South Berwick Insurance Rates:

South Berwick, ME homeowners insurance is roughly $586 to $801, about $48-$66/month. Our thorough guide shows customers can save upto $277 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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South Berwick, ME Homeowners Insurance By Home Value

South Berwick, ME Home Value Total Homes % of Total Average South Berwick, ME Homeowners Insurance
Less than $50,000 64 3.0% $69
$90,000 to $99,999 46 2.0% $270
$100,000 to $124,999 58 3.0% $319
$125,000 to $149,999 76 3.0% $395
$150,000 to $174,999 147 7.0% $471
$175,000 to $199,999 205 10.0% $541
$200,000 to $249,999 551 28.0% $652
$250,000 to $299,999 307 15.0% $798
$300,000 to $399,999 451 23.0% $1020

Top Home Insurance Agents Near South Berwick, ME

Home Insurance Company Near South Berwick, ME Homeowners Insurance Agency Near South Berwick, ME Address
Travelers Coastal Insurance Group 558 BRIGHTON AVE, PORTLAND, ME, 4102
Travelers Gorham Insurance 12 ELM ST, GORHAM, ME, 4038
Liberty Mutual Nate Duncklee 600 Sable Oaks Dr. Ste. 120, South Portland, ME, 4106
Allstate Scott Parolin 650 Brighton Ave, Portland, ME, 4102
NA Hasbany Insurance 236 Pleasant Street, Methuen, MA, 1844

Cost Of Homeowners Insurance By Street Near South Berwick, ME

Streets in South Berwick Area Homeowners Insurance Cost
Back Acres Ln, Woodland Hls, Stacy Ln, Knights Pond Rd, Gray Rd, Mill Stream Ln, Lords Ln, Tara Rd, Old Emerys Bridge Rd, Flynns Ln$690
Mitchell Ln, York Woods Rd, Young St, Colcord St, Dogwood Rd, Earls Rd, Liberty St, Goodwin St, Clarks Ln, Junction Rd$692
Locust Ln, Carriage Hill Ln, Cottontail Path, Wild Rose Ln, Bennett Rd, Winding Brooke Ln, Double J Ln, Belle Marh Rd, Mt Agamenticus Rd, High Knoll Dr$695
Cross Rd, Belle Marsh Rd, Whitetail St, Blackmore Rd, Waterside Ln, Pave Street Rd, Tibbetts St, S Berwick Rd, Drury Ln, Front St$691
Roe Fields Dr, Chestnut Dr, Bennett Lot Rd, Agamenticus Rd, Thurrell Rd, Ross St, Great Works Dr, River Meadow Ln, Sterling Ln, Lindsey Ln$697

South Berwick, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
South Berwick$103 to $106
Rollinsford$105
Eliot$107
Berwick$102

South Berwick, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rollinsford town, Strafford County, New Hampshire $106 $141 $212
Eliot town, York County, Maine $107 $143 $215
Berwick town, York County, Maine $103 $137 $206

South Berwick, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
South Berwick, ME3.1%10.6%
Rollinsford2.96%7.48%
Eliot3.07%9.59%
Berwick3.9%9.79%

South Berwick Renters Insurance as a Percentage of Rent

South Berwick Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 24 4.0% $1226
$500 to $749 78 15.0% $1901
$750 to $999 282 54.0% $2651
$1,000 to $1,499 122 23.0% $3776
$1,500 or more 14 2.0% $5426

South Berwick, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly South Berwick Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,400$12,900
Net Savings to South Berwick Home Owner from High Deductible Plan $1,500

South Berwick, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario South Berwick, ME Home Replacement Value MORE than Home Value South Berwick, ME Home Replacement Value LESS than Home Value
Replacement Value $294,500 $178,000
Insurance Premium based on Replacement Value $1,475 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $275/year

Example South Berwick Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceTravelers
Monthly Premium 10743107
Year Built 194020041992
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$125000-$150000$400000-$500000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for South Berwick, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 245,000 Asphalt Shingles Roof 1,630 2 $1000-$2500 Deductible 430 4 Brick siding yes
2000 435,000 Metal Roof 3,470 5 $500 Deductible 340 2 Wood siding yes
2007 430,000 Wood Shake Roof 4,080 5 $2500-$5000 Deductible 510 4 Vinyl siding No
1980 285,000 Tile Roof 2,740 4 > $10,000 Deductible 400 9 Brick siding No
2000 150,000 Shingles Roof 1,470 2 $500- $1000 Deductible 270 4 Brick siding No
1945 240,000 Asphalt Shingles Roof 2,190 4 $500 Deductible 630 7 Wood siding yes
1945 430,000 Slate Shingles Roof 2,970 5 $2500-$5000 Deductible 440 3 Stone Siding No
2006 380,000 Wood Shake Roof 3,640 5 $5000 to $10,000 Deductible 1300 12 Stone Siding yes
1986 380,000 Membrane Roof 2,930 4 $5000 to $10,000 Deductible 340 4 Stucco siding yes
1999 285,000 Asphalt Shingles Roof 2,000 3 $500- $1000 Deductible 1280 12 Stone Siding yes
1941 170,000 Slate Shingles Roof 1,170 2 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
2000 225,000 Membrane Roof 2,200 4 $1000-$2500 Deductible 280 3 Stucco siding yes
2013 155,000 Metal Roof 1,070 2 $5000 to $10,000 Deductible 330 6 Fiber-Cement Siding No
2002 195,000 Wood Shake Roof 1,630 3 $1000-$2500 Deductible 510 7 Stone Siding yes
1983 385,000 Shingles Roof 2,780 4 $2500-$5000 Deductible 870 8 Stucco siding yes
1986 210,000 Shingles Roof 1,410 2 $2500-$5000 Deductible 390 8 Stucco siding No
1943 210,000 Slate Shingles Roof 1,770 2 > $10,000 Deductible 130 3 Vinyl siding No
1987 365,000 Asphalt Shingles Roof 2,620 5 > $10,000 Deductible 590 10 Wood siding No
2011 210,000 Wood Shake Roof 1,490 3 > $10,000 Deductible 540 10 Stucco siding No
2000 330,000 Wood Shake Roof 3,020 4 $2500-$5000 Deductible 670 7 Brick siding No
1993 185,000 Membrane Roof 1,420 3 $500- $1000 Deductible 140 2 Vinyl siding No
1994 205,000 Membrane Roof 1,600 4 $500- $1000 Deductible 650 8 Vinyl siding No
2005 185,000 Membrane Roof 1,420 2 $1000-$2500 Deductible 440 7 Fiber-Cement Siding No
1943 135,000 Slate Shingles Roof 1,050 2 $500- $1000 Deductible 180 5 Vinyl siding yes
1988 245,000 Slate Shingles Roof 1,870 3 > $10,000 Deductible 130 3 Stone Siding No
2000 245,000 Metal Roof 1,740 3 $5000 to $10,000 Deductible 580 12 Fiber-Cement Siding No
1942 310,000 Shingles Roof 2,240 5 $5000 to $10,000 Deductible 620 8 Stone Siding No
1999 220,000 Metal Roof 1,890 4 $5000 to $10,000 Deductible 60 1 Stucco siding No
1994 240,000 Metal Roof 2,300 3 $500 Deductible 1240 12 Stone Siding No
2013 320,000 Slate Shingles Roof 2,190 3 $1000-$2500 Deductible 1120 8 Stone Siding No
2001 635,000 Wood Shake Roof 4,640 5 $500 Deductible 2020 9 Fiber-Cement Siding No
1982 275,000 Metal Roof 2,280 4 $2500-$5000 Deductible 660 8 Fiber-Cement Siding No