South Coast, CA Home Insurance - Analysis On Quotes, Rates & Agents
South Coast Insurance Rates:
South Coast, CA homeowners insurance is approximately $567 to $767, about $47-$63/month. Our all inclusive analysis reveals consumers can save as much as $266 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
After we had to make a claim two weeks after we bought our house, they sent an adjuster to us within a couple days.
While they have done what their company policy dictates in the way of providing discounts, the cost of the insurance relative to their risk seems minimal.
I can visit my agent at our local office. i can even drop by if i want to. she is almost always there.
I haven't checked into premiums in a year so I don't know if the price I'm paying is high. It is cheaper than my previous policy.
There is nothing that I have seen or experienced to this day that I am dissatisfied about with my insurance company
I always get prompt service and replied to me quickly, I have had agents offer to come to my home to accommodate my needs or to meet me at any other locations where might be convenient for me.
Like I said, I go through my agent when I have a problem and am very satisfied with her.
I don't like that the website and login information have not been updated in quite some time and the app feature is limited to what you can find.
The premium I am paying seems to be lower than other insurance companies I have tried. I have called for other prices and always get higher.
I had a good experience while interacting with the customer service executives of the company. They replied my query promptly and satisfactorily.
I have neighbors who have better coverage for less money. I pay a lot and do not even have loss of use included in my policy and after 11 yrs. Without a claim, my premiums go up every year or two in cost
I never hear from my sales agent checking in. The company collects my premium and that is it.
I don't dislike anything about the company. I always wish premiums were lower, but I can't imagine one being lower than Geico's. If someone could offer lower, I'd take it.
I like their hands-off attitude, and I also like the premium which is inexpensive and affordable for my means. Plus I do not adapt to change so I find it easier for my self to stay with an established company that I have been with for several years rather than undertaking a new option. I like that they have covered me without difficulty for over 20 years.
There is only one issue that I have had with the company so far. When I initially signed up for service, they did not bundle my auto and home insurance together. My account was on auto pay so I did not realize it was an issue until my policy renewed.
I have no reason to dislike my insurance company. I guess a general feeling about insurance is that people do not get real value for their money. Wouldn't it be nice if other insurance was like whole life, and paid dividends?
There's nothing I could say that I dislike at this time. I can always complain that the premium should be lower.
Professional, low cover with quality coverage, helpful customer service, not pushy.
I like that it is a nationally recognized brand and because of that recognition, I expect top quality service in the event I need to file a claim. I also like that I could start my claim online and allow them to take care of the details.
The insurance officers are available all the time. They are friendly and helpful. They help me and answer all of my questions.
South Coast, CA Homeowners Insurance By Home Value
|South Coast, CA Home Value||Total Homes||% of Total||Average South Coast, CA Homeowners Insurance|
|Less than $50,000||1,003||4.0%||$26|
|$50,000 to $59,999||217||1.0%||$53|
|$70,000 to $79,999||263||1.0%||$80|
|$80,000 to $89,999||378||1.0%||$86|
|$90,000 to $99,999||312||1.0%||$100|
|$100,000 to $124,999||1,551||7.0%||$113|
|$125,000 to $149,999||954||4.0%||$146|
|$150,000 to $174,999||1,649||7.0%||$173|
|$175,000 to $199,999||1,345||6.0%||$200|
|$200,000 to $249,999||2,793||12.0%||$240|
|$250,000 to $299,999||3,654||16.0%||$293|
|$300,000 to $399,999||7,403||34.0%||$373|
Top Home Insurance Agents Near South Coast, CA
|Home Insurance Company Near South Coast, CA||Homeowners Insurance Agency Near South Coast, CA||Address|
|Allstate||Brook Daly||4749 Oceanside Blvd Ste D, Oceanside, CA, 92056|
|State Farm||Cathy Yerkes||601 E Yorba Linda Blvd Ste 10, Placentia, CA, 92870-3006|
|State Farm||Derek Tsu||1427 San Marino Avenue Ste B, San Marino, CA, 91108-2047|
|Travelers||Tuttle-Click Insurance Services Inc||41 AUTO CENTER DR, IRVINE, CA, 92618|
|State Farm||Walt Waggener||5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477|
Cost Of Homeowners Insurance By Street Near South Coast, CA
|Streets in South Coast Area||Homeowners Insurance Cost|
|Cll Potro, Gunderson Dr, Clover Ln, Windgate, Ticknor Pl, Monstad St, Cam Mojado, Gordon Rd, Fair Elms, Pilos||$703|
|Plumeria Ln, Gallup Cir, Java Sea Dr, Silkwood, Via Capote, Cmt Salado, Mawson Dr, Whiteflower, Cll de Los Alamos, Cll Felicidad||$680|
|Via San Vicente, Pedro St, Cll Agua, Santa Barbara Pl, Woodswallow Ln, Spoonbill Dr, Randall Way, Costero Hermosa, Via Teca, Fieldpath||$696|
|Fleurance St, Pso Naranja, Bay Dr, Yucca Rd, Costa Rustico, Merlin Ave, Carlo Rd, Ave Riviera, Hamden Dr, Oxford Dr||$681|
|Swallowtail Dr, San Joaquin St, N la Esperanza, Carriage Hill Ln, Carmel Woods, Golden Rod Cir, Watercress, Rutland Ct, Canyon Crk, Cam de Los Mares||$None|
|Via Reata, Oak Leaf Rd, Durham Ct, Via el Rosario, Linda Vis, Alfieri St, Via Alcazar Ave, N el Camino Real, Santa Maria Ave, Cam Reservado||$696|
|Pso Brillo, Cll Marina, Cutter, Afloramiento, Hidden Creek Ln, Domador, Costero Risco, Tuna Dr, Mindanao Cir, N Callecita||$675|
|Vista Plaza Dr, Via Mondano, Pathstone, Via Cerrito, Ebony Glade, Santa Maria Ave, S Vis de la Luna, Coral Rose, Buccaneer St, Tall Oak||$None|
|Bridge Rd, Sunset Ave, Algarrobo, Shelley Rd, Maple Dr, Pina, Crestwood Pl, el Roble, Pinecrest Dr, Bridlewood Dr||$None|
|Boulder Cir, Port Marine Dr, Bent St, Cmt Costa, Saltwater Dr, Western Way, Inclinado, Tieree St, Hillgate Pl, Via Santo Tomas||$634|
South Coast, CA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|South Coast||$99 to $102|
|San Juan Capistrano||$98|
South Coast, CA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Laguna Niguel city, California||$85||$113||$169|
|Dana Point city, California||$86||$114||$171|
|San Juan Capistrano city, California||$82||$109||$164|
South Coast, CA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|South Coast, CA||1.9%||8.1%|
|San Juan Capistrano||1.83%||9.74%|
South Coast Renters Insurance as a Percentage of Rent
|South Coast Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|$500 to $749||567||1.0%||$1888|
|$750 to $999||1,326||3.0%||$2638|
|$1,000 to $1,499||9,815||24.0%||$3763|
|$1,500 or more||27,071||68.0%||$5413|
Average Cost Of Home Insurance By Company In Areas Nearby South Coast For Different Scenarios
|Coverage ($)||Deductible ($)||Age of home||Company||Average homeowners insurance premium ($)|
|250000||500||1-3 Years||Amica Mutual||650|
|250000||500||1-3 Years||Pacific Specialty||608|
|500000||1000||1-3 Years||QBE (Balboa)||855|
|750000||2500||1-3 Years||Horace Mann||579|
|250000||1000||4-6 Years||CSE Safeguard||701|
|250000||500||4-6 Years||Horace Mann||485|
|300000||500||4-6 Years||Stillwater Prop & Cas Co||791|
|400000||1000||4-6 Years||Bankers Standard||1897|
|150000||500||7-15 Years||Century National||443|
|150000||500||7-15 Years||Horace Mann P & C||364|