Soquel Insurance Rates:

Soquel, CA homeowners insurance is about $551 to $758, about $45-$63/month. Our in depth research reveals consumers can save as much as $262 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Soquel, CA Homeowners Insurance By Home Value

Soquel, CA Home Value Total Homes % of Total Average Soquel, CA Homeowners Insurance
Less than $50,000 89 8.0% $26
$50,000 to $59,999 34 3.0% $58
$60,000 to $69,999 32 3.0% $72
$80,000 to $89,999 12 1.0% $98
$90,000 to $99,999 27 2.0% $111
$100,000 to $124,999 122 11.0% $131
$125,000 to $149,999 50 4.0% $163
$150,000 to $174,999 11 1.0% $189
$175,000 to $199,999 32 3.0% $222
$200,000 to $249,999 201 19.0% $268
$250,000 to $299,999 72 6.0% $327
$300,000 to $399,999 365 34.0% $419

Top Home Insurance Agents Near Soquel, CA

Home Insurance Company Near Soquel, CA Homeowners Insurance Agency Near Soquel, CA Address
State Farm Barb Ellul 7027 Dublin Blvd, Dublin, CA, 94568
Farmers Binh Nguyen 1941 Tully Rd Ste 30, San Jose, CA, 95122
Travelers Dunne Agency Insurance Services 16165 MONTEREY RD 105, MORGAN HILL, CA, 95037
Travelers Insurance By Castle Agency 643 BAIR ISLAND RD STE 200, REDWOOD CITY, CA, 94063
State Farm Lillian Moore 5589 Winfield Blvd Ste 210, San Jose, CA, 95123-1219

Cost Of Homeowners Insurance By Street Near Soquel, CA

Streets in Soquel Area Homeowners Insurance Cost
Ball Dr, Twin View Ln, Cll Serra, Greenbrae Ln, Orchard St, Olive Springs Rd, Research Park Dr, Via Juanita Ln, Hilltop Rd, Salisbury Ct$669
Coyote Canyon, Austrian Way, Caldwell Dr, Windward Ct, E Walnut St, Houts Dr, Bridge St, Old San Jose Rd, Riviera Dr, Imperial Ct$647
Mesa Grande Dr, Lindsay Ln, W Ledyard Way, Robertson St, Oak Ridge Rd, Amberwood Ln, Timberview St, Paper Mill Rd, Poppy Way, Wilshire Dr$636
Campo Way, Orion Ct, Haas Dr, Terra Ln, Cabrillo College Dr, Aster Ln, Cabrillo Ave, Prescott Rd, Mount Vista Ct, Crestline Way$686
Rodeo Gulch Ct, Woodstock Dr, Hardin Way, Stream, Parker St, Spreckles Dr, E Ledyard Way, McGlenn Dr, Aptos Rancho Rd, Bobcat Trl$689

Soquel, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Soquel$97 to $99
Capitola$96
Live Oak$97
Seacliff$98

Soquel, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Capitola city, California $80 $107 $160
Live Oak CDP, California $81 $108 $162
Seacliff CDP, California $82 $109 $163

Soquel, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Soquel, CA2.0%9.5%
Capitola2.35%11.33%
Live Oak2.04%12.19%
Seacliff2.13%11.16%

Soquel Renters Insurance as a Percentage of Rent

Soquel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 66 6.0% $1895
$750 to $999 137 14.0% $2645
$1,000 to $1,499 374 38.0% $3770
$1,500 or more 401 41.0% $5420

Average Cost Of Home Insurance By Company In Areas Nearby Soquel For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewChubb/Federal849
200000500NewSafeco345
200000500NewUSAA428
2500001000NewUniversal North America316
250000500NewMetropolitan Direct929
4000001000NewForemost Insurance1455
4000001000NewWestern Mutual/Residence813
25000010001-3 YearsOregon Mutual477
2500005001-3 YearsAmco539
3000005001-3 YearsUnigard Group1112
40000010001-3 YearsIntegon/National804
40000010001-3 YearsMercury Ins Group409
50000010001-3 YearsNationwide1004
50000025001-3 YearsFarmers (Fire Ins)1007
1500002504-6 YearsIDS Property Casualty480
1500005004-6 YearsAAA (Interinsurance Exchange)409
1500005004-6 YearsAmica Mutual551
1500005004-6 YearsFarmers (Fire Ins)602
25000010004-6 YearsIntegon/National685
25000010004-6 YearsOregon Mutual553
2500005004-6 YearsIntegon/National810
40000010004-6 YearsGrange852
75000025004-6 YearsGeneral Ins698
1500005007-15 YearsCalifornia Casualty569

Soquel, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$7,700
Yearly Soquel Homeowner Insurance Premium Example $3,100$2,100
Out of Pocket Expense During Claim$700$7,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,500$24,500
Net Savings to Soquel Home Owner from High Deductible Plan $1,000

Soquel, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Soquel, CA Home Replacement Value MORE than Home Value Soquel, CA Home Replacement Value LESS than Home Value
Replacement Value $806,500 $522,000
Insurance Premium based on Replacement Value $2,175 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $139,000 Risk Exposure from Under Insuring Coverage is $145,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $375/year

Example Soquel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceTravelers
Monthly Premium 127105121
Year Built 199719771984
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $500000-$600000$400000-$500000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Soquel, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 700,000 Tile Roof 2,430 5 $5000 to $10,000 Deductible 1090 8 Fiber-Cement Siding No
1976 830,000 Tile Roof 3,300 4 $5000 to $10,000 Deductible 920 8 Stucco siding yes
1976 675,000 Asphalt Shingles Roof 2,780 4 $5000 to $10,000 Deductible 1220 9 Stone Siding No
1973 480,000 Slate Shingles Roof 2,200 4 $500 Deductible 170 1 Vinyl siding No
1987 730,000 Membrane Roof 2,380 4 $1000-$2500 Deductible 800 5 Brick siding No
1993 600,000 Tile Roof 2,060 3 $500 Deductible 1940 12 Wood siding yes
1986 505,000 Metal Roof 2,380 3 $500- $1000 Deductible 120 1 Fiber-Cement Siding No
1976 445,000 Slate Shingles Roof 1,670 3 $5000 to $10,000 Deductible 820 8 Fiber-Cement Siding No
1981 225,000 Membrane Roof 950 2 $500- $1000 Deductible 100 2 Fiber-Cement Siding yes
1994 375,000 Metal Roof 1,540 3 $1000-$2500 Deductible 530 10 Vinyl siding yes
1979 670,000 Membrane Roof 2,810 4 $2500-$5000 Deductible 530 5 Fiber-Cement Siding yes
1977 405,000 Shingles Roof 1,310 3 $500 Deductible 560 5 Wood siding No
1975 440,000 Tile Roof 1,600 4 > $10,000 Deductible 210 5 Brick siding yes
1988 670,000 Slate Shingles Roof 2,810 4 $2500-$5000 Deductible 990 7 Fiber-Cement Siding yes
1984 435,000 Slate Shingles Roof 1,420 2 $500 Deductible 780 8 Vinyl siding No
1986 655,000 Metal Roof 2,350 3 $2500-$5000 Deductible 1010 9 Vinyl siding No
1998 1,055,000 Slate Shingles Roof 3,890 5 > $10,000 Deductible 130 1 Fiber-Cement Siding yes
1981 360,000 Wood Shake Roof 1,180 2 > $10,000 Deductible 50 1 Wood siding No
1973 365,000 Wood Shake Roof 1,390 3 $500 Deductible 120 1 Vinyl siding No
1975 635,000 Slate Shingles Roof 2,480 5 > $10,000 Deductible 530 8 Fiber-Cement Siding yes
1970 400,000 Wood Shake Roof 1,760 2 $500 Deductible 1110 9 Brick siding No
1992 525,000 Shingles Roof 2,280 3 $2500-$5000 Deductible 90 1 Brick siding yes
1985 320,000 Membrane Roof 1,320 2 $5000 to $10,000 Deductible 140 3 Stucco siding yes
1979 1,220,000 Membrane Roof 4,180 5 $500- $1000 Deductible 1830 7 Stone Siding No
1990 480,000 Metal Roof 2,040 3 $500 Deductible 1520 12 Brick siding yes
1994 710,000 Asphalt Shingles Roof 2,610 4 $2500-$5000 Deductible 590 5 Brick siding No
1993 525,000 Membrane Roof 2,040 4 $5000 to $10,000 Deductible 1190 12 Stone Siding No
1985 645,000 Composition Roof 2,800 4 $1000-$2500 Deductible 2300 12 Fiber-Cement Siding yes
1988 955,000 Composition Roof 3,310 5 $1000-$2500 Deductible 2420 10 Stone Siding yes
1995 375,000 Composition Roof 1,460 2 $500 Deductible 370 4 Wood siding yes
1971 1,050,000 Wood Shake Roof 3,380 4 $500 Deductible 220 1 Stone Siding yes