South Euclid Insurance Rates:

South Euclid, OH homeowners insurance is approximately $595 to $808, about $49-$67/month. Our exhaustive analysis shows customers can save as much as $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
One thing that brought me to inquire about geico were the hilarious commercials involving that funny gecko with the strong british accent.
Auto Owners
Auto-owners has great discounts if you have multiple types of policies in addition to homeowners. we used to qualify for those when we could afford their car insurance.
Auto Owners
Auto-owners insurance company follow through on claims. the send someone relatively quickly and offer a fair price for claim settlement.
State Farm
Honestly, the premium is rolled into other monthly mortgage payment. We did research and this premium was fair for the amount of coverage we preferred
Progressive
Overall this insurance company has been a pleasure to work with. The interactions are light and straight to the point.
Allstate
The only thing I really disliked about going with All State is that, when comparison shopping, they had significantly higher rates then some of the other companies that I contacted.
Auto Owners
Very easy to navigate and find answers to questions and easy to pay the bill online. Can contact the agent via the website.
Allstate
I recently shopped around and found my multi-policy discount helped me get a good rate compared to AAA and Liberty Mutual.

South Euclid, OH Homeowners Insurance By Home Value

South Euclid, OH Home Value Total Homes % of Total Average South Euclid, OH Homeowners Insurance
Less than $50,000 327 4.0% $140
$50,000 to $59,999 97 1.0% $301
$60,000 to $69,999 190 2.0% $371
$70,000 to $79,999 498 6.0% $427
$80,000 to $89,999 506 7.0% $483
$90,000 to $99,999 574 8.0% $539
$100,000 to $124,999 1,599 22.0% $630
$125,000 to $149,999 1,461 20.0% $785
$150,000 to $174,999 1,068 14.0% $932
$175,000 to $199,999 349 4.0% $1072
$200,000 to $249,999 336 4.0% $1289
$250,000 to $299,999 101 1.0% $1584

Top Home Insurance Agents Near South Euclid, OH

Home Insurance Company Near South Euclid, OH Homeowners Insurance Agency Near South Euclid, OH Address
State Farm Bill Frederick Jr 549 Cleveland Street, Elyria, OH, 44035-4056
State Farm Eileen Reigert 702 Avon Belden Rd, Avon Lake, OH, 44012-2212
Nationwide Lazor Ins & Finc Services 404 N Court St, Medina, OH, 44256-1870
Farmers Richard Beck Lutcf 2181 WADSWORTH RD STE B, Norton, OH, 44203
Erie Rutledge Group Inc. 13124 Shaker Sq Ste 300, Cleveland, OH, 44120

Cost Of Homeowners Insurance By Street Near South Euclid, OH

Streets in South Euclid Area Homeowners Insurance Cost
Adrian Rd, Dorsh Rd, Plainfield Rd, Maydor Ln, Emerson Rd, W Farnhurst Rd, Villa Dr, Linnell Rd, Wandsworth Rd, Whitehall Dr$723
Queen Mary Dr, Colony Rd, Fairoaks Rd, Sherbrook Rd, Lawnway Rd, Felton Rd, Edenwood Rd, Metropolitan Park Blvd, Glenside Rd, Metropolitan Park Blvd$714
Delroy Rd, Temple Rd, Murray Rd, Avondale Rd, Bayard Rd, Chelston Ave, Bluestone Rd, Sheffield Rd, Avondale Rd, Verona Rd$690
E Green Rd, Laclede Rd, Oakmount Rd, Cambridge Rd, Garden Dr, Bayard Rd, Montagano Blvd, Harwood Rd, Haywood Dr, Miramar Blvd$703
Belvoir Mews, Clifford Rd, Sherwood Rd, Covington Rd, Ruple Rd, Roanoke Rd, Tamalga Dr, Lowden Rd, Daryl Dr, Greenvale Rd$696

South Euclid, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Euclid$104 to $107
Lyndhurst$107
University Heights$109
Cleveland Heights$106

South Euclid, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lyndhurst city, Ohio $107 $143 $215
University Heights city, Ohio $109 $145 $218
Cleveland Heights city, Ohio $107 $142 $213

South Euclid, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Euclid, OH4.2%10.7%
Lyndhurst3.87%9.31%
University Heights3.59%8.63%
Cleveland Heights3.85%8.74%

South Euclid Renters Insurance as a Percentage of Rent

South Euclid Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 41 2.0% $798
$300 to $499 21 1.0% $1248
$500 to $749 261 16.0% $1923
$750 to $999 362 23.0% $2673
$1,000 to $1,499 620 40.0% $3798
$1,500 or more 240 15.0% $5448

South Euclid, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly South Euclid Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to South Euclid Home Owner from High Deductible Plan $600

South Euclid, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Euclid, OH Home Replacement Value MORE than Home Value South Euclid, OH Home Replacement Value LESS than Home Value
Replacement Value $142,500 $99,500
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example South Euclid Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 294192
Year Built 194619671979
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$175000-$200000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for South Euclid, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 140,000 Asphalt Shingles Roof 2,170 3 $1000-$2500 Deductible 280 8 Vinyl siding yes
1945 165,000 Tile Roof 2,160 4 $500 Deductible 760 12 Stucco siding yes
1956 125,000 Metal Roof 1,380 3 $1000-$2500 Deductible 500 12 Stucco siding No
1969 165,000 Wood Shake Roof 2,230 4 $1000-$2500 Deductible 340 10 Vinyl siding yes
1947 135,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 220 6 Brick siding yes
1977 215,000 Shingles Roof 2,590 5 $500- $1000 Deductible 160 2 Stucco siding yes
1962 90,000 Composition Roof 1,400 3 $500 Deductible 210 9 Brick siding yes
1958 125,000 Slate Shingles Roof 1,910 3 $1000-$2500 Deductible 70 2 Stone Siding yes
1958 185,000 Slate Shingles Roof 2,140 4 $2500-$5000 Deductible 430 8 Stone Siding yes
1943 390,000 Metal Roof 4,610 5 $5000 to $10,000 Deductible 410 5 Vinyl siding No
1942 150,000 Metal Roof 1,930 5 $1000-$2500 Deductible 120 3 Vinyl siding No
1956 215,000 Shingles Roof 2,330 4 $5000 to $10,000 Deductible 360 9 Fiber-Cement Siding No
1966 215,000 Shingles Roof 2,260 4 $1000-$2500 Deductible 60 1 Vinyl siding yes
1959 405,000 Slate Shingles Roof 4,690 5 $500- $1000 Deductible 740 7 Stucco siding yes
1947 220,000 Tile Roof 3,160 5 $500- $1000 Deductible 640 9 Wood siding No
1966 225,000 Shingles Roof 3,160 5 $500 Deductible 260 3 Brick siding No
1968 150,000 Metal Roof 2,080 5 $2500-$5000 Deductible 430 12 Vinyl siding yes
1957 160,000 Wood Shake Roof 2,080 5 $500 Deductible 130 3 Stucco siding yes
1966 200,000 Membrane Roof 2,210 3 $500 Deductible 710 10 Stucco siding yes
1948 100,000 Metal Roof 1,420 3 $2500-$5000 Deductible 120 5 Brick siding No
1969 230,000 Asphalt Shingles Roof 2,470 4 $2500-$5000 Deductible 130 2 Fiber-Cement Siding No
1950 250,000 Asphalt Shingles Roof 3,220 4 $500 Deductible 390 4 Brick siding No
1969 130,000 Slate Shingles Roof 1,600 5 $500 Deductible 340 8 Stone Siding No
1952 175,000 Composition Roof 2,000 3 $500- $1000 Deductible 690 10 Fiber-Cement Siding yes
1946 160,000 Tile Roof 2,350 3 $500- $1000 Deductible 90 2 Stucco siding yes
1960 150,000 Slate Shingles Roof 1,800 3 $500- $1000 Deductible 220 7 Stone Siding yes
1959 250,000 Metal Roof 2,790 4 $1000-$2500 Deductible 300 4 Stucco siding yes
1950 210,000 Metal Roof 3,160 4 > $10,000 Deductible 440 12 Vinyl siding yes
1941 115,000 Membrane Roof 1,420 3 $500 Deductible 170 4 Stone Siding No
1946 365,000 Composition Roof 4,060 5 $5000 to $10,000 Deductible 90 1 Stone Siding yes
1967 125,000 Membrane Roof 1,710 3 $500 Deductible 100 2 Stucco siding No