Sour Lake Insurance Rates:

Sour Lake, TX homeowners insurance is approximately $870 to $1,192, about $72-$99/month. Our exhaustive analysis indicates shoppers can save upto $412 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sour Lake, TX Homeowners Insurance By Home Value

Sour Lake, TX Home Value Total Homes % of Total Average Sour Lake, TX Homeowners Insurance
Less than $50,000 333 20.0% $216
$50,000 to $59,999 66 4.0% $453
$60,000 to $69,999 33 2.0% $556
$70,000 to $79,999 138 8.0% $648
$80,000 to $89,999 52 3.0% $731
$90,000 to $99,999 57 3.0% $813
$100,000 to $124,999 219 13.0% $947
$125,000 to $149,999 107 6.0% $1184
$150,000 to $174,999 261 15.0% $1400
$175,000 to $199,999 83 5.0% $1617
$200,000 to $249,999 178 10.0% $1946
$250,000 to $299,999 90 5.0% $2379

Top Home Insurance Agents Near Sour Lake, TX

Home Insurance Company Near Sour Lake, TX Homeowners Insurance Agency Near Sour Lake, TX Address
Allstate Insurance Concepts 100 Rainbow Dr, Livingston, TX, 77351
Travelers Paul David Tomplait 1610 S MARGARET AVE, KIRBYVILLE, TX, 75956
State Farm Sherrill Santana 6106 FM 2100, Crosby, TX, 77532-5610
NA Twfg Insurance Services 8117 Gladys Ave. 8117 Gladys Ave., Beaumont, TX, 77706
Nationwide Cather Insurance Agency Llc 230 W Cedar Bayou Lynchburg Rd, Baytown, TX, 77521-9051

Cost Of Homeowners Insurance By Street Near Sour Lake, TX

Streets in Sour Lake Area Homeowners Insurance Cost
W Hartel St, Whitetail Forest Rd, Pine Needles Dr, Gustan St, Guedry St, W 2nd St, Hillwood, Oak Hollow, Sharp St, Main St$1,025
Yates St, Griffin Ln, Blanchard Dr, W Pineshadows Dr, G W Jones Sr Rd, Farmer Rd, S Gustan St, Old Beaumont Hwy, Duhon Dr, Houston St$1,034
Thompson Rd, Williams Rd, Duhon St, Duffer Dr, S Fannin St, Lonesome Dove Ln, Gunter Rd, Pine Timbers Dr, Black Cat Rd, Pineglen$1,026
Ave H, Moye, Pinehurst Dr, Creekside Loop, Pinesap Rd, Dayna Ln, Williams Ln, Elm St, Jackson St, Wilkins Ranch Rd$1,031
Pinecrest Ln, Gilbert St, S Ann St, Spike Buck Ln, Cuniff Rd, Pine Lake, Minerva St, Atlantic Rd, Hereford Rd, Guston St$1,038

Sour Lake, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sour Lake$153 to $155
Pinewood Estates$158
Bevil Oaks$155
China$152

Sour Lake, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pinewood Estates CDP, Texas $132 $176 $264
Bevil Oaks city, Texas $129 $172 $258
China city, Texas $127 $169 $254

Sour Lake, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sour Lake, TX7.4%21.4%
Pinewood Estates5.93%16.86%
Bevil Oaks7.03%16.98%
China8.41%24.47%

Sour Lake Renters Insurance as a Percentage of Rent

Sour Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 31 13.0% $801
$300 to $499 57 24.0% $1251
$500 to $749 46 20.0% $1926
$750 to $999 28 12.0% $2676
$1,000 to $1,499 33 14.0% $3801
$1,500 or more 34 14.0% $5451

Sour Lake, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Sour Lake Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,200$8,600
Net Savings to Sour Lake Home Owner from High Deductible Plan $600

Sour Lake, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sour Lake, TX Home Replacement Value MORE than Home Value Sour Lake, TX Home Replacement Value LESS than Home Value
Replacement Value $152,500 $94,000
Insurance Premium based on Replacement Value $1,175 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Sour Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 10656206
Year Built 201020001987
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$100000-$125000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Sour Lake, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 305,000 Tile Roof 3,280 5 $500 Deductible 1210 5 Stone Siding yes
1987 125,000 Metal Roof 1,940 4 $1000-$2500 Deductible 90 1 Wood siding No
2010 85,000 Asphalt Shingles Roof 1,280 2 $500- $1000 Deductible 490 7 Stone Siding No
1990 100,000 Shingles Roof 1,570 2 $500- $1000 Deductible 80 1 Stone Siding yes
1998 210,000 Composition Roof 3,210 4 $2500-$5000 Deductible 940 7 Stone Siding yes
2011 130,000 Tile Roof 1,430 3 $1000-$2500 Deductible 60 1 Vinyl siding yes
2009 190,000 Asphalt Shingles Roof 2,270 3 $1000-$2500 Deductible 920 8 Vinyl siding No
2010 140,000 Composition Roof 1,630 3 $1000-$2500 Deductible 240 4 Stone Siding yes
1986 190,000 Asphalt Shingles Roof 2,200 5 $500- $1000 Deductible 620 4 Stucco siding No
1996 75,000 Asphalt Shingles Roof 970 2 $500- $1000 Deductible 50 1 Vinyl siding yes
2013 350,000 Asphalt Shingles Roof 3,860 5 $500 Deductible 1880 7 Wood siding yes
2014 345,000 Composition Roof 4,490 5 $500- $1000 Deductible 1800 9 Fiber-Cement Siding yes
2013 185,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 1720 12 Brick siding No
1989 160,000 Slate Shingles Roof 2,120 4 $500 Deductible 620 5 Wood siding No
2000 190,000 Metal Roof 2,380 3 $500 Deductible 1150 10 Brick siding yes
2005 215,000 Slate Shingles Roof 2,470 4 > $10,000 Deductible 290 3 Vinyl siding No
1980 100,000 Metal Roof 1,610 3 $2500-$5000 Deductible 110 3 Brick siding yes
2004 295,000 Metal Roof 3,570 5 > $10,000 Deductible 670 7 Wood siding No
1988 175,000 Asphalt Shingles Roof 2,620 4 $500- $1000 Deductible 980 7 Stone Siding yes
2000 185,000 Wood Shake Roof 2,650 5 $2500-$5000 Deductible 860 8 Vinyl siding yes
1985 320,000 Slate Shingles Roof 3,690 5 $500 Deductible 1150 5 Brick siding No
1990 260,000 Metal Roof 2,970 4 > $10,000 Deductible 990 8 Stone Siding No
1996 190,000 Slate Shingles Roof 2,130 5 $5000 to $10,000 Deductible 220 2 Brick siding yes
1989 135,000 Shingles Roof 1,840 4 $1000-$2500 Deductible 730 12 Stone Siding yes
2011 190,000 Slate Shingles Roof 2,240 3 $5000 to $10,000 Deductible 400 5 Fiber-Cement Siding No
1995 365,000 Membrane Roof 4,370 5 $500 Deductible 4580 12 Fiber-Cement Siding yes
1992 365,000 Wood Shake Roof 4,300 5 $5000 to $10,000 Deductible 390 2 Stucco siding No
2012 170,000 Metal Roof 2,130 3 $2500-$5000 Deductible 1140 8 Brick siding No
2001 130,000 Membrane Roof 1,980 3 $1000-$2500 Deductible 250 3 Stone Siding yes
2006 170,000 Tile Roof 2,710 5 $2500-$5000 Deductible 200 2 Stucco siding yes
2012 140,000 Shingles Roof 2,170 4 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No
2012 90,000 Slate Shingles Roof 1,220 2 $1000-$2500 Deductible 450 8 Stucco siding No