rd, Duncan Way, Garden View Ave, Industrial Ave, Truba Ave, Firestone Plz, Meadow Rd$610

Gate, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Gate$92 to $94
Lynwood$92
Cudahy$90
Bell Gardens$91

Gate, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lynwood city, California $92 $122 $183
Cudahy city, California $90 $120 $180
Walnut Park CDP, California $92 $122 $183

Gate, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Gate, CA2.7%16.0%
Lynwood2.68%13.68%
Cudahy2.71%12.32%
Walnut Park2.82%15.09%

Gate Renters Insurance as a Percentage of Rent

Gate Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 355 2.0% $791
$300 to $499 202 1.0% $1241
$500 to $749 1,708 13.0% $1916
$750 to $999 4,586 36.0% $2666
$1,000 to $1,499 4,313 33.0% $3791
$1,500 or more 1,530 12.0% $5441

Average Cost Of Home Insurance By Company In Areas Nearby Gate For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
2500001000NewHartford (Sentinel)478
250000500NewIntegon/National783
250000500NewStillwater Ins Co423
300000500NewHartford (Sentinel)590
300000500NewTravelers512
4000001000NewIntegon/National862
1500002501-3 YearsFirst American Ins487
1500005001-3 YearsNationwide424
2000005001-3 YearsEncompass683
25000010001-3 YearsStillwater Prop & Cas Co531
40000010001-3 YearsEncompass1096
50000025001-3 YearsGeneral Ins479
75000025001-3 YearsPrivilege Underwriters Exch2775
2000005004-6 YearsIntegon/National873
2000005004-6 YearsMetropolitan Direct493
3000005004-6 YearsHomesite820
3000005004-6 YearsHorace Mann840
3000005004-6 YearsHorace Mann P & C920
40000010004-6 YearsAmco895
40000010004-6 YearsHomesite915
40000010004-6 YearsMercury Ins Group545
1500002507-15 YearsAmerican Security498
1500005007-15 YearsForemost Insurance755

Gate, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Gate Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Gate Home Owner from High Deductible Plan $600

Gate, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gate, CA Home Replacement Value MORE than Home Value Gate, CA Home Replacement Value LESS than Home Value
Replacement Value $324,500 $252,500
Insurance Premium based on Replacement Value $1,050 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Gate Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualChubb Group of Insurance
Monthly Premium 372774
Year Built 195719431973
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Gate, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 150,000 Asphalt Shingles Roof 1,040 2 $5000 to $10,000 Deductible 60 3 Fiber-Cement Siding yes
1946 210,000 Slate Shingles Roof 1,490 3 $1000-$2500 Deductible 400 8 Stone Siding yes
1960 265,000 Shingles Roof 1,740 3 $5000 to $10,000 Deductible 80 2 Fiber-Cement Siding yes
1968 180,000 Wood Shake Roof 1,020 2 $2500-$5000 Deductible 280 9 Brick siding yes
1940 470,000 Shingles Roof 2,840 4 $500- $1000 Deductible 700 8 Brick siding yes
1973 225,000 Tile Roof 1,290 3 $5000 to $10,000 Deductible 110 2 Stone Siding yes
1943 550,000 Membrane Roof 3,360 4 > $10,000 Deductible 950 12 Stucco siding No
1973 400,000 Composition Roof 2,230 3 $1000-$2500 Deductible 370 4 Brick siding No
1946 300,000 Composition Roof 2,040 4 $500 Deductible 620 6 Stone Siding yes
1944 160,000 Tile Roof 1,230 2 $2500-$5000 Deductible 290 9 Fiber-Cement Siding No
1975 200,000 Composition Roof 1,610 2 $1000-$2500 Deductible 340 9 Wood siding yes
1965 565,000 Slate Shingles Roof 3,200 4 $1000-$2500 Deductible 350 3 Wood siding No
1956 200,000 Shingles Roof 1,420 2 $1000-$2500 Deductible 210 8 Fiber-Cement Siding yes
1948 395,000 Tile Roof 2,530 4 $1000-$2500 Deductible 690 7 Fiber-Cement Siding No
1945 180,000 Metal Roof 1,140 2 $2500-$5000 Deductible 180 5 Brick siding yes
1974 175,000 Slate Shingles Roof 1,180 2 $5000 to $10,000 Deductible 80 3 Brick siding yes
1978 275,000 Tile Roof 1,650 3 > $10,000 Deductible 50 1 Wood siding yes
1933 355,000 Metal Roof 1,335 2 $2500-$5000 Deductible 720 8 Fiber-Cement Siding yes