South Coast Insurance Rates:

South Coast, CA homeowners insurance is approximately $567 to $767, about $47-$63/month. Our all inclusive analysis reveals consumers can save as much as $266 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
After we had to make a claim two weeks after we bought our house, they sent an adjuster to us within a couple days.
Liberty Mutual
While they have done what their company policy dictates in the way of providing discounts, the cost of the insurance relative to their risk seems minimal.
State Farm
I can visit my agent at our local office. i can even drop by if i want to. she is almost always there.
I haven't checked into premiums in a year so I don't know if the price I'm paying is high. It is cheaper than my previous policy.
There is nothing that I have seen or experienced to this day that I am dissatisfied about with my insurance company
State Farm
I always get prompt service and replied to me quickly, I have had agents offer to come to my home to accommodate my needs or to meet me at any other locations where might be convenient for me.
Like I said, I go through my agent when I have a problem and am very satisfied with her.
I would rate it a 1, I'm completely satisfied with them. I've had nothing but good interactions with the company. They offer me the best rate and help whenever I need to contact them.
I don't like that the website and login information have not been updated in quite some time and the app feature is limited to what you can find.
State Farm
The premium I am paying seems to be lower than other insurance companies I have tried. I have called for other prices and always get higher.
I had a good experience while interacting with the customer service executives of the company. They replied my query promptly and satisfactorily.
I have neighbors who have better coverage for less money. I pay a lot and do not even have loss of use included in my policy and after 11 yrs. Without a claim, my premiums go up every year or two in cost
Liberty Mutual
I never hear from my sales agent checking in. The company collects my premium and that is it.
I don't dislike anything about the company. I always wish premiums were lower, but I can't imagine one being lower than Geico's. If someone could offer lower, I'd take it.
State Farm
I like their hands-off attitude, and I also like the premium which is inexpensive and affordable for my means. Plus I do not adapt to change so I find it easier for my self to stay with an established company that I have been with for several years rather than undertaking a new option. I like that they have covered me without difficulty for over 20 years.
There is only one issue that I have had with the company so far. When I initially signed up for service, they did not bundle my auto and home insurance together. My account was on auto pay so I did not realize it was an issue until my policy renewed.
Liberty Mutual
I would reccomend this company. The service was better. The rates were lower. There was a respect when I called unlike my previous company who I was with for 15 years
I would reconmend this insurance company to family and friends, my advice would be that if you want a safe company, and that makes you feel safe and supported, choose this, it is a very complete company that always supports you and makes you live in a more confident way
I would recommend my insurance agency to others. However, I haven't had to use my home insurance except for a handful of times total, so I don't have the most experience.
Fremont Home Insurance
I have no reason to dislike my insurance company. I guess a general feeling about insurance is that people do not get real value for their money. Wouldn't it be nice if other insurance was like whole life, and paid dividends?
Liberty Mutual
There's nothing I could say that I dislike at this time. I can always complain that the premium should be lower.
Century National
Professional, low cover with quality coverage, helpful customer service, not pushy.
State Farm
I like that it is a nationally recognized brand and because of that recognition, I expect top quality service in the event I need to file a claim. I also like that I could start my claim online and allow them to take care of the details.
Safeco Insurance
The insurance officers are available all the time. They are friendly and helpful. They help me and answer all of my questions.

South Coast, CA Homeowners Insurance By Home Value

South Coast, CA Home Value Total Homes % of Total Average South Coast, CA Homeowners Insurance
Less than $50,000 1,003 4.0% $26
$50,000 to $59,999 217 1.0% $53
$70,000 to $79,999 263 1.0% $80
$80,000 to $89,999 378 1.0% $86
$90,000 to $99,999 312 1.0% $100
$100,000 to $124,999 1,551 7.0% $113
$125,000 to $149,999 954 4.0% $146
$150,000 to $174,999 1,649 7.0% $173
$175,000 to $199,999 1,345 6.0% $200
$200,000 to $249,999 2,793 12.0% $240
$250,000 to $299,999 3,654 16.0% $293
$300,000 to $399,999 7,403 34.0% $373

Top Home Insurance Agents Near South Coast, CA

Home Insurance Company Near South Coast, CA Homeowners Insurance Agency Near South Coast, CA Address
Allstate Brook Daly 4749 Oceanside Blvd Ste D, Oceanside, CA, 92056
State Farm Cathy Yerkes 601 E Yorba Linda Blvd Ste 10, Placentia, CA, 92870-3006
State Farm Derek Tsu 1427 San Marino Avenue Ste B, San Marino, CA, 91108-2047
Travelers Tuttle-Click Insurance Services Inc 41 AUTO CENTER DR, IRVINE, CA, 92618
State Farm Walt Waggener 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477

Cost Of Homeowners Insurance By Street Near South Coast, CA

Streets in South Coast Area Homeowners Insurance Cost
Cll Potro, Gunderson Dr, Clover Ln, Windgate, Ticknor Pl, Monstad St, Cam Mojado, Gordon Rd, Fair Elms, Pilos$703
Plumeria Ln, Gallup Cir, Java Sea Dr, Silkwood, Via Capote, Cmt Salado, Mawson Dr, Whiteflower, Cll de Los Alamos, Cll Felicidad$680
Via San Vicente, Pedro St, Cll Agua, Santa Barbara Pl, Woodswallow Ln, Spoonbill Dr, Randall Way, Costero Hermosa, Via Teca, Fieldpath$696
Fleurance St, Pso Naranja, Bay Dr, Yucca Rd, Costa Rustico, Merlin Ave, Carlo Rd, Ave Riviera, Hamden Dr, Oxford Dr$681
Swallowtail Dr, San Joaquin St, N la Esperanza, Carriage Hill Ln, Carmel Woods, Golden Rod Cir, Watercress, Rutland Ct, Canyon Crk, Cam de Los Mares$None
Via Reata, Oak Leaf Rd, Durham Ct, Via el Rosario, Linda Vis, Alfieri St, Via Alcazar Ave, N el Camino Real, Santa Maria Ave, Cam Reservado$696
Pso Brillo, Cll Marina, Cutter, Afloramiento, Hidden Creek Ln, Domador, Costero Risco, Tuna Dr, Mindanao Cir, N Callecita$675
Vista Plaza Dr, Via Mondano, Pathstone, Via Cerrito, Ebony Glade, Santa Maria Ave, S Vis de la Luna, Coral Rose, Buccaneer St, Tall Oak$None
Bridge Rd, Sunset Ave, Algarrobo, Shelley Rd, Maple Dr, Pina, Crestwood Pl, el Roble, Pinecrest Dr, Bridlewood Dr$None
Boulder Cir, Port Marine Dr, Bent St, Cmt Costa, Saltwater Dr, Western Way, Inclinado, Tieree St, Hillgate Pl, Via Santo Tomas$634

South Coast, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Coast$99 to $102
Laguna Niguel$101
Dana Point$102
San Juan Capistrano$98

South Coast, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Laguna Niguel city, California $85 $113 $169
Dana Point city, California $86 $114 $171
San Juan Capistrano city, California $82 $109 $164

South Coast, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Coast, CA1.9%8.1%
Laguna Niguel1.83%9.27%
Dana Point1.93%9.11%
San Juan Capistrano1.83%9.74%

South Coast Renters Insurance as a Percentage of Rent

South Coast Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 567 1.0% $1888
$750 to $999 1,326 3.0% $2638
$1,000 to $1,499 9,815 24.0% $3763
$1,500 or more 27,071 68.0% $5413

Average Cost Of Home Insurance By Company In Areas Nearby South Coast For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
200000500NewHorace Mann323
2500001000NewPacific Specialty502
2500001000NewState Farm462
5000002500NewForemost Insurance1743
2000005001-3 YearsTravelers430
2500005001-3 YearsAmica Mutual650
2500005001-3 YearsGrange610
2500005001-3 YearsHomesite634
2500005001-3 YearsPacific Specialty608
50000010001-3 YearsQBE (Balboa)855
75000025001-3 YearsHorace Mann579
1500002504-6 YearsHomesite582
1500002504-6 YearsWawanesa371
25000010004-6 YearsCSE Safeguard701
2500005004-6 YearsHorace Mann485
3000005004-6 YearsStillwater Prop & Cas Co791
40000010004-6 YearsBankers Standard1897
1500002507-15 YearsChubb/Federal1112
1500005007-15 YearsCentury National443
1500005007-15 YearsHorace Mann P & C364